Gavop's guide to buying homeowners insurance in Congers, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Congers, NY - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Zukor Rd, Chester Ave, Collyer Ave, Co Rd 23, Joanne Ln, Foltim Way, Hemenway Ave, Trevor Lake Rd, Trevor Lake Dr, Fringe Ct | $514,000 | $450,000 | $500,000-$600,000 | $320,000 | $280,000 | $250,000-$300,000 |
| Post Ct, Rockland Ave N, Country Ridge Rd, Jockey Ln, Regina Ct, Hughes St, Reina Ln, Kings Ct, Burnside Ave, The Glen | $542,500 | $440,000 | $600,000-$700,000 | $371,000 | $310,000 | $350,000-$400,000 |
| Pearl Ln, Senate Ct, Rockland Lake Rd, Dolphin Rd, Pollys Ln, Congers Lake Rd E, Spirea Ln, Knapp Ln, Greenfield Ter, Pine Ln | $954,500 | $800,000 | $900,000-$1,000,000 | $683,500 | $620,000 | $600,000-$700,000 |
| Beauregard Ter, Goebel Rd, Andover Rd, Village Way, Rolling Way, S Park Ter, Maiden Ln, Kevin Ct, Marco Ln, S Mountain Rd | $480,500 | $410,000 | $400,000-$500,000 | $445,500 | $410,000 | $400,000-$500,000 |
| Hamden Heights Pl, Old Lake Rd, Prides Xing, Pitkin Ln, Highway Ave, Old Haverstraw Rd, Friend Ct, N Park Ter, Grant Ave S, Hamden Heights Ct | $419,500 | $380,000 | $400,000-$500,000 | $598,500 | $530,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$101 | $1,026 |
| Home and Two Car | -$192 | $936 |
| Home and Three Car | -$282 | $846 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,295 |
| Hail Damage | $4,618 |
| Wind Damage | $6,433 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,386 |
| Home Insurance Company Congers, NY | Homeowners Insurance Agency Congers, NY | Address | Popularity Score | Distance from Congers (miles) |
|---|---|---|---|---|
| State Farm | Pat Cawley | 6719 Myrtle Ave, Glendale, NY, 11385-7056 | 31.1 | |
| Travelers | Coughlin Insurance Services | 178 Myrtle Blvd, Larchmont, NY, 10538 | 17.8 | |
| Allstate | Douglas Torpie | 65 Wendt Ave, Larchmont, NY, 10538 | 17.9 | |
| State Farm | Tamara Lanza | 18 Halstead Ave, Harrison, NY, 10528-4003 | 17.4 | |
| Allstate | Howard Levy | 4702 16th Ave, Brooklyn, NY, 11204 | 35.8 | |
| Allstate | Ralph Borsella | 21 Elm Pl, Rye, NY, 10580 | 17.7 | |
| Travelers | Anchor Brokerage Co Inc | 8232 18th Ave, Brooklyn, NY, 11214 | 37.4 | |
| Allstate | Rob Chowdhury | 2031 Forest Ave Ste 8, Staten Island, NY, 10303 | 37.8 | |
| Travelers | Steven G Barretta | 213-35 40th Ave, Bayside, NY, 11361 | 28.1 | |
| State Farm | Debbie Valentine | 1667 Richmond Rd, Staten Island, NY, 10304-2317 | 39.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,590 | $810 |
| Rockland County, NY | $425,100 | $1,343 | $900 | $1,890 | $990 |
| Congers, NY | $453,900 | $1,128 | $810 | $1,590 | $780 |
| Byram, CT | $640,100 | $2,334 | $1,560 | $3,240 | $1,680 |
| Paterson, NJ | $235,500 | $885 | $600 | $1,230 | $630 |
| Wawayanda, NY | $276,700 | $908 | $660 | $1,300 | $640 |
| Asharoken, NY | $1,155,000 | $741 | $500 | $1,050 | $550 |
| Poughkeepsie, NY | $241,900 | $886 | $650 | $1,220 | $570 |
| Greenlawn, NY | $460,500 | $1,153 | $840 | $1,580 | $740 |
| Baywood, NY | $281,600 | $1,106 | $750 | $1,580 | $830 |
| Millbrook, NY | $356,400 | $1,530 | $1,090 | $2,130 | $1,040 |
| North Middletown, NJ | $228,200 | $909 | $660 | $1,250 | $590 |