Gavop's guide to buying homeowners insurance in Laurel-Delmar, DE covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $96,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $183,500 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $178,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $331,000 | $310,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $548 |
| Home and Two Car | -$102 | $500 |
| Home and Three Car | -$145 | $458 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sussex County | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Delmar, DE | $700 | $595 | $1,295 | $433 | $1,133 | $163 |
| Millsboro, DE | $100 | $603 | $703 | $438 | $538 | $165 |
| Eden, MD | $2,000 | $644 | $2,644 | $468 | $2,468 | $176 |
| Princess Anne, MD | $300 | $724 | $1,024 | $526 | $826 | $198 |
| West Ocean City, MD | $2,000 | $985 | $2,985 | $716 | $2,716 | $269 |
| Slaughter Beach, DE | $500 | $1,165 | $1,665 | $847 | $1,347 | $318 |
| Dorchester County, MD | $2,500 | $742 | $3,242 | $539 | $3,039 | $203 |
| Algonquin, MD | $500 | $835 | $1,335 | $607 | $1,107 | $228 |
| Fairmount, MD | $2,500 | $639 | $3,139 | $465 | $2,965 | $175 |
| Woodside, DE | $200 | $653 | $853 | $475 | $675 | $178 |
| West Wildwood, NJ | $1,000 | $987 | $1,987 | $717 | $1,717 | $270 |
| Home Insurance Company Delmar, DE | Homeowners Insurance Agency Delmar, DE | Address | Popularity Score | Distance from Delmar (miles) |
|---|---|---|---|---|
| State Farm | Eric James | 38613 Benro Dr Unit 3, Delmar, DE, 19940-3571 | 5.3 | |
| State Farm | Tom Deladvitch | 1011 S Governors Avenue, Dover, DE, 19904-6901 | 42.5 | |
| Travelers | Harrington Insurance Agency | 736 N Dupont Hwy, Dover, DE, 19901 | 45.0 | |
| Allstate | Stracar Insurance | 24083 Shortly Rd, Georgetown, DE, 19947 | 11.6 | |
| Nationwide | Wilgus Insurance Agency Inc | 22937 Sussex Highway, Seaford, DE, 19973-5871 | 9.9 | |
| State Farm | Eric Cline | 22366 Sussex Hwy, Seaford, DE, 19973-5833 | 11.0 | |
| Travelers | Harrington Insurance | 957 Norman Eskridge Hwy, Seaford, DE, 19973 | 9.6 | |
| State Farm | Kristin Leverage | 26876 Sussex Hwy, Seaford, DE, 19973-8528 | 6.7 | |
| Travelers | Harrington Insurance Agency | 995 N Dupont Blvd, Milford, DE, 19963 | 28.4 | |
| Allstate | Tony Desanctis | 105 High St, Seaford, DE, 19973 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Delaware | $238,600 | $736 | $580 | $980 | $400 |
| Sussex County, DE | $242,900 | $720 | $570 | $960 | $390 |
| Delmar, DE | $179,400 | $603 | $480 | $800 | $320 |
| Millsboro, DE | $184,800 | $610 | $480 | $810 | $330 |
| Eden, MD | $109,800 | $652 | $520 | $820 | $300 |
| Princess Anne, MD | $155,500 | $733 | $580 | $920 | $340 |
| West Ocean City, MD | $291,800 | $997 | $790 | $1,260 | $470 |
| Slaughter Beach, DE | $428,900 | $1,179 | $930 | $1,570 | $640 |
| Dorchester County, MD | $179,300 | $751 | $590 | $950 | $360 |
| Algonquin, MD | $218,700 | $845 | $670 | $1,060 | $390 |
| Fairmount, MD | $107,100 | $647 | $510 | $820 | $310 |
| Woodside, DE | $187,500 | $661 | $520 | $880 | $360 |
| West Wildwood, NJ | $278,800 | $999 | $680 | $1,370 | $690 |