Gavop's guide to buying homeowners insurance in Yazoo City, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Yazoo City, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Stevens Rd, Mosley Ln, Moore Rd, N Water St, E 13th St, Hwy 3, Bennett St, Arnold Rd, Winterset Ave, Rusche Rd | $71,500 | $60,000 | $50,000-$75,000 | $55,000 | $50,000 | $50,000-$75,000 |
| N Wise St, Morning Star Hill Rd, W Commercial St, Willie Brown St, Mike Espy Dr, Eden Main St, Wolf Lake Rd, Saxton Rd, State Hwy 16, Webster Ave | $120,500 | $110,000 | $125,000-$150,000 | $86,000 | $80,000 | $75,000-$100,000 |
| Beale Rd, E Broadway St, Golden Ln, Courts Rd, Creel Ln, N Wise St, Lemon Rd, Hwy 433 S, W Levee St, N Main St | $89,500 | $70,000 | $100,000-$125,000 | $53,000 | $50,000 | $25,000-$50,000 |
| Lynleigh Ln, Fordyke Rd, Locust Grove Rd, E 6th St, Patterson Rd, Williams St, Runnels St, Log House Ln, Dark Corner Rd, Calhoun Ave | $89,000 | $80,000 | $75,000-$100,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Fairview St, Sylvan Cove, Hardge Ln, Upshaw Rd, Dunn Ave, E Willow Dr, N Swamp Aly, Crestview Dr, Morey Rd, Wilson Rd | $82,000 | $80,000 | $50,000-$75,000 | $73,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $650 |
| Superior Protection Discount | -$69 | $696 |
| Fire & Security Discount | -$84 | $680 |
| Hail Resistant Roof Discount | -$15 | $749 |
| Newly Constructed Home Discount | -$191 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yazoo County | $1,000 | $791 | $1,791 | $575 | $1,575 | $216 |
| Yazoo City, MS | $1,000 | $755 | $1,755 | $549 | $1,549 | $206 |
| Rolling Fork, MS | $1,500 | $727 | $2,227 | $528 | $2,028 | $199 |
| Cruger, MS | $500 | $634 | $1,134 | $461 | $961 | $173 |
| Edwards, MS | $2,500 | $917 | $3,417 | $666 | $3,166 | $251 |
| Sidon, MS | $400 | $708 | $1,108 | $515 | $915 | $194 |
| Moorhead, MS | $1,000 | $786 | $1,786 | $572 | $1,572 | $215 |
| Hinds County, MS | $400 | $1,065 | $1,465 | $774 | $1,174 | $291 |
| Warren County, MS | $2,500 | $1,094 | $3,594 | $795 | $3,295 | $299 |
| Leflore County, MS | $300 | $887 | $1,187 | $644 | $944 | $242 |
| Kosciusko, MS | $700 | $787 | $1,487 | $572 | $1,272 | $215 |
| Home Insurance Company Yazoo City, MS | Homeowners Insurance Agency Yazoo City, MS | Address | Popularity Score | Distance from Yazoo City (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Vicksburg Insurance Agency Inc. | 2640 S Frontage Rd , Vicksburg, MS, 39180 | 45.2 | |
| State Farm | Ken Jones | 120 W Jackson St Ste 2a, Ridgeland, MS, 39157-2433 | 33.9 | |
| State Farm | Steve Higginbotham | 587 E Beasley Rd Ste C, Jackson, MS, 39206-3044 | 36.2 | |
| Allstate | Jon Hammett | 965 Highway 51 Ste A, Madison, MS, 39110 | 32.8 | |
| Travelers | Stewart Sneed Hewes | 2616 Lakeward Dr, Jackson, MS, 39216 | 39.5 | |
| State Farm | Neil King | 543 Highway 80 W Ste A, Clinton, MS, 39056-4193 | 36.5 | |
| Allstate | Eddie Grimes | 1201 Highway 49 S Ste 32, Richland, MS, 39218 | 47.1 | |
| State Farm | Jay Morgan | 206 Castleman St, Belzoni, MS, 39038-3924 | 22.1 | |
| State Farm | David Mcphail | 940 Grand Ave, Yazoo City, MS, 39194-3236 | 0.4 | |
| State Farm | Edwin Albin | 401 Highway 12 W, Kosciusko, MS, 39090-3290 | 48.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $800 | $1,660 | $860 |
| Yazoo County, MS | $78,700 | $801 | $540 | $1,100 | $560 |
| Yazoo City, MS | $72,700 | $764 | $560 | $1,090 | $530 |
| Rolling Fork, MS | $49,600 | $736 | $510 | $1,050 | $540 |
| Cruger, MS | $38,000 | $642 | $460 | $920 | $460 |
| Edwards, MS | $75,200 | $928 | $640 | $1,320 | $680 |
| Sidon, MS | $47,200 | $717 | $490 | $980 | $490 |
| Moorhead, MS | $57,400 | $796 | $530 | $1,100 | $570 |
| Hinds County, MS | $109,400 | $1,078 | $740 | $1,540 | $800 |
| Warren County, MS | $114,600 | $1,108 | $740 | $1,580 | $840 |
| Leflore County, MS | $76,100 | $898 | $610 | $1,240 | $630 |
| Kosciusko, MS | $78,000 | $796 | $570 | $1,140 | $570 |