Gavop shows you how to buy homeowners insurance in Edmonson County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $116,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $161,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $119,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $132,500 | $110,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $551 |
| Superior Protection Discount | -$68 | $612 |
| Fire & Security Discount | -$75 | $605 |
| Hail Resistant Roof Discount | -$14 | $666 |
| Newly Constructed Home Discount | -$156 | $523 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Edmonson County | $2,000 | $672 | $2,672 | $488 | $2,488 | $184 |
| Edmonson County, KY | $1,000 | $672 | $1,672 | $488 | $1,488 | $184 |
| Park City, KY | $200 | $662 | $862 | $481 | $681 | $181 |
| Smiths Grove, KY | $1,000 | $720 | $1,720 | $523 | $1,523 | $197 |
| Bonnieville, KY | $100 | $692 | $792 | $503 | $603 | $189 |
| Ohio County, KY | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| Portland, TN | $2,500 | $815 | $3,315 | $592 | $3,092 | $223 |
| Campbellsville, KY | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Taylor County, KY | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Home Insurance Company Edmonson County, KY | Homeowners Insurance Agency Edmonson County, KY | Address | Popularity Score | Distance from Edmonson County (miles) |
|---|---|---|---|---|
| State Farm | D C Clement | 430 Us 31w Byp Ste 108, Bowling Green, KY, 42101-1705 | 19.9 | |
| State Farm | Kyle Woosley | 804 Campbell Ln Ste 105, Bowling Green, KY, 42104-4130 | 22.8 | |
| Travelers | Davis Insurance Inc | 602 Mill St, Leitchfield, KY, 42754 | 18.1 | |
| State Farm | Kelley Miller | 417 N Mulberry St, Elizabethtown, KY, 42701-1847 | 38.1 | |
| Travelers | Glass & Thompson | 1006 W Stockton St, Edmonton, KY, 42129 | 36.4 | |
| Liberty Mutual Independent | Curneal & Hignite Insurance | 2905 Ring Rd, Elizabethtown, KY, 42701 | 39.7 | |
| State Farm | Dave Voglund | 1460 N Dixie, Radcliff, KY, 40160-1476 | 45.7 | |
| Travelers | Peoples Insurance Inc | 114 S English St, Leitchfield, KY, 42754 | 17.9 | |
| Travelers | La Rue Insurance Inc | 54 Lincoln Square, Hodgenville, KY, 42748 | 35.5 | |
| Travelers | Bluegrass Insurance Services Llc | 620 Westport Road, Elizabethtown, KY, 42701 | 37.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,250 | $650 |
| Edmonson County, KY | $87,100 | $680 | $460 | $940 | $480 |
| Edmonson County, KY | $87,100 | $680 | $460 | $940 | $480 |
| Park City, KY | $74,200 | $670 | $490 | $930 | $440 |
| Smiths Grove, KY | $121,500 | $728 | $530 | $1,040 | $510 |
| Bonnieville, KY | $80,400 | $700 | $470 | $990 | $520 |
| Ohio County, KY | $88,300 | $684 | $470 | $940 | $470 |
| Portland, TN | $131,100 | $825 | $590 | $1,150 | $560 |
| Campbellsville, KY | $108,800 | $690 | $460 | $960 | $500 |
| Taylor County, KY | $106,700 | $683 | $480 | $940 | $460 |