Gavop's guide to buying homeowners insurance in Highwood, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Highwood, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Morgan Pl, Pleasant Ave, Clifton Ave, Reinzi Ln, Clay St, Webster Ave, Old Skokie Valley Rd, Burchell Ave, Walker Ave, Jeffreys Pl | $269,500 | $230,000 | $250,000-$300,000 | $143,000 | $120,000 | $125,000-$150,000 |
| Waukegan Ave, Burtis, Glenview Ave, Park Ave W, Skokie Ave, Leonard Wood N, Whistler Rd, Ashland Ave, George Bell Rd, Marshall Rd | $641,000 | $590,000 | $700,000-$800,000 | $260,500 | $240,000 | $250,000-$300,000 |
| Patten Rd, Wainwright St, Normandy St, Grant St, Chatfield Dr, Highwood Ave, Oak Terrace Ave, Leonard Wood S, Michigan Ave, Leonard Wood Ave S | $663,000 | $610,000 | $600,000-$700,000 | $387,000 | $370,000 | $400,000-$500,000 |
| Holabird Loop, Stables Way, Montgomery Ave, Rienzi Ln, Westover Rd, Sunset Rd, Sard Pl, Oakridge Ave, Towers Keep, Bloom St | $380,000 | $320,000 | $300,000-$350,000 | $261,000 | $250,000 | $200,000-$250,000 |
| Mears Pl, Leonard Wood Ave N, Bank Ln, Melba Ln, Eisenhower Rd, Exmoor Ave, Palmer Ave, Lancelot Ave, Midlothian Ave, McKibbin St | $376,000 | $310,000 | $400,000-$500,000 | $290,500 | $270,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$76 | $767 |
| Home and Two Car | -$135 | $708 |
| Home and Three Car | -$202 | $641 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,488 |
| Hail Damage | $4,948 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,051 |
| Home Insurance Company Highwood, IL | Homeowners Insurance Agency Highwood, IL | Address | Popularity Score | Distance from Highwood (miles) |
|---|---|---|---|---|
| State Farm | Jim Olive | 206 N Butterfield Rd, Libertyville, IL, 60048-1757 | 9.8 | |
| Liberty Mutual Independent | Wenk Insurance Agency Inc | 600 Central Ave Ste 295, Highland Park, IL, 60035 | 1.6 | |
| State Farm | Doug Methner | 2660 Valor Dr, Glenview, IL, 60026-8058 | 7.9 | |
| Allstate | Consuelo Malec | 6011 W 26th St, Cicero, IL, 60804 | 25.1 | |
| Farmers | Larry Grippo | 320 S County Farm Rd, Wheaton, IL, 60187 | 29.2 | |
| Allstate | Mark Havlic | 3075 Sanders Rd Ste G1e, Northbrook, IL, 60062 | 8.1 | |
| Allstate | Eric Eckenstahler | 514 N Western Ave Ste C, Lake Forest, IL, 60045 | 3.3 | |
| State Farm | Michael D'Angelo | 400 Lake Cook Road Ste 100b, Deerfield, IL, 60015-4929 | 3.9 | |
| Travelers | Central Insurance Agency | 4500 N Kedzie, Chicago, IL, 60625 | 17.6 | |
| Travelers | Rosenthal Brothers Inc | 740 Waukegan Rd Ste 402, Deerfield, IL, 60015 | 3.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,220 | $600 |
| Lake County, IL | $251,400 | $926 | $640 | $1,320 | $680 |
| Highwood, IL | $362,400 | $843 | $580 | $1,160 | $580 |
| Highland Park, IL | $574,100 | $1,064 | $760 | $1,520 | $760 |
| West Deerfield, IL | $601,100 | $1,413 | $950 | $1,940 | $990 |
| Cuba, IL | $459,800 | $997 | $720 | $1,390 | $670 |
| Lakemoor, IL | $177,600 | $711 | $510 | $980 | $470 |
| Downers Grove, IL | $354,600 | $1,083 | $740 | $1,480 | $740 |
| Hometown, IL | $110,000 | $682 | $480 | $980 | $500 |
| Calumet Park, IL | $110,200 | $683 | $480 | $970 | $490 |
| Calumet City, IL | $101,100 | $633 | $460 | $870 | $410 |
| Chicago Heights, IL | $98,300 | $625 | $460 | $880 | $420 |
| Calumet, IN | $78,300 | $619 | $410 | $860 | $450 |