Gavop shows you how to buy homeowners insurance in Kensington, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Kensington, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Westminster Ave, Cowper Ave, Atwell Rd, Willamette Ave, Shelvin Pl, Kenyon Ave, Julian Dr, Cowper Ave, Kent Dr, Ridgeway Ln | $597,500 | $530,000 | $600,000-$700,000 | $347,500 | $330,000 | $350,000-$400,000 |
| Oberlin Ave, Grizzly Peak Blvd, Douglas Dr, Club View Ct, Lambrecht Ct, Kerr Ave, Madera Cir, Contra Costa Dr, Arlmont Dr, Coventry Rd | $884,000 | $820,000 | $900,000-$1,000,000 | $411,500 | $350,000 | $350,000-$400,000 |
| Princeton Ave, Yale Ave, Curtis St, Ardmore Rd, Dewey Rd, Arlington Ave, Lam Ct, Avon Rd, Dylans Way, Beverly Ct | $388,000 | $330,000 | $400,000-$500,000 | $357,000 | $330,000 | $300,000-$350,000 |
| Burns Ct, Lawson Rd, Lawson Rd, Rugby Ave, Jessen Ct, Windsor Ave, Scenic St, Club View Dr, Sunset Ct, Norwood Ave | $793,500 | $640,000 | $800,000-$900,000 | $579,000 | $500,000 | $500,000-$600,000 |
| Kenilworth Dr, Baron Ct, Lenox Rd, Thors Bay Rd, Berkeley Park Blvd, Leneve Pl, Purdue Ave, Reed Pl, Rifle Range Rd, King Dr | $492,500 | $450,000 | $500,000-$600,000 | $445,500 | $360,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$105 | $1,064 |
| Home and Two Car | -$199 | $971 |
| Home and Three Car | -$292 | $877 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,440 |
| Hail Damage | $4,618 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
| Home Insurance Company Kensington, CA | Homeowners Insurance Agency Kensington, CA | Address | Popularity Score | Distance from Kensington (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gene Morgan Insurance Agency | 2020 Fourth St, Livermore, CA, 94550 | 32.3 | |
| Farmers | Dwayne Lopes | 1250 45th St Ste 200, Emeryville, CA, 94608 | 5.3 | |
| Travelers | Fidelity Insurance Service Inc | 801 Allston Way, Berkeley, CA, 94710 | 3.2 | |
| State Farm | Frank Sanchez | 5301 Claremont Ave, Oakland, CA, 94618-1034 | 5.0 | |
| State Farm | Anea Kamahele | 730 W Napa St, Sonoma, CA, 95476-6413 | 28.4 | |
| Allstate | Peggy Smith | 1758 Solano Ave, Berkeley, CA, 94707 | 1.3 | |
| Allstate | David Siu Man Tang | 822 Franklin St Ste 7, Oakland, CA, 94607 | 7.6 | |
| Travelers | Brady-Harbord-Payne | 3608 Grand Ave Ste 2, Oakland, CA, 94610 | 6.9 | |
| Farmers | Siamak Bagheri | 420 Appian Way, El Sobrante, CA, 94803 | 4.7 | |
| Farmers | Kevin Chen | 690 W Fremont Ave Ste 7, Sunnyvale, CA, 94087 | 40.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Contra Costa County, CA | $522,300 | $1,402 | $1,040 | $1,910 | $870 |
| Kensington, CA | $852,700 | $1,169 | $870 | $1,590 | $720 |
| North Richmond, CA | $299,100 | $802 | $590 | $1,090 | $500 |
| San Rafael, CA | $818,300 | $1,492 | $1,100 | $2,030 | $930 |
| Walnut Creek, CA | $704,900 | $1,332 | $990 | $1,810 | $820 |
| Black Point-Green Point, CA | $1,030,000 | $2,598 | $1,920 | $3,530 | $1,610 |
| Woodacre, CA | $716,900 | $2,000 | $1,480 | $2,720 | $1,240 |
| Napa, CA | $538,800 | $1,438 | $1,060 | $1,960 | $900 |
| Newark, CA | $607,200 | $1,423 | $1,050 | $1,940 | $890 |
| Ladera, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| Dixon, CA | $345,100 | $764 | $570 | $1,040 | $470 |
| Tracy, CA | $402,700 | $1,026 | $760 | $1,400 | $640 |