Gavop shows you how to buy homeowners insurance in Hartley County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $83,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $123,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $210,000 | $170,000 | $175,000-$200,000 |
| 5 Bedroom | $250,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $831 |
| Superior Protection Discount | -$97 | $870 |
| Fire & Security Discount | -$87 | $880 |
| Hail Resistant Roof Discount | -$19 | $947 |
| Newly Constructed Home Discount | -$242 | $725 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hartley County | $1,500 | $955 | $2,455 | $694 | $2,194 | $261 |
| Hartley County, TX | $700 | $955 | $1,655 | $694 | $1,394 | $261 |
| Dalhart, TX | $300 | $994 | $1,294 | $723 | $1,023 | $272 |
| Vega, TX | $1,000 | $1,445 | $2,445 | $1,050 | $2,050 | $395 |
| Oldham County, TX | $300 | $1,023 | $1,323 | $744 | $1,044 | $280 |
| Adrian, TX | $2,000 | $1,380 | $3,380 | $1,003 | $3,003 | $377 |
| Cactus, TX | $200 | $1,235 | $1,435 | $898 | $1,098 | $338 |
| Dumas, TX | $2,500 | $969 | $3,469 | $704 | $3,204 | $265 |
| Logan-Nara Visa, NM | $100 | $696 | $796 | $505 | $605 | $190 |
| Stratford, TX | $1,500 | $1,441 | $2,941 | $1,047 | $2,547 | $394 |
| Clayton South, NM | $200 | $684 | $884 | $497 | $697 | $187 |
| Sunray, TX | $2,500 | $1,429 | $3,929 | $1,038 | $3,538 | $390 |
| Home Insurance Company Hartley County, TX | Homeowners Insurance Agency Hartley County, TX | Address | Popularity Score | Distance from Hartley County (miles) |
|---|---|---|---|---|
| State Farm | Kyle Grimsley | 601 E 7th St, Dalhart, TX, 79022-3728 | 16.0 | |
| State Farm | Sue Holt | 1545 S Dumas Ave, Dumas, TX, 79029-5517 | 35.7 | |
| State Farm | Brett Stegall | 610 E 1st St, Dumas, TX, 79029-3216 | 36.2 | |
| Travelers | Insurance Associate | 709 Denver, Dalhart, TX, 79022 | 15.9 | |
| Farmers | Ricky Taylor | 701 S Bliss Ave, Dumas, TX, 79029 | 35.8 | |
| Travelers | Stidham Insurance Agcy | 200 E First St, Dumas, TX, 79029 | 35.9 | |
| Travelers | Crop Insurance Solutions Llc | 205 N Dumas Ave, Dumas, TX, 79029 | 35.8 | |
| Farmers | Joanie Ivy | Po Box 1167, Stratford, TX, 79084 | 45.6 | |
| State Farm | Sue Holt | 1545 S. Dumas Ave, Dumas, TX, 79029 | 35.7 | |
| Travelers | Crop Insurance Solutions Llc | 205 N Ave , Dumas, TX, 79029 | 35.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hartley County, TX | $146,900 | $967 | $640 | $1,490 | $850 |
| Hartley County, TX | $146,900 | $967 | $640 | $1,490 | $850 |
| Dalhart, TX | $97,200 | $1,006 | $660 | $1,550 | $890 |
| Vega, TX | $88,200 | $1,463 | $970 | $2,250 | $1,280 |
| Oldham County, TX | $87,000 | $1,036 | $680 | $1,600 | $920 |
| Adrian, TX | $75,700 | $1,397 | $920 | $2,150 | $1,230 |
| Cactus, TX | $51,800 | $1,250 | $830 | $1,930 | $1,100 |
| Dumas, TX | $110,900 | $980 | $650 | $1,510 | $860 |
| Logan-Nara Visa, NM | $87,300 | $704 | $490 | $1,000 | $510 |
| Stratford, TX | $87,200 | $1,458 | $960 | $2,250 | $1,290 |
| Clayton South, NM | $82,600 | $692 | $500 | $960 | $460 |
| Sunray, TX | $84,800 | $1,446 | $950 | $2,230 | $1,280 |