Gavop shows you how to buy homeowners insurance in Imperial County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Imperial County, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Flammang Ave, Lindbergh Ave, N Las Flores Dr, Enz Rd, Sand Jewel Ave, Mountain Dr, Gillespie Rd, E Freeman St, W Bonita St, Stranlund Rd | $84,000 | $70,000 | $50,000-$75,000 | $57,000 | $50,000 | $50,000-$75,000 |
| Mehring Rd, N J St, Riviera Cir, Shore Knoll Ave, Dahlia Ln, Salton Bay Dr, E Fieldbrook St, Crystal Lake Ave, Diamond Ln, Swallow Way | $95,500 | $80,000 | $100,000-$125,000 | $99,500 | $90,000 | $100,000-$125,000 |
| N 17th St, A Aceves St, S 5th St, S Dogwood Rd, Highline Rd, Pickett Rd, Countryside Dr, W el Dorado Ave, Orange Ave, Sea Port Pl | $224,500 | $190,000 | $200,000-$250,000 | $141,500 | $120,000 | $125,000-$150,000 |
| Baker Ave N, Orchard Rd, E Ross Ave, Imperial Ave E, Carpenteria Ave, Linda Ave, Sendero St, Helen Ave, Denver Ave, Thiesen Rd | $82,000 | $70,000 | $50,000-$75,000 | $93,500 | $80,000 | $75,000-$100,000 |
| C N Perry Rd, Saboba Ct, Sage Ct, W McCabe Rd, E Church St, Pso de Su Alteza, S J St, Tyler Ct, Sea Shore Ave, Desert Rose Ct | $272,000 | $240,000 | $200,000-$250,000 | $174,500 | $160,000 | $175,000-$200,000 |
| Grand Ave, Gram Ave, N Fairfield Dr, Brockman Rd, Charleston Ave, S Western Ave, Desert Dr, W Parkman Rd, I- 8, Ironwood Ter | $141,500 | $120,000 | $125,000-$150,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Frink Rd, Hovley Rd, W 4th St, Elsinore Ave, W Cady Rd, Desert Willow St, W Sparrow St, Mendoza St, Jennifer St, Cocopah Rd | $272,500 | $250,000 | $300,000-$350,000 | $134,500 | $120,000 | $100,000-$125,000 |
| Rosarito Dr, N Western Ave, Slayton Rd, S Brawley Ave, Knechel Ave, Tamarack Ave, 2nd Ave, Singh Rd, W Harris Rd, N Long Trail Ct | $248,500 | $210,000 | $250,000-$300,000 | $129,500 | $120,000 | $100,000-$125,000 |
| W Aten Rd, Andrade Ave, Oleander Ave, C N Perry Rd, Ashton Ct, Pine Pl, Elena Dr, Palo Alto Ave, Lockwood Dr, Chestnut Ave | $98,000 | $80,000 | $100,000-$125,000 | $72,500 | $70,000 | $50,000-$75,000 |
| Second St, Corona Ave, Branding Iron Dr, Walters Comp Rd, Elder St, E Brighton Ave, Shore Haven Ave, Nixon Ave, Vereda Dr, W Ross Rd | $114,000 | $90,000 | $125,000-$150,000 | $85,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$245 | $1,115 |
| Superior Protection Discount | -$136 | $1,223 |
| Fire & Security Discount | -$95 | $1,264 |
| Hail Resistant Roof Discount | -$41 | $1,319 |
| Newly Constructed Home Discount | -$272 | $1,088 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Imperial County | $2,500 | $1,343 | $3,843 | $976 | $3,476 | $367 |
| Imperial County, CA | $2,000 | $1,343 | $3,343 | $976 | $2,976 | $367 |
| Holtville, CA | $200 | $1,052 | $1,252 | $764 | $964 | $287 |
| Imperial, CA | $700 | $609 | $1,309 | $443 | $1,143 | $166 |
| El Centro, CA | $400 | $594 | $994 | $432 | $832 | $162 |
| Heber, CA | $1,000 | $1,043 | $2,043 | $758 | $1,758 | $285 |
| Seeley, CA | $100 | $550 | $650 | $400 | $500 | $150 |
| West Imperial, CA | $2,000 | $490 | $2,490 | $356 | $2,356 | $134 |
| Bombay Beach, CA | $100 | $352 | $452 | $256 | $356 | $96 |
| Donovan Estates, AZ | $2,000 | $503 | $2,503 | $365 | $2,365 | $137 |
| Cibola, AZ | $100 | $545 | $645 | $396 | $496 | $149 |
| Home Insurance Company Imperial County, CA | Homeowners Insurance Agency Imperial County, CA | Address | Popularity Score | Distance from Imperial County (miles) |
|---|---|---|---|---|
| Allstate | Yasue Maeda | 218 S 8th St, El Centro, CA, 92243 | 21.0 | |
| Allstate | Julie L Oliver | 1699 W Main St Ste N, El Centro, CA, 92243 | 21.3 | |
| State Farm | Lawna Cervantes | 2299 W Adams Ave Ste 115, El Centro, CA, 92243-9445 | 21.4 | |
| State Farm | Steve Seibert | 1241 W State St, El Centro, CA, 92243-2832 | 21.1 | |
| Travelers | Smith-Kandal Insurance Agency | 510 West Main St, Brawley, CA, 92227 | 12.1 | |
| Allstate | Dora Plancarte | 906 S Imperial Ave, Calexico, CA, 92231 | 27.0 | |
| State Farm | Marianne Valenzuela | 605 W H St Ste 101, Brawley, CA, 92227-2250 | 12.3 | |
| State Farm | Aaron Villegas | 724 Emerson Ave Ste B, Calexico, CA, 92231-3195 | 26.7 | |
| State Farm | Marianne Valenzuela Fenley | 605 W H St Ste 101, Brawley, CA, 92227 | 12.3 | |
| Liberty Mutual Independent | Smith-Kandal Ins Agency | 510 W Main St, Brawley, CA, 92227 | 12.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Imperial County, CA | $167,700 | $1,359 | $1,010 | $1,850 | $840 |
| Imperial County, CA | $167,700 | $1,359 | $1,010 | $1,850 | $840 |
| Holtville, CA | $163,400 | $1,065 | $790 | $1,450 | $660 |
| Imperial, CA | $209,200 | $617 | $460 | $840 | $380 |
| El Centro, CA | $176,100 | $601 | $450 | $820 | $370 |
| Heber, CA | $156,600 | $1,056 | $780 | $1,440 | $660 |
| Seeley, CA | $131,300 | $557 | $410 | $760 | $350 |
| West Imperial, CA | $95,900 | $496 | $370 | $670 | $300 |
| Bombay Beach, CA | $37,200 | $356 | $260 | $480 | $220 |
| Donovan Estates, AZ | $83,200 | $509 | $350 | $700 | $350 |
| Cibola, AZ | $96,700 | $552 | $370 | $760 | $390 |