Gavop tells you how to get the best homeowners insurance in Beltrami County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Beltrami County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| River Island Ln SW, Florence Ct NW, Birch Run Ln SE, Douglas Dr NE, Goldenrod St NE, Tall Pines Rd NE, Jones Townhall Rd NW, Hwy 11, Starfish Ln NE, Derwal Rd NE | $204,000 | $170,000 | $200,000-$250,000 | $110,500 | $100,000 | $100,000-$125,000 |
| Co Rd 36, Barton Camp Rd, Twp Rd 302, Red Cherry Ln NE, Sweet Sap Rd NW, Purple Finch Ln SE, Irvine Ave SW, Forest Rte 3770, Bunchberry Ln NE, Lakin Ave SW | $95,000 | $80,000 | $75,000-$100,000 | $118,000 | $110,000 | $100,000-$125,000 |
| Forest Rte 2206, 2nd St W, 16th St NE, Beltrami Co Rd 3, Shelby Dr NE, Lake Blvd NE, Shallow Water Ct NE, Jewel Dr NE, Paper Birch Dr NE, Myrtle Lake Rd | $167,500 | $160,000 | $175,000-$200,000 | $116,000 | $100,000 | $75,000-$100,000 |
| Acme Ln NE, Benville Rd NW, 2nd St NE, Maurice Ave NW, Holstein Ave, Everton Creek Rd NE, Ladybug Dr SW, Delton Ave NW, Liberty Dr NE, Woods Ln SE | $140,500 | $110,000 | $125,000-$150,000 | $110,500 | $90,000 | $100,000-$125,000 |
| Hagali Rd NE, Forest Rte 2172, Rice Pond Rd NE, Fishermens Haven Rd NE, Brook Lake Rd SE, Co Hwy 13, Co Hwy 24, Bluebill Ln NE, Three Mile Rd NE, Mews Ridge Ln | $162,000 | $150,000 | $150,000-$175,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Norton Ave NW, Keota Ave, New Bass Rd NE, Alaska Twp Rd 14, Co Rd 503, Dane Ct SE, 13th St NE, Echo Rd NW, 1st St W, Co Rd 47 | $137,500 | $120,000 | $125,000-$150,000 | $75,000 | $70,000 | $75,000-$100,000 |
| Forest Ln SE, Kitchi Point Rd NE, Brown Ave SE, Snapping Turtle Ct NE, Forest Rte 2214, Cass Bluff Loop Rd SE, Applebee Rd, Linden Blvd, Rice Ave NW, Ironwood Ln NW | $132,500 | $110,000 | $125,000-$150,000 | $129,500 | $110,000 | $125,000-$150,000 |
| Margaret Ave, Hart Ln NW, Stoner Ave SE, Alvwood Rd NE, Co Rd 7, Sportsmen Rd SW, Co Rd 26, Co Rd 515, Jackpine Cutoff Rd NE, Sauvageau Rd NE | $259,500 | $240,000 | $200,000-$250,000 | $117,500 | $110,000 | $100,000-$125,000 |
| Howling Wolf Dr NE, Co Hwy 507, Alveray Ave NE, Chief Boyd Dr NE, Teddy Rd NW, Lincoln Log Ln SW, Osprey Ln SE, Dalby Rd NW, Beltrami Co Rd 3, Tortuga Ln NW | $138,000 | $130,000 | $125,000-$150,000 | $93,000 | $80,000 | $75,000-$100,000 |
| Whisperwood Ct SW, Tomine Dr NW, Thomas Rd SW, Buttercup Ln NW, 410th Ave NW, Forest Rte 2414, Finn N Feather Blvd SE, Homme Rd NW, Jones Townhall Rd SW, Lamon Rd NE | $190,500 | $160,000 | $175,000-$200,000 | $96,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $850 |
| Superior Protection Discount | -$89 | $899 |
| Fire & Security Discount | -$109 | $879 |
| Hail Resistant Roof Discount | -$20 | $968 |
| Newly Constructed Home Discount | -$198 | $790 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beltrami County | $1,500 | $976 | $2,476 | $709 | $2,209 | $267 |
| Beltrami County, MN | $1,000 | $976 | $1,976 | $709 | $1,709 | $267 |
| Hagali, MN | $500 | $1,206 | $1,706 | $877 | $1,377 | $330 |
| Hines, MN | $2,500 | $910 | $3,410 | $661 | $3,161 | $249 |
| Winsor, MN | $500 | $709 | $1,209 | $516 | $1,016 | $194 |
| Hamre, MN | $2,000 | $416 | $2,416 | $302 | $2,302 | $114 |
| Bagley, MN | $300 | $658 | $958 | $478 | $778 | $180 |
| Minnie, MN | $2,500 | $625 | $3,125 | $454 | $2,954 | $171 |
| Bowstring Lake, MN | $500 | $1,077 | $1,577 | $783 | $1,283 | $294 |
| McIntosh, MN | $2,000 | $574 | $2,574 | $417 | $2,417 | $157 |
| Hendrickson, MN | $500 | $888 | $1,388 | $645 | $1,145 | $243 |
| Wyandotte, MN | $1,000 | $1,045 | $2,045 | $760 | $1,760 | $286 |
| Home Insurance Company Beltrami County, MN | Homeowners Insurance Agency Beltrami County, MN | Address | Popularity Score | Distance from Beltrami County (miles) |
|---|---|---|---|---|
| State Farm | Jake Bluhm | 512 Beltrami Ave Nw, Bemidji, MN, 56601-3010 | 28.5 | |
| Allstate | Dale Schmidt Agency | 8322 Balsam Rd Nw, Bemidji, MN, 56601 | 24.3 | |
| Travelers | Insurance Brokers Of Mn Inc | 1008 Paul Bunyan Dr Nw 5, Bemidji, MN, 55303 | 27.1 | |
| Allstate | Insure Forward | 700 Paul Bunyan Dr Nw, Bemidji, MN, 56601 | 27.2 | |
| State Farm | Jon Labraaten | 25 Clearwater Ave Sw, Bagley, MN, 56621-8318 | 31.3 | |
| State Farm | Mark Gazelka | 1709 P Bunyan Dr Nw, Bemidji, MN, 56601-4149 | 26.9 | |
| Travelers | Pine Country Insurance Agency | 507 Beltrami Ave Nw, Bemidji, MN, 56601 | 28.5 | |
| Allstate | Insure Forward | 700 Paul Bunyan Dr Nw, Bemidji, MN, 56601 | 27.2 | |
| Travelers | Pine Country Insurance Agency | 507 Beltrami Ave Nw Downtown Across From Kb101, Next To Miller Mcdonald, Bemidji, MN, 56601 | 28.5 | |
| Allstate | Insurance Brokers Of Mn - Bermidji | 1008 Paul Bunyan Dr Nw Ste 5, Bemidji, MN, 56601 | 27.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,680 | $870 |
| Beltrami County, MN | $153,100 | $988 | $700 | $1,370 | $670 |
| Beltrami County, MN | $153,100 | $988 | $680 | $1,370 | $690 |
| Hagali, MN | $209,200 | $1,221 | $870 | $1,680 | $810 |
| Hines, MN | $127,800 | $921 | $620 | $1,270 | $650 |
| Winsor, MN | $88,800 | $718 | $490 | $990 | $500 |
| Hamre, MN | $45,000 | $421 | $280 | $590 | $310 |
| Bagley, MN | $80,200 | $666 | $450 | $950 | $500 |
| Minnie, MN | $75,000 | $633 | $430 | $900 | $470 |
| Bowstring Lake, MN | $169,300 | $1,090 | $730 | $1,490 | $760 |
| McIntosh, MN | $67,100 | $581 | $410 | $830 | $420 |
| Hendrickson, MN | $123,100 | $899 | $620 | $1,250 | $630 |
| Wyandotte, MN | $160,700 | $1,058 | $710 | $1,470 | $760 |