Gavop shows you how to buy homeowners insurance in North Haven, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $166,500 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $295,500 | $270,000 | $300,000-$350,000 |
| 4 Bedroom | $339,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $259,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $794 |
| Superior Protection Discount | -$85 | $860 |
| Fire & Security Discount | -$104 | $842 |
| Hail Resistant Roof Discount | -$28 | $917 |
| Newly Constructed Home Discount | -$208 | $738 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| New Haven County | $2,000 | $1,169 | $3,169 | $849 | $2,849 | $319 |
| North Haven, CT | $2,000 | $934 | $2,934 | $679 | $2,679 | $255 |
| Milford, CT | $100 | $1,192 | $1,292 | $867 | $967 | $326 |
| Oxford, CT | $2,000 | $1,043 | $3,043 | $758 | $2,758 | $285 |
| Northville, NY | $500 | $2,172 | $2,672 | $1,578 | $2,078 | $593 |
| Port Jefferson, NY | $2,500 | $845 | $3,345 | $614 | $3,114 | $231 |
| Windsor, CT | $300 | $915 | $1,215 | $665 | $965 | $250 |
| St. James, NY | $1,000 | $1,081 | $2,081 | $786 | $1,786 | $295 |
| Moriches, NY | $200 | $1,416 | $1,616 | $1,029 | $1,229 | $387 |
| Wainscott, NY | $1,000 | $786 | $1,786 | $571 | $1,571 | $215 |
| East Islip, NY | $400 | $1,797 | $2,197 | $1,306 | $1,706 | $491 |
| New Castle, NY | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Home Insurance Company North Haven, CT | Homeowners Insurance Agency North Haven, CT | Address | Popularity Score | Distance from North Haven (miles) |
|---|---|---|---|---|
| State Farm | Jon D. Racow | 50 S Main St Ste 2c, Wallingford, CT, 06492-4219 | 5.3 | |
| Allstate | Peter F. Lupoli | 162 Montowese St, Branford, CT, 6405 | 7.4 | |
| State Farm | Elsie Encarnacion | 505 Campbell Ave, West Haven, CT, 06516-5018 | 9.0 | |
| Allstate | Philip Newton | 500 S Main St, Cheshire, CT, 6410 | 7.9 | |
| Travelers | Greenwich Independent Insurance | 87 Avenue, Greenwich, CT, 6830 | 46.9 | |
| Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman Street, Cheshire, CT, 6410 | 9.0 | |
| Liberty Mutual Independent | Cpm Insurance Services Llc | 90 Hinman St, Cheshire, CT, 6410 | 9.0 | |
| State Farm | Charles Rio | 370 Ethan Allen Hwy, Ridgefield, CT, 06877-4723 | 31.6 | |
| Travelers | The Insurance Store | 4133 Whitney Ave Ste 2a, Hamden, CT, 6518 | 5.1 | |
| Travelers | Griffin Insurance Llc | 239 North Main St, Branford, CT, 6405 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $840 | $1,780 | $940 |
| New Haven County, CT | $244,400 | $1,183 | $820 | $1,690 | $870 |
| North Haven, CT | $299,000 | $946 | $650 | $1,300 | $650 |
| Milford, CT | $303,200 | $1,207 | $810 | $1,670 | $860 |
| Oxford, CT | $354,500 | $1,056 | $710 | $1,460 | $750 |
| Northville, NY | $454,000 | $2,198 | $1,560 | $3,140 | $1,580 |
| Port Jefferson, NY | $514,200 | $856 | $590 | $1,180 | $590 |
| Windsor, CT | $216,500 | $927 | $670 | $1,290 | $620 |
| St. James, NY | $445,000 | $1,094 | $760 | $1,520 | $760 |
| Moriches, NY | $340,700 | $1,433 | $1,020 | $1,960 | $940 |
| Wainscott, NY | $1,316,700 | $796 | $550 | $1,130 | $580 |
| East Islip, NY | $400,500 | $1,819 | $1,330 | $2,580 | $1,250 |
| New Castle, NY | $884,500 | $848 | $590 | $1,210 | $620 |