Gavop shows you how to buy homeowners insurance in Watonwan County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $118,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $154,500 | $150,000 | $100,000-$125,000 |
| 4 Bedroom | $252,000 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $377,500 | $310,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$119 | $580 |
| Superior Protection Discount | -$63 | $636 |
| Fire & Security Discount | -$56 | $643 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$175 | $524 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Watonwan County | $1,500 | $690 | $2,190 | $501 | $2,001 | $189 |
| Watonwan County, MN | $700 | $690 | $1,390 | $501 | $1,201 | $189 |
| Pleasant Mound, MN | $100 | $941 | $1,041 | $684 | $784 | $257 |
| Rutland, MN | $1,000 | $1,129 | $2,129 | $821 | $1,821 | $309 |
| Bingham Lake, MN | $400 | $513 | $913 | $373 | $773 | $140 |
| Shelby, MN | $1,500 | $1,133 | $2,633 | $824 | $2,324 | $310 |
| Rapidan, MN | $200 | $1,249 | $1,449 | $908 | $1,108 | $341 |
| Great Bend, MN | $700 | $1,041 | $1,741 | $757 | $1,457 | $285 |
| Sanborn, MN | $400 | $432 | $832 | $314 | $714 | $118 |
| La Crosse, MN | $1,500 | $1,223 | $2,723 | $889 | $2,389 | $334 |
| Jamestown, MN | $300 | $1,455 | $1,755 | $1,058 | $1,358 | $398 |
| Cleveland, MN | $2,500 | $981 | $3,481 | $713 | $3,213 | $268 |
| Home Insurance Company Watonwan County, MN | Homeowners Insurance Agency Watonwan County, MN | Address | Popularity Score | Distance from Watonwan County (miles) |
|---|---|---|---|---|
| State Farm | Jay Zender | 319 S Mn Ave, Saint Peter, MN, 56082-2523 | 40.5 | |
| State Farm | David Detlefsen | 105 S 3rd St, Saint Peter, MN, 56082-2042 | 40.5 | |
| Travelers | Lifetime Insurance Agency Llc | 101 Brown St E, Comfrey, MN, 56019 | 17.1 | |
| Allstate | Fuhr Insurance Agency | 722 E Bridge St, Redwood Falls, MN, 56283 | 46.0 | |
| State Farm | Aaron Hatanpa | 1613 N Riverfrnt Dr, Mankato, MN, 56001-3258 | 34.2 | |
| State Farm | Bill Webb | 242 E Highway 60 # 1, Lake Crystal, MN, 56055-2082 | 21.9 | |
| State Farm | Frank Brandt | 1651 Commerce Dr Ste 102, North Mankato, MN, 56003-1961 | 32.1 | |
| State Farm | Mark Fujan | 302 N State Street, Fairmont, MN, 56031-4063 | 23.8 | |
| State Farm | Bob Nelson | 38 1st Avenue Nw, Winnebago, MN, 56098-0126 | 26.6 | |
| Travelers | Trimont Agency Inc | 519 Main St E, Trimont, MN, 56176 | 15.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,630 | $820 |
| Watonwan County, MN | $94,500 | $698 | $480 | $960 | $480 |
| Watonwan County, MN | $94,500 | $698 | $470 | $980 | $510 |
| Pleasant Mound, MN | $134,600 | $952 | $680 | $1,350 | $670 |
| Rutland, MN | $184,600 | $1,143 | $830 | $1,580 | $750 |
| Bingham Lake, MN | $58,100 | $519 | $370 | $740 | $370 |
| Shelby, MN | $185,800 | $1,147 | $840 | $1,640 | $800 |
| Rapidan, MN | $223,800 | $1,264 | $920 | $1,780 | $860 |
| Great Bend, MN | $159,600 | $1,054 | $770 | $1,450 | $680 |
| Sanborn, MN | $47,000 | $437 | $300 | $600 | $300 |
| La Crosse, MN | $214,800 | $1,238 | $830 | $1,720 | $890 |
| Jamestown, MN | $298,100 | $1,473 | $1,050 | $2,110 | $1,060 |
| Cleveland, MN | $144,200 | $993 | $710 | $1,380 | $670 |