How Can I Make My Lake Villa, IL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Lake Villa, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Lake Villa, IL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $169,500 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $189,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $336,500 | $290,000 | $300,000-$350,000 |
| 5 Bedroom | $348,000 | $280,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Lake Villa, IL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $726 |
| Superior Protection Discount | -$77 | $777 |
| Fire & Security Discount | -$94 | $760 |
| Hail Resistant Roof Discount | -$17 | $837 |
| Newly Constructed Home Discount | -$213 | $640 |
Choose the Right Deductible for your Lake Villa, IL Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $2,000 | $915 | $2,915 | $665 | $2,665 | $250 |
| Lake Villa, IL | $1,000 | $843 | $1,843 | $613 | $1,613 | $230 |
| Hainesville, IL | $500 | $795 | $1,295 | $578 | $1,078 | $217 |
| Knollwood, IL | $700 | $1,009 | $1,709 | $733 | $1,433 | $276 |
| Ela, IL | $300 | $1,007 | $1,307 | $732 | $1,032 | $275 |
| Lake Forest, IL | $2,000 | $729 | $2,729 | $530 | $2,530 | $199 |
| Hanover, IL | $400 | $830 | $1,230 | $603 | $1,003 | $227 |
| Walworth, WI | $1,000 | $683 | $1,683 | $496 | $1,496 | $187 |
| South Elgin, IL | $500 | $758 | $1,258 | $551 | $1,051 | $207 |
| Norridge, IL | $2,000 | $832 | $2,832 | $604 | $2,604 | $227 |
| Darien, WI | $400 | $731 | $1,131 | $531 | $931 | $200 |
| Caledonia, IL | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
Identify Top Home Insurance Agents near Lake Villa, IL | Back to Top
| Home Insurance Company Lake Villa, IL | Homeowners Insurance Agency Lake Villa, IL | Address | Popularity Score | Distance from Lake Villa (miles) |
|---|---|---|---|---|
| State Farm | Paul Georgopulos | 38 N Broadway St Ste 1, Des Plaines, IL, 60016-2348 | 26.3 | |
| State Farm | Ryan Messner | 437 Robert Parker Coffin Rd, Long Grove, IL, 60047-9619 | 16.7 | |
| State Farm | Ashley Trennert | 8454 S Harlem Ave, Bridgeview, IL, 60455-1721 | 48.7 | |
| State Farm | Steve Roth | 1163 N Green Bay Rd, Waukegan, IL, 60085-2243 | 9.7 | |
| State Farm | Mallory Jordan | 2340 S Eola Rd Ste 102, Aurora, IL, 60503-6411 | 49.4 | |
| Travelers | Taveras Insurance Agency | 9564 W Grand Ave, Franklin Park, IL, 60131 | 35.0 | |
| Travelers | Rally Insurance Group Inc | 31632 Ellis Dr 112, Volo, IL, 60073 | 8.0 | |
| Liberty Mutual Independent | Schatz & Associates Inc. | 500 Park Ave Ste 201, Lake Villa, IL, 60046 | 0.5 | |
| Liberty Mutual Independent | Lilian Financial | 3540 Grand Ave, Gurnee, IL, 60031 | 9.5 | |
| State Farm | Kent Rouse | 120 N Milwaukee Ave Ste 200, Lake Villa, IL, 60046-6559 | 0.5 |
Compare Rates for Lake Villa, IL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,220 | $640 |
| Lake County, IL | $251,400 | $926 | $620 | $1,310 | $690 |
| Lake Villa, IL | $196,700 | $854 | $620 | $1,170 | $550 |
| Hainesville, IL | $157,600 | $805 | $560 | $1,110 | $550 |
| Knollwood, IL | $286,600 | $1,021 | $740 | $1,460 | $720 |
| Ela, IL | $429,500 | $1,020 | $740 | $1,450 | $710 |
| Lake Forest, IL | $855,500 | $738 | $490 | $1,010 | $520 |
| Hanover, IL | $188,400 | $840 | $600 | $1,200 | $600 |
| Walworth, WI | $172,800 | $691 | $480 | $980 | $500 |
| South Elgin, IL | $216,900 | $767 | $540 | $1,080 | $540 |
| Norridge, IL | $275,000 | $842 | $610 | $1,160 | $550 |
| Darien, WI | $208,500 | $740 | $500 | $1,060 | $560 |
| Caledonia, IL | $168,800 | $696 | $470 | $1,000 | $530 |
Research Home Insurance Companies Reviews in Lake Villa, IL Before Buying | Back to Top
Share a review on your home insurance company
GEICO Home Insurance Reviews
Date: October 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I’m satisfied with the pricing for the premium and deductible. The pricing is better than others had quoted. I have no complaints in this area.
Date: July 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Geico home insurance company has served my family and I quite well. Never have I had an experience where I was hung up on or spoken to rudely.
Date: December 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
We got a great offer and coverage. My husband and I are both Geico customers for our car insurance so we got a great deal to add the house.
State Farm Home Insurance Reviews
Date: January 20, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
that they have everything they need to help us and have things that other policies do not have
Date: November 07, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
It has been awhile since I got this coverage but I'm sure it had to do with bundling with my car insurance. That enabled a bundle discount which then probably came out to same price or lower than other insurance companies.
Erie Insurance Home Insurance Reviews
Date: September 17, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
There is a local branch in our city also which is important to me since I like to have face to face conversations with people versus talking to them on the phone. They have excellent local customer service
Date: October 26, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
What I like about the interaction/communication with my insurance company is that they will make sure that you understand every different scenario so that you get a full understanding of the situation.
Liberty Mutual Home Insurance Reviews
Date: June 06, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Customer Service
I would rate Liberty Mutual a 4.There good but expensive for the amount of coverage we get.I feel that we would have to break the bank to afford the kind of coverage we should have.
Allstate Home Insurance Reviews
Date: April 03, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
comparing with other insurance companies my insurance company provides various facilities to attract and help customers.it takes every claim, big or small , very seriously.