Gavop shows you how to buy homeowners insurance in First Assessment, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $145,000 | $120,000 | $150,000-$175,000 |
| 3 Bedroom | $160,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $181,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $456,500 | $400,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $865 |
| Home and Two Car | -$150 | $790 |
| Home and Three Car | -$216 | $724 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Crow Wing County | $1,000 | $1,061 | $2,061 | $771 | $1,771 | $290 |
| First Assessment, MN | $1,000 | $929 | $1,929 | $675 | $1,675 | $254 |
| Pillager, MN | $100 | $871 | $971 | $633 | $733 | $238 |
| Green Prairie, MN | $100 | $1,131 | $1,231 | $822 | $922 | $309 |
| Parker, MN | $2,500 | $1,067 | $3,567 | $775 | $3,275 | $292 |
| Pike Creek, MN | $300 | $1,090 | $1,390 | $792 | $1,092 | $298 |
| Nimrod, MN | $1,500 | $830 | $2,330 | $603 | $2,103 | $227 |
| Sobieski, MN | $200 | $850 | $1,050 | $617 | $817 | $232 |
| Morrill, MN | $2,500 | $1,042 | $3,542 | $757 | $3,257 | $285 |
| Crow Wing Lake, MN | $100 | $1,337 | $1,437 | $971 | $1,071 | $365 |
| Alberta, MN | $1,000 | $1,231 | $2,231 | $895 | $1,895 | $336 |
| Home Insurance Company First Assessment, MN | Homeowners Insurance Agency First Assessment, MN | Address | Popularity Score | Distance from First Assessment (miles) |
|---|---|---|---|---|
| State Farm | Jolene Johannes | 763 Jefferson Street North, Wadena, MN, 56482-2335 | 42.9 | |
| State Farm | Brett Laugen | 13341 Cypress Dr Ste 102, Baxter, MN, 56425-8546 | 4.8 | |
| State Farm | Jake Brandt | 525 Washington St, Brainerd, MN, 56401-3307 | 4.2 | |
| State Farm | Kendra Delage | 234 Central Ave, Long Prairie, MN, 56347-1303 | 42.8 | |
| State Farm | Lori Kush | 15594 Highway 27 Ste 1, Little Falls, MN, 56345-6625 | 30.7 | |
| Allstate | Insurance Brokers Of Mn | 43 E Broadway Ste 101, Little Falls, MN, 56345 | 30.9 | |
| Farmers | Scott Parsons | 608 Kingwood St, Brainerd, MN, 56401 | 4.1 | |
| Farmers | Marty Johnson | 11284 State Highway 210, Brainerd, MN, 56401 | 4.6 | |
| Travelers | Rg Insurance | 14091 Baxter Dr Ste 114, Baxter, MN, 56425 | 4.0 | |
| Farmers | Guy Henkensiefken | 14084 Baxter Dr Ste 1, Baxter, MN, 56425 | 4.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,690 | $880 |
| Crow Wing County, MN | $188,100 | $1,074 | $740 | $1,510 | $770 |
| First Assessment, MN | $244,400 | $940 | $640 | $1,330 | $690 |
| Pillager, MN | $119,500 | $882 | $590 | $1,220 | $630 |
| Green Prairie, MN | $185,100 | $1,145 | $840 | $1,630 | $790 |
| Parker, MN | $166,400 | $1,080 | $790 | $1,490 | $700 |
| Pike Creek, MN | $172,900 | $1,103 | $790 | $1,530 | $740 |
| Nimrod, MN | $111,100 | $840 | $570 | $1,160 | $590 |
| Sobieski, MN | $115,000 | $860 | $580 | $1,230 | $650 |
| Morrill, MN | $159,700 | $1,055 | $710 | $1,450 | $740 |
| Crow Wing Lake, MN | $255,700 | $1,353 | $930 | $1,850 | $920 |
| Alberta, MN | $217,700 | $1,246 | $880 | $1,710 | $830 |