Gavop tells you how to get the best homeowners insurance in Murphy, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Murphy, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Meadow Trail Ln, Tara Heights Dr, Little Brennen Ct, Walnut Trl, Wild Ridge Dr, Rued Pl, Woodland Trails Dr, S Golden Cir, Shelly Dr, Dillon Rd | $103,000 | $90,000 | $100,000-$125,000 | $81,000 | $80,000 | $75,000-$100,000 |
| Bali Hai Dr, Tiffany, Timber Hollow Ln, Fairway, Dillon Plaza Dr, Nantucket Ct, New Sugar Creek Rd, Wildwind Ln, White Cliff Ln, Paula Ct | $126,000 | $110,000 | $125,000-$150,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Nolan Hill Dr, Gloucester Rd, Wildrose Creek, Fox Trotter Ct, Briny Ln, Marie Dr, Patrick Dr, Elizabeth Ln, Diehl Ln, Horseshoe Bend | $181,500 | $160,000 | $175,000-$200,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Appaloosa Dr, Emerald, Jessica Dr, Arkansas Dr, Old Little Antire Rd, Mae Lynn Dr, Falcon Ct, Margaret Dr, Kraus Manor, Our Dr | $204,000 | $190,000 | $175,000-$200,000 | $143,000 | $120,000 | $150,000-$175,000 |
| Wellesley Dr, Opal Dr, Greenway Ct, Bridlecrest Dr, Hedgewood Dr, Lingonberry Ct, Royal Oak Dr, Pine Ridge Dr, Bristo Bend, N Valley Dell Dr | $202,500 | $170,000 | $175,000-$200,000 | $138,500 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $707 |
| Superior Protection Discount | -$86 | $776 |
| Fire & Security Discount | -$78 | $785 |
| Hail Resistant Roof Discount | -$26 | $837 |
| Newly Constructed Home Discount | -$190 | $673 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $1,500 | $1,017 | $2,517 | $739 | $2,239 | $278 |
| Murphy, MO | $2,000 | $852 | $2,852 | $619 | $2,619 | $233 |
| Sunset Hills, MO | $300 | $942 | $1,242 | $684 | $984 | $257 |
| Clarkson Valley, MO | $1,500 | $2,772 | $4,272 | $2,015 | $3,515 | $758 |
| Pagedale, MO | $500 | $759 | $1,259 | $551 | $1,051 | $207 |
| Edmundson, MO | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Stites, IL | $200 | $349 | $549 | $253 | $453 | $95 |
| Lake St. Louis, MO | $700 | $881 | $1,581 | $640 | $1,340 | $241 |
| Alton, IL | $400 | $804 | $1,204 | $584 | $984 | $220 |
| Charrette, MO | $2,500 | $1,153 | $3,653 | $838 | $3,338 | $315 |
| Jarvis, IL | $500 | $710 | $1,210 | $516 | $1,016 | $194 |
| Worden, IL | $2,500 | $638 | $3,138 | $464 | $2,964 | $174 |
| Home Insurance Company Murphy, MO | Homeowners Insurance Agency Murphy, MO | Address | Popularity Score | Distance from Murphy (miles) |
|---|---|---|---|---|
| Travelers | Midtown Insurance Group | 12166 Old Big Bend Ste 210, Kirkwood, MO, 63122 | 6.0 | |
| State Farm | Ben Rister | 14145 Clayton Rd, Chesterfield, MO, 63017-8355 | 9.3 | |
| Travelers | Graves Insurance Group | 10097 Manchester Rd Ste 100, St Louis, MO, 63122 | 9.3 | |
| Travelers | Partners Insurance Inc | 9201 Watson Rd Ste 222, St Louis, MO, 63126 | 7.7 | |
| State Farm | Evelyn Jamison | 519 N. Taylor Ave., St Louis, MO, 63108 | 16.5 | |
| State Farm | Hugh Bissell | 10807 Big Bend Rd, Kirkwood, MO, 63122-6054 | 6.6 | |
| Allstate | Michael O Kane | 300 Biltmore Dr Ste 334, Fenton, MO, 63026 | 1.4 | |
| State Farm | Margaret Eidson | 15334 Manchester Rd, Ellisville, MO, 63011-3027 | 8.0 | |
| State Farm | Kent Zimmer | 232 Vance Rd Ste 201, Valley Park, MO, 63088-1575 | 4.2 | |
| State Farm | Todd Oesterlei | 9120 Watson Rd Ste 200, Saint Louis, MO, 63126-2238 | 7.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,550 | $800 |
| Jefferson County, MO | $154,100 | $1,030 | $730 | $1,460 | $730 |
| Murphy, MO | $125,000 | $863 | $610 | $1,180 | $570 |
| Sunset Hills, MO | $365,800 | $953 | $650 | $1,340 | $690 |
| Clarkson Valley, MO | $614,400 | $2,806 | $1,990 | $4,010 | $2,020 |
| Pagedale, MO | $55,700 | $768 | $560 | $1,100 | $540 |
| Edmundson, MO | $65,000 | $809 | $590 | $1,160 | $570 |
| Stites, IL | $32,000 | $353 | $240 | $490 | $250 |
| Lake St. Louis, MO | $218,300 | $892 | $650 | $1,270 | $620 |
| Alton, IL | $80,400 | $814 | $590 | $1,120 | $530 |
| Charrette, MO | $178,900 | $1,167 | $790 | $1,650 | $860 |
| Jarvis, IL | $182,500 | $718 | $520 | $1,020 | $500 |
| Worden, IL | $98,900 | $646 | $430 | $890 | $460 |