Gavop tells you how to get the best homeowners insurance in Adam Stephens, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Adam Stephens, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Nameless Way, Noble's Way, Catalpa Ct, Butts Park, Co Rte 9/17, Memorial Park Ave, Truth Way, Park St, Crown Ct, King St E | $212,000 | $170,000 | $200,000-$250,000 | $166,500 | $140,000 | $150,000-$175,000 |
| Co Rte 5/4, Rustling Leaf Pl, Roca Ln, Pipestem Ct, Lakeview Dr, Ruddy Duck Ln, Lee Pl, Capital Dr, Grove Farm Ln, Terrace St | $218,500 | $180,000 | $200,000-$250,000 | $159,000 | $140,000 | $125,000-$150,000 |
| Crestview Dr, Pine Dr, Mimosa Ave, Comet Ln, Curlew Ct, Cold Spring Dr, Trimble Ave, Scrabble Rd, Diesel Ave, Brentwood St | $183,500 | $170,000 | $150,000-$175,000 | $207,500 | $180,000 | $200,000-$250,000 |
| Thorton Hall Rd, Harold Dr, Classic Vanville Rd, S Louisiana Ave, Nollville Dr, Fulks Trrace, S Tennessee Ave, Union Ave, Boston Tea St, Vickie Ct | $174,500 | $150,000 | $175,000-$200,000 | $204,000 | $190,000 | $150,000-$175,000 |
| Florida Ave, Faraway Pl, Friendship Dr, Co Rte 11/21, Allen St, Co Rte 19/1, Rogers Way, Richard St, Thompson St, Comstock Rd | $121,000 | $110,000 | $125,000-$150,000 | $147,500 | $130,000 | $150,000-$175,000 |
| Natalie Ln, E Addition St, Volkswagon Ln, Pineway Dr, Athletic St, Rockymarsh Run Rd, Tavern Rd, Monroe St, Amos Dr, Flicker Ln | $120,000 | $110,000 | $100,000-$125,000 | $76,000 | $60,000 | $50,000-$75,000 |
| Co Rte 11/13, Bruce Dr, Charlotte Ct, Co Rte 9/14, S Meadow Dr, Winter Ct, Snead Dr, Apple Tree Dr, Constitution Blvd, Belview Dr | $205,000 | $180,000 | $175,000-$200,000 | $110,000 | $90,000 | $75,000-$100,000 |
| Independence Ct, Dunrobin Dr, Hendrick Ave, Catalya Ct, Industrial Pkwy, Blossom Dr, Granny Apple Way, Applewood Dr, Elm St, Fulks Ter | $221,500 | $210,000 | $200,000-$250,000 | $157,000 | $140,000 | $125,000-$150,000 |
| Co Rte 5, Prospect St, Nadenbousch Ln, Mark Dr, Waverly Ct, Whittlers Way, Woodbury Ave, Live Oak Ct, Nascar St, Tarkay Pl | $181,000 | $150,000 | $150,000-$175,000 | $117,500 | $110,000 | $125,000-$150,000 |
| Morningside Dr, Monocacy St, Honor Way, Timberidge Rd, Binkley Dr, Union Cors, Thistle Ln, School House Rd, Lewisburg Ln, Short St | $166,000 | $130,000 | $125,000-$150,000 | $81,000 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $565 |
| Superior Protection Discount | -$60 | $605 |
| Fire & Security Discount | -$66 | $598 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$179 | $485 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berkeley County | $700 | $838 | $1,538 | $609 | $1,309 | $229 |
| Adam Stephens, WV | $2,500 | $656 | $3,156 | $477 | $2,977 | $179 |
| Downsville, MD | $100 | $949 | $1,049 | $690 | $790 | $259 |
| Morgan County, WV | $700 | $729 | $1,429 | $530 | $1,230 | $199 |
| Lake Holiday, VA | $200 | $931 | $1,131 | $676 | $876 | $254 |
| Shawnee, VA | $2,500 | $788 | $3,288 | $573 | $3,073 | $215 |
| Leesburg, VA | $200 | $1,081 | $1,281 | $786 | $986 | $296 |
| Middletown, VA | $2,500 | $826 | $3,326 | $600 | $3,100 | $226 |
| Carroll Valley, PA | $300 | $832 | $1,132 | $605 | $905 | $227 |
| Germantown, MD | $2,500 | $998 | $3,498 | $725 | $3,225 | $273 |
| Franklin Farm, VA | $400 | $1,013 | $1,413 | $736 | $1,136 | $277 |
| Home Insurance Company Adam Stephens, WV | Homeowners Insurance Agency Adam Stephens, WV | Address | Popularity Score | Distance from Adam Stephens (miles) |
|---|---|---|---|---|
| Erie | Smallwood & Small Insurance | 121 Administrative Drive Suite 200, Martinsburg, WV, 25404 | 1.9 | |
| State Farm | Pam Neely | 5724 Hammonds Mill Rd Ste D, Martinsburg, WV, 25404-6481 | 6.9 | |
| Erie | Insurance Outfitters | 7866 Martinsburg Pike, Shepherdstown, WV, 25443 | 8.2 | |
| Allstate | Joanna G Berg | 311 Aikens Ctr, Martinsburg, WV, 25404 | 2.1 | |
| State Farm | Kay Lewis | 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572 | 2.3 | |
| Allstate | Amber Ritchie | 59 Ruland Rd Ste I, Kearneysville, WV, 25430 | 8.9 | |
| Nationwide | Jeff Jenkins | 127 Hovatter Drive, Inwood, WV, 25428-9998 | 7.7 | |
| Allstate | Greg Smith | 39 Meadow Ln, Martinsburg, WV, 25404 | 1.8 | |
| State Farm | Jerry Williams | 1885 Edwin Miller Blvd, Martinsburg, WV, 25404-7572 | 2.3 | |
| State Farm | Dawn Newland | 1664 Winchester Ave Ste 4, Martinsburg, WV, 25405-3881 | 1.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,020 | $520 |
| Berkeley County, WV | $168,200 | $848 | $580 | $1,210 | $630 |
| Adam Stephens, WV | $135,200 | $664 | $460 | $910 | $450 |
| Downsville, MD | $276,000 | $961 | $760 | $1,210 | $450 |
| Morgan County, WV | $170,600 | $738 | $490 | $1,060 | $570 |
| Lake Holiday, VA | $247,500 | $942 | $650 | $1,290 | $640 |
| Shawnee, VA | $254,300 | $798 | $530 | $1,110 | $580 |
| Leesburg, VA | $394,000 | $1,095 | $790 | $1,500 | $710 |
| Middletown, VA | $183,100 | $836 | $580 | $1,150 | $570 |
| Carroll Valley, PA | $223,400 | $842 | $610 | $1,160 | $550 |
| Germantown, MD | $326,600 | $1,010 | $800 | $1,270 | $470 |
| Franklin Farm, VA | $610,200 | $1,025 | $710 | $1,410 | $700 |