How Can I Make My Imperial County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Imperial County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Imperial County, CA Home Insurance Coverage Levels | Back to Top

Imperial County, CA - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Flammang Ave, Lindbergh Ave, N Las Flores Dr, Enz Rd, Sand Jewel Ave, Mountain Dr, Gillespie Rd, E Freeman St, W Bonita St, Stranlund Rd $84,000 $70,000 $50,000-$75,000 $57,000 $50,000 $50,000-$75,000
Mehring Rd, N J St, Riviera Cir, Shore Knoll Ave, Dahlia Ln, Salton Bay Dr, E Fieldbrook St, Crystal Lake Ave, Diamond Ln, Swallow Way $95,500 $80,000 $100,000-$125,000 $99,500 $90,000 $100,000-$125,000
N 17th St, A Aceves St, S 5th St, S Dogwood Rd, Highline Rd, Pickett Rd, Countryside Dr, W el Dorado Ave, Orange Ave, Sea Port Pl $224,500 $190,000 $200,000-$250,000 $141,500 $120,000 $125,000-$150,000
Baker Ave N, Orchard Rd, E Ross Ave, Imperial Ave E, Carpenteria Ave, Linda Ave, Sendero St, Helen Ave, Denver Ave, Thiesen Rd $82,000 $70,000 $50,000-$75,000 $93,500 $80,000 $75,000-$100,000
C N Perry Rd, Saboba Ct, Sage Ct, W McCabe Rd, E Church St, Pso de Su Alteza, S J St, Tyler Ct, Sea Shore Ave, Desert Rose Ct $272,000 $240,000 $200,000-$250,000 $174,500 $160,000 $175,000-$200,000
Grand Ave, Gram Ave, N Fairfield Dr, Brockman Rd, Charleston Ave, S Western Ave, Desert Dr, W Parkman Rd, I- 8, Ironwood Ter $141,500 $120,000 $125,000-$150,000 $82,500 $70,000 $75,000-$100,000
Frink Rd, Hovley Rd, W 4th St, Elsinore Ave, W Cady Rd, Desert Willow St, W Sparrow St, Mendoza St, Jennifer St, Cocopah Rd $272,500 $250,000 $300,000-$350,000 $134,500 $120,000 $100,000-$125,000
Rosarito Dr, N Western Ave, Slayton Rd, S Brawley Ave, Knechel Ave, Tamarack Ave, 2nd Ave, Singh Rd, W Harris Rd, N Long Trail Ct $248,500 $210,000 $250,000-$300,000 $129,500 $120,000 $100,000-$125,000
W Aten Rd, Andrade Ave, Oleander Ave, C N Perry Rd, Ashton Ct, Pine Pl, Elena Dr, Palo Alto Ave, Lockwood Dr, Chestnut Ave $98,000 $80,000 $100,000-$125,000 $72,500 $70,000 $50,000-$75,000
Second St, Corona Ave, Branding Iron Dr, Walters Comp Rd, Elder St, E Brighton Ave, Shore Haven Ave, Nixon Ave, Vereda Dr, W Ross Rd $114,000 $90,000 $125,000-$150,000 $85,000 $80,000 $75,000-$100,000

Choose the Best Imperial County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 550-599 Credit Score $25 to 50,000 3 Pets, Smoker $340
Part Time Job 500-549 Credit Score $25 to 50,000 1 Pet, Smoker $340
Unemployed 650-699 Credit Score No Income More than 3 Pets at home, Non-Smoker $50

Choose the Right Deductible for your Imperial County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $300 $1,130 $1,430 $900 $1,200 $230
Imperial County, CA $2,500 $760 $1,260 $650 $3,150 $-1,890
Imperial County, CA $2,000 $770 $1,270 $650 $2,650 $-1,380
Holtville, CA $200 $840 $1,040 $690 $890 $150
Imperial, CA $700 $790 $1,290 $660 $1,360 $-70
El Centro, CA $400 $780 $1,180 $670 $1,070 $110
Heber, CA $1,000 $760 $1,260 $630 $1,630 $-370
Seeley, CA $100 $510 $610 $430 $530 $80
West Imperial, CA $2,000 $430 $930 $370 $2,370 $-1,440
Bombay Beach, CA $100 $190 $290 $160 $260 $30
Donovan Estates, AZ $2,000 $520 $1,020 $430 $2,430 $-1,410
Cibola, AZ $100 $460 $560 $390 $490 $70

Identify Top Home Insurance Agents near Imperial County, CA | Back to Top

Home Insurance Company Imperial County, CA Homeowners Insurance Agency Imperial County, CA Address Popularity Score Distance from Imperial County (miles)
Allstate Yasue Maeda 218 S 8th St, El Centro, CA, 92243
21.0
Allstate Julie L Oliver 1699 W Main St Ste N, El Centro, CA, 92243
21.3
State Farm Lawna Cervantes 2299 W Adams Ave Ste 115, El Centro, CA, 92243-9445
21.4
State Farm Steve Seibert 1241 W State St, El Centro, CA, 92243-2832
21.1
Travelers Smith-Kandal Insurance Agency 510 West Main St, Brawley, CA, 92227
12.1
Allstate Dora Plancarte 906 S Imperial Ave, Calexico, CA, 92231
27.0
State Farm Marianne Valenzuela 605 W H St Ste 101, Brawley, CA, 92227-2250
12.3
State Farm Aaron Villegas 724 Emerson Ave Ste B, Calexico, CA, 92231-3195
26.7
State Farm Marianne Valenzuela Fenley 605 W H St Ste 101, Brawley, CA, 92227
12.3
Liberty Mutual Independent Smith-Kandal Ins Agency 510 W Main St, Brawley, CA, 92227
12.1

Compare Rates for Imperial County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,230 $910 $1,670 $760
Imperial County, CA $155,800 $720 $530 $980 $450
Imperial County, CA $155,800 $640 $470 $870 $400
Holtville, CA $153,700 $680 $500 $920 $420
Imperial, CA $180,900 $830 $610 $1,130 $520
El Centro, CA $163,200 $670 $500 $910 $410
Heber, CA $135,600 $560 $410 $760 $350
Seeley, CA $103,600 $500 $370 $680 $310
West Imperial, CA $89,100 $380 $280 $520 $240
Bombay Beach, CA $33,900 $170 $130 $230 $100
Donovan Estates, AZ $105,700 $430 $310 $610 $300
Cibola, AZ $83,000 $480 $350 $680 $330

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