How Can I Make My Garland, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Garland, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

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Select the Suitable Coverage Value for your Garland, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $45,000 $40,000 $50,000-$75,000
2 Bedroom $85,500 $80,000 $75,000-$100,000
3 Bedroom $106,500 $90,000 $100,000-$125,000
4 Bedroom $123,000 $100,000 $100,000-$125,000
5 Bedroom $150,000 $130,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Garland, TX | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$223 $1,261
Superior Protection Discount -$134 $1,351
Fire & Security Discount -$163 $1,321
Hail Resistant Roof Discount -$45 $1,440
Newly Constructed Home Discount -$341 $1,143

Choose the Right Deductible for your Garland, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Rockwall County $2,500 $1,260 $3,760 $916 $3,416 $344
Garland, TX $700 $1,466 $2,166 $1,066 $1,766 $401
Dallas County, TX $300 $1,360 $1,660 $989 $1,289 $372
Princeton, TX $1,500 $971 $2,471 $706 $2,206 $265
Caddo Mills, TX $200 $980 $1,180 $712 $912 $268
Lakewood Village, TX $2,000 $1,928 $3,928 $1,401 $3,401 $527
Quinlan, TX $200 $1,044 $1,244 $759 $959 $285
Shady Shores, TX $2,000 $2,017 $4,017 $1,466 $3,466 $551
Terrell South, TX $200 $1,629 $1,829 $1,184 $1,384 $445
Greenville, TX $1,500 $1,368 $2,868 $995 $2,495 $374
Northlake, TX $100 $2,195 $2,295 $1,595 $1,695 $600
River Oaks, TX $2,500 $1,028 $3,528 $747 $3,247 $281

Identify Top Home Insurance Agents near Garland, TX | Back to Top

Home Insurance Company Garland, TX Homeowners Insurance Agency Garland, TX Address Popularity Score Distance from Garland (miles)
Allstate Christina Adcock 245 Cedar Sage Dr Ste 230, Garland, TX, 75040
3.2
State Farm Ricardo Rivera 2516 Ne 28th St Ste 124, Fort Worth, TX, 76106-7577
41.2
State Farm John Jinuntuya 6510 Abrams Rd Ste 125, Dallas, TX, 75231-7281
7.4
Farmers Robert Bledsoe 4702 Wesley St Ste F, Greenville, TX, 75401
33.7
Allstate Ryan Frank 6060 N Central Expy Ste 462, Dallas, TX, 75206
9.8
Allstate Mark Van Riper 600 Main St, Garland, TX, 75040
0.5
Travelers Wigant & Associates 5706 Antioch Dr, Rowlett, TX, 75089
2.4
Travelers Reading Insurance Agency 301 S Sherman #203, Richardson, TX, 75081
6.6
State Farm Adam Leggett 600 E Brown St, Wylie, TX, 75098-3717
9.4
State Farm Tien Pham 210 S Greenville Ave Ste 100, Richardson, TX, 75081-4103
6.4

Compare Rates for Garland, TX Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $151,500 $1,709 $1,130 $2,630 $1,500
Rockwall County, TX $225,400 $1,276 $840 $1,960 $1,120
Garland, TX $132,600 $1,484 $980 $2,290 $1,310
Dallas County, TX $148,300 $1,377 $910 $2,120 $1,210
Princeton, TX $156,300 $983 $650 $1,510 $860
Caddo Mills, TX $161,800 $992 $650 $1,530 $880
Lakewood Village, TX $252,300 $1,951 $1,290 $3,000 $1,710
Quinlan, TX $100,000 $1,056 $700 $1,630 $930
Shady Shores, TX $288,000 $2,042 $1,350 $3,140 $1,790
Terrell South, TX $132,700 $1,649 $1,090 $2,540 $1,450
Greenville, TX $104,400 $1,385 $910 $2,130 $1,220
Northlake, TX $339,000 $2,222 $1,470 $3,420 $1,950
River Oaks, TX $88,300 $1,040 $690 $1,600 $910

Research Home Insurance Companies Reviews in Garland, TX Before Buying | Back to Top

Share a review on your home insurance company


Progressive Home Insurance Reviews

Date: December 20, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
I have had Progressive Homeowners insurance for a number of years now. Their customer service is outstanding and I would rate them a 5. They are always polite and ready to solve any issues that I may encounter.

Date: April 08, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I've called customer service 3 or 4 times and the experience was great. Not a lot of hold time and the person I spoke with was lovely. Helped me with what I need fast and efficiently.

Date: October 04, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
The insurance covers my house in case of any damages and also covers my property in case anyone gets hurt while on my property.


Date: September 29, 2018    Age: Above 60    Gender: Male    Marital Status: Married

Customer Service
I love the fact that almost everything is digital. I can have a conversation with an agent from my computer at work while on a quick break. I love the fact that someone is always online and they will get back to you immediately with a response (whether they know the answer or not).

Date: September 22, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
The premium is about average for the coverage I have in my area when I compared prices with other local companies.

Date: September 17, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Website/App
Progressive makes it very easy to pay and see areas where I can save. They love to help you save. Also, bundling is a great thing that I always optimize for cheaper prices.

Date: September 14, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
The website is very easy to navigate and I am able to see my coverages, make changes or submit a claim right online.

Date: August 21, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
Home is covered from floods, fire, storm damage and burglary. It's a pretty basic plan.


Date: August 09, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
There is an operator available 24/7 if you need help with anything or to make a claim. They are very helpful at answering questions or concerns.

Date: May 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Communication
The company will mail or email any information that you need to know regarding your policy. They do not spam you with mail or email.

Date: January 13, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
There is very little I like about Progressive. I definitely think that they could tone down their enthusiasm a bit. Sometimes it can feel as though their agents are playing a game with how much you can save, but does it cover all the bases of my concerns? I don't want garbage insurance just because it's cheap. I'm willing to pay for premium.

Date: November 18, 2017    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I think that the premium is fair when they price referenced to other insurance companies. Really, progressive provides a strong user experience. I do not care about how much the premium is because they were able to provide me value in their services more than the others.

Farmer's Insurance Home Insurance Reviews

Date: September 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
I do not have home insurance, but my policies with Farmer's Insurance for auto and INS for basic business liability are in-line with what other companies offer. Again, all insurance companies are un-trustworthy.


Date: June 09, 2019    Age: 40 to 49    Gender: Married    Marital Status: Male

Customer Service
Customer service is very polite and responsive. They answer all my questions in a timely fashion and process my payments promptly.

Date: April 23, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
I called different companies and compared rates. Farmers had the best rates so I chose them.


Date: September 27, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
I have dealt with both the national level customer service and my local agent customer service and both are very knowledgeable and quick to respond when contacted.

Date: July 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I like that it is fairly simple and intuitive to use. IT's isn't fancied up with a bunch of unnecessary sales pitches or extraneous other subject matter. Finding particular items on the website is quite easy.

Date: July 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Communication
They don't send a bunch of extraneous information through the mail or into my email box if I don't want it. They respect privacy and only contact you when its necessary.

Date: May 13, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
House damage, contents destroyed or damaged, fence, travel insurance, renters/short-term rental insurance, medical bills if family or guests are injured.


Date: November 29, 2017    Age: 50 to 59    Gender: Female    Marital Status: Married

Premium
I feel that the premium I pay for the coverage I have is quite comparable to others in the area but I like my coverage better because I have a local agent who can assist me if needed instead of just depending on a website or telephone inquiry.

Allstate Home Insurance Reviews

Date: January 15, 2020    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Allstate has been very good to us in many ways. The customer service, the staff, corporate, everyone has been knowledgeable and friendly.

Date: January 15, 2020    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I was initially happy to get a policy with a high liability limit because it saved me from buying umbrella. when my rates went up, i moved

Date: September 16, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
I have never filed a claim but the were very nice when I got the policy.

Date: April 25, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The customer service is quick and efficient in solving any issues or answering any questions me or my wife have about our policy and coverage.

Date: April 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
they were better as far as the premium goes, the deductible was the standard amount as compared to the other companies.

Date: January 02, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
In this company they providing lot of satisfaction to their customers according to their wants.

Date: December 08, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I've used one other company before, and there is no comparison. Allstate is so much more willing to work with you, and there are so many more options and ways to cover.


Blue Cross Blue Shield Home Insurance Reviews

Date: December 31, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Currently I have having some issues getting them to respond to a surgeon about a procedure I'm trying to get done and they are being less cooperative. I feel as though other providers about be more on top of their clients needs.


Date: September 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
I have not compared other insurance companies and this is my first homeowner's insurance so it is difficult to compare. However, I think mine is slightly cheaper than most.

Date: September 20, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I like my companies mobile app. I have never cared to use these apps until I experienced Hurricane Irma. The app did a wonderful job of keeping me posted on everything as well as tracking the hurricane.

Date: September 12, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I have had to call a couple of times and the customer service was very helpful and friendly.

Date: August 10, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
I like that I get emails keeping me up to date on everything about my insurance policy. I also receive letters in addition to these emails.

Date: August 09, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
My home and dwelling are covered in the event of any catastrophic damage. This covers my roof, plumbing, electric, etc.


Liberty Mutual Home Insurance Reviews

Date: October 15, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium deductible is incredibly reasonable. I am completely satisfied with how much the deductible is. Would not change a thing about it

Date: August 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
My experience was overall rather pleasant and engaging. The insurance rep was pushy and acted in a very curious, professional way.

Date: April 13, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
Your goods will be secured and you will be protected at all times. But it all requires money. They are really nice

Date: March 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I have been very happy with both the premiums and deductibles for all of the policies I hold with Liberty Mutual.

Date: February 10, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I pay about $45 a month for my home insurance. I understand this is not a great deal but it is also affordable according to my standards. So far it seems worth it to have purchased through Liberty Mutual. Therefor it gets a rating of 4.

Date: December 25, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
They offer break ins, wheather damage and a few other things we live in a neighborhood that beyond quite and literally nothing happens


State Farm Home Insurance Reviews

Date: December 31, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
The quality of service is unmatched. After comparing insurance quotes with other companies in the area, they had the lowest cost per year in rates. I recommend them to anyone who needs a second opinion on insurance.

Date: October 23, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I completely happy with my home insurance company, the agent made me a great deal. He answered all my questions and made the process nice and smooth

Date: September 20, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Home insurance premium is based on a number of variables that tells insurer about the risk, the amount you are willing to pay towards a claim will either lower or raise your premium.

Date: March 12, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
The coverage is probably similar to other providers. They all quote on the same metrics so they are easy to compare. I'd say insurance is a commodity and these guys meet the minimum.


GEICO Home Insurance Reviews

Date: January 05, 2020    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
the geico insurance company policy offerings has a great deal compared to other insurance providers. they covered every thing. I`m completely satisfied

Date: March 15, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
Our deductible during the hurricane was 500.00 for each claim. It was hard to come up with 1500.00 but we were lucky we had flood insurance bc a lot of people didnt.

Date: November 22, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Customer Service
The experience with my insurance companies's customer service is good. There have been no complaints. They have always been helpful and kind when on the phone.

MetLife Home Insurance Reviews

Date: April 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
It has all of the standard coverage to protect you and your vehicle in the event of an accident, plus some supplemental options that are exclusive to MetLife among major providers.


Date: April 01, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
The premium was amazing. Since we are raising two young children with another one on the way, we have no reason to overpay for our policy.

Alfa Insurance Home Insurance Reviews

Date: March 06, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
My experience with customer service was smooth and had no complications. i rate them a 4 out of five.

Date: December 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
THE COST AND THE PLAN FOR THE VARIABLE COST IS GOOD AND LOW.

Allied Insurance Home Insurance Reviews

Date: November 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Website/App
I like the app. I can't say anything bad or good about it since I haven't needed to use it.

Nationwide Home Insurance Reviews

Date: December 27, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am not happy with the insurance company policy offerings compared to other insurance providers in that same insurance group. This is because the policy coverage is limited.


The Hartford Home Insurance Reviews

Date: March 27, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
this insurance company I would give you 5 points since you have been very responsible

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