Gavop tells you how to get the best homeowners insurance in Champaign County, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $150,500 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $174,500 | $150,000 | $125,000-$150,000 |
| 5 Bedroom | $217,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $659 |
| Superior Protection Discount | -$78 | $698 |
| Fire & Security Discount | -$54 | $721 |
| Hail Resistant Roof Discount | -$23 | $752 |
| Newly Constructed Home Discount | -$155 | $620 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Champaign County | $1,500 | $766 | $2,266 | $556 | $2,056 | $209 |
| Champaign County, IL | $2,500 | $766 | $3,266 | $556 | $3,056 | $209 |
| Ludlow, IL | $300 | $673 | $973 | $489 | $789 | $184 |
| Sangamon, IL | $2,500 | $898 | $3,398 | $653 | $3,153 | $245 |
| Foosland, IL | $400 | $464 | $864 | $337 | $737 | $127 |
| Button, IL | $2,000 | $769 | $2,769 | $559 | $2,559 | $210 |
| Saybrook, IL | $300 | $591 | $891 | $429 | $729 | $161 |
| Unity, IL | $700 | $596 | $1,296 | $433 | $1,133 | $163 |
| Empire, IL | $400 | $764 | $1,164 | $555 | $955 | $209 |
| Newell, IL | $2,500 | $591 | $3,091 | $429 | $2,929 | $161 |
| Maroa, IL | $200 | $611 | $811 | $444 | $644 | $167 |
| Vermillion County, IN | $1,500 | $597 | $2,097 | $434 | $1,934 | $163 |
| Home Insurance Company Champaign County, IL | Homeowners Insurance Agency Champaign County, IL | Address | Popularity Score | Distance from Champaign County (miles) |
|---|---|---|---|---|
| Travelers | Gtps Insurance Agency | 1311 S Neil St, Champaign, IL, 61820 | 3.6 | |
| Travelers | Gtps Insurance Agency | 1311 S Neil, Champaign, IL, 61820 | 3.7 | |
| State Farm | Grant Scofield | 1405 E Florida Ave Ste B, Urbana, IL, 61801-6012 | 2.8 | |
| State Farm | Kurt Lenschow | 2309c Village Green Pl, Champaign, IL, 61822-7686 | 6.5 | |
| State Farm | Mike Mansfield | 105 E Crescent St, Gilman, IL, 60938-1505 | 44.6 | |
| State Farm | Nick Smith | 2704 Boulder Dr Ste C, Urbana, IL, 61802-7832 | 3.9 | |
| State Farm | Marcy Mcanally | 900 S Mattis Ave, Champaign, IL, 61821-4352 | 4.8 | |
| State Farm | Steve Tarrant | 106 W Springfield Ave, Champaign, IL, 61820-4816 | 3.1 | |
| Travelers | Peterson Insurance Services Inc | 117 W Main St, Clinton, IL, 61727 | 40.5 | |
| Travelers | Clodfelder Insurance Agency Inc | 202 W Oak St, Mahomet, IL, 61853 | 11.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,210 | $610 |
| Champaign County, IL | $154,800 | $775 | $550 | $1,110 | $560 |
| Champaign County, IL | $154,800 | $775 | $560 | $1,070 | $510 |
| Ludlow, IL | $109,600 | $681 | $500 | $960 | $460 |
| Sangamon, IL | $214,700 | $909 | $620 | $1,260 | $640 |
| Foosland, IL | $55,000 | $470 | $320 | $640 | $320 |
| Button, IL | $145,300 | $778 | $560 | $1,070 | $510 |
| Saybrook, IL | $85,500 | $598 | $410 | $830 | $420 |
| Unity, IL | $86,800 | $603 | $430 | $850 | $420 |
| Empire, IL | $143,200 | $773 | $520 | $1,070 | $550 |
| Newell, IL | $98,000 | $598 | $410 | $820 | $410 |
| Maroa, IL | $90,900 | $618 | $410 | $880 | $470 |
| Vermillion County, IN | $74,600 | $605 | $410 | $860 | $450 |