Gavop shows you how to buy homeowners insurance in Silver Springs, NV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Silver Springs, NV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mc Guire Ave, Pat Cir, Terrace Ln, Annette Ave, Betty Ct, Garnet Ct, S Main St, Donner Trl, Blackhawk Rd, E 5th St | $203,500 | $170,000 | $175,000-$200,000 | $162,500 | $150,000 | $125,000-$150,000 |
| Banner St, Orvchris Dr, Ludington Dr, Citrus St, Quince Ave, Palmetto Dr, Taboosi Way, Kathleen Way, Meadow Dr, Tombstone Way | $92,500 | $70,000 | $75,000-$100,000 | $66,000 | $60,000 | $50,000-$75,000 |
| Mulberry St, Nectarine St, Parsley Ct, Greeley Ave, Luzier Ln, Lincoln Cir, Cooney St, Miley Ln, Rawhide St, Miwok Dr | $144,000 | $130,000 | $150,000-$175,000 | $136,000 | $120,000 | $100,000-$125,000 |
| Lake Ave, Maple St, 9th St, Mason Pass Rd, Broken Arrow, Via Toledo St, Varney Ln, 2nd St, Lynlee Ln, Green St | $138,500 | $130,000 | $125,000-$150,000 | $128,000 | $120,000 | $125,000-$150,000 |
| David Ave, Rhyolite Dr, Buffalo Dr, N Mountain View St, Mackenzie Ln, E Ward Ln, Zuni Way, Amanette Way, Surprise St, Farrell Ln | $121,500 | $110,000 | $125,000-$150,000 | $129,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$102 | $578 |
| Superior Protection Discount | -$61 | $618 |
| Fire & Security Discount | -$68 | $612 |
| Hail Resistant Roof Discount | -$14 | $666 |
| Newly Constructed Home Discount | -$190 | $489 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lyon County | $700 | $719 | $1,419 | $522 | $1,222 | $196 |
| Silver Springs, NV | $2,500 | $671 | $3,171 | $488 | $2,988 | $183 |
| Pine Nut, NV | $400 | $1,561 | $1,961 | $1,134 | $1,534 | $427 |
| Wadsworth, NV | $1,000 | $393 | $1,393 | $286 | $1,286 | $107 |
| Gardnerville-Minden, NV | $300 | $736 | $1,036 | $535 | $835 | $201 |
| Indian Hills, NV | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| Topaz Ranch Estates, NV | $400 | $543 | $943 | $395 | $795 | $149 |
| Gardnerville Ranchos, NV | $2,500 | $630 | $3,130 | $458 | $2,958 | $172 |
| Reno, NV | $300 | $672 | $972 | $488 | $788 | $184 |
| Round Hill Village, NV | $700 | $1,590 | $2,290 | $1,155 | $1,855 | $434 |
| Mesa Vista, CA | $100 | $917 | $1,017 | $666 | $766 | $251 |
| Walker Lake, NV | $1,500 | $406 | $1,906 | $295 | $1,795 | $111 |
| Home Insurance Company Silver Springs, NV | Homeowners Insurance Agency Silver Springs, NV | Address | Popularity Score | Distance from Silver Springs (miles) |
|---|---|---|---|---|
| Allstate | L Gene Gardella | 575 Forest St Ste 208, Reno, NV, 89509 | 40.3 | |
| Liberty Mutual Independent | E H Hursh Inc | 295 S Maine St, Fallon, NV, 89406 | 26.5 | |
| Liberty Mutual Independent | Comstock Insurance Agencies Inc. | 9424 Double R Blvd, Reno, NV, 89521 | 35.6 | |
| Liberty Mutual Independent | E H Hursh Inc | 295 S Maine St, Fallon, NV, 89406 | 26.5 | |
| Liberty Mutual Independent | Ferguson Leavitt Insurance Agency | 1622 Hwy 395 #101 , Minden, NV, 89423 | 43.0 | |
| State Farm | Rich Hosselkus | 2005 Sierra Hilnd Dr Ste A111, Reno, NV, 89523-2328 | 43.5 | |
| Allstate | Bruce Bergantz | 111 E Sixth St Ste 1, Carson City, NV, 89701 | 33.0 | |
| Farmers | Shirley Steel | 1375 Newlands Dr E Ste 2, Fernley, NV, 89408 | 26.5 | |
| State Farm | Erik Watada | 212 Elks Point Rd Unit 553, Zephyr Cove, NV, 89448-8026 | 45.3 | |
| Allstate | Shawna Honea | 1380 Hwy 95a N Ste 7, Fernley, NV, 89408 | 26.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $440 | $880 | $440 |
| Lyon County, NV | $158,000 | $727 | $520 | $1,010 | $490 |
| Silver Springs, NV | $97,400 | $680 | $460 | $930 | $470 |
| Pine Nut, NV | $577,000 | $1,580 | $1,140 | $2,240 | $1,100 |
| Wadsworth, NV | $75,900 | $398 | $270 | $550 | $280 |
| Gardnerville-Minden, NV | $296,000 | $745 | $540 | $1,040 | $500 |
| Indian Hills, NV | $236,600 | $618 | $450 | $870 | $420 |
| Topaz Ranch Estates, NV | $147,100 | $550 | $370 | $780 | $410 |
| Gardnerville Ranchos, NV | $254,000 | $638 | $430 | $880 | $450 |
| Reno, NV | $265,600 | $680 | $480 | $940 | $460 |
| Round Hill Village, NV | $590,600 | $1,609 | $1,110 | $2,270 | $1,160 |
| Mesa Vista, CA | $351,700 | $928 | $690 | $1,260 | $570 |
| Walker Lake, NV | $80,700 | $411 | $280 | $580 | $300 |