Gavop's guide to buying homeowners insurance in Mont Belvieu, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Mont Belvieu, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cotton Bayou Cir, Chickasaw St, Plantation Dr, FM 3180 Rd, Daystar Dr, Cherry Creek Dr, Welton Ln, Judy, Lost Pine Dr, Creekview Dr | $117,000 | $90,000 | $100,000-$125,000 | $282,000 | $250,000 | $300,000-$350,000 |
| Salmon Ct, Ave B, Mulberry Ln, Blueberry Rd, River Run Rd E, Erin Ln, Timber Ridge Dr, Lynnwood Dr, Mallard Ln, Gold Finch Rd | $204,500 | $170,000 | $150,000-$175,000 | $261,000 | $240,000 | $200,000-$250,000 |
| Country Squire Blvd, S Bayou Bend Dr, Netter Ln, Atchafalaya, Western St, White Oak Ln, N FM 565, Staples Dr, Cotton Lake Rd, Sweet Gum Ln | $222,500 | $180,000 | $175,000-$200,000 | $177,000 | $160,000 | $150,000-$175,000 |
| Bienville Ave, Clark Rd, Barrow St, Tobago Ct, Woodrich Rd, Tanglewood, Meadow Lane St, Texana, Sand Plum Ln, Diamond Way | $148,000 | $130,000 | $150,000-$175,000 | $159,000 | $140,000 | $150,000-$175,000 |
| Old Irish Farm Rd, W Twisted Oak Dr, Alder Ct, Water Oak Trl, Pine Ridge St, River Oaks Dr, Oleander Dr, Reeves Cemetary Rd, Lauren Creek Dr, Seminole St | $184,500 | $170,000 | $175,000-$200,000 | $270,000 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$188 | $800 |
| Superior Protection Discount | -$89 | $899 |
| Fire & Security Discount | -$79 | $909 |
| Hail Resistant Roof Discount | -$30 | $958 |
| Newly Constructed Home Discount | -$227 | $760 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chambers County | $700 | $1,412 | $2,112 | $1,026 | $1,726 | $386 |
| Mont Belvieu, TX | $1,500 | $976 | $2,476 | $709 | $2,209 | $267 |
| Anahuac, TX | $100 | $916 | $1,016 | $666 | $766 | $250 |
| Crosby, TX | $700 | $1,503 | $2,203 | $1,092 | $1,792 | $411 |
| Dayton, TX | $300 | $997 | $1,297 | $725 | $1,025 | $272 |
| Galena Park, TX | $700 | $950 | $1,650 | $691 | $1,391 | $260 |
| Harris County, TX | $500 | $1,374 | $1,874 | $999 | $1,499 | $376 |
| Patton Village, TX | $1,500 | $1,255 | $2,755 | $912 | $2,412 | $343 |
| Fannett, TX | $200 | $1,781 | $1,981 | $1,295 | $1,495 | $487 |
| Hilshire Village, TX | $1,500 | $831 | $2,331 | $604 | $2,104 | $227 |
| Iowa Colony, TX | $300 | $1,869 | $2,169 | $1,358 | $1,658 | $511 |
| Jefferson County, TX | $2,500 | $1,356 | $3,856 | $985 | $3,485 | $371 |
| Home Insurance Company Mont Belvieu, TX | Homeowners Insurance Agency Mont Belvieu, TX | Address | Popularity Score | Distance from Mont Belvieu (miles) |
|---|---|---|---|---|
| State Farm | Blaine Scelfo | 21901 St Hwy 249 Ste 100, Houston, TX, 77070-1516 | 47.1 | |
| State Farm | Forrest Cobb | 10581 S Highway 6 Ste 111, Sugar Land, TX, 77498-4907 | 48.8 | |
| Allstate | Donnie Pitts | 2301 N Alexander Dr Ste A, Baytown, TX, 77520 | 6.8 | |
| State Farm | Courtney Clay | 9235 Katy Fwy Ste 340, Houston, TX, 77024-1534 | 40.6 | |
| Farmers | German Cortes | 1116 N Shepherd Dr, Houston, TX, 77008 | 34.0 | |
| State Farm | Randy Casey | 4808 East Fwy, Baytown, TX, 77521-8370 | 8.7 | |
| Allstate | Jeff Brabham | 6919 Garth Rd, Baytown, TX, 77521 | 8.4 | |
| State Farm | Robert F Morrison | 12824 Willow Centre Dr Ste F, Houston, TX, 77066-3026 | 43.4 | |
| Farmers | Dennis Piniones | 13702 Tonnochy Ct, Houston, TX, 77083 | 47.3 | |
| Allstate | Sean Mertz | 214 Center St, Deer Park, TX, 77536 | 17.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Chambers County, TX | $171,500 | $1,430 | $940 | $2,200 | $1,260 |
| Mont Belvieu, TX | $190,500 | $988 | $650 | $1,520 | $870 |
| Anahuac, TX | $126,100 | $927 | $610 | $1,430 | $820 |
| Crosby, TX | $100,300 | $1,521 | $1,000 | $2,340 | $1,340 |
| Dayton, TX | $122,400 | $1,009 | $670 | $1,550 | $880 |
| Galena Park, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Harris County, TX | $154,100 | $1,391 | $920 | $2,140 | $1,220 |
| Patton Village, TX | $54,800 | $1,270 | $840 | $1,960 | $1,120 |
| Fannett, TX | $186,900 | $1,803 | $1,190 | $2,780 | $1,590 |
| Hilshire Village, TX | $850,000 | $841 | $550 | $1,290 | $740 |
| Iowa Colony, TX | $226,000 | $1,892 | $1,250 | $2,910 | $1,660 |
| Jefferson County, TX | $101,300 | $1,373 | $910 | $2,110 | $1,200 |