Gavop shows you how to buy homeowners insurance in Greene County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $86,000 | $80,000 | $75,000-$100,000 |
| 2 Bedroom | $170,500 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $202,000 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $233,500 | $210,000 | $200,000-$250,000 |
| 5 Bedroom | $229,500 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $668 |
| Superior Protection Discount | -$79 | $707 |
| Fire & Security Discount | -$71 | $715 |
| Hail Resistant Roof Discount | -$16 | $770 |
| Newly Constructed Home Discount | -$212 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greene County | $700 | $776 | $1,476 | $564 | $1,264 | $212 |
| Greene County, VA | $2,500 | $776 | $3,276 | $564 | $3,064 | $212 |
| Rio, VA | $400 | $833 | $1,233 | $606 | $1,006 | $228 |
| Gordonsville, VA | $1,500 | $829 | $2,329 | $602 | $2,102 | $227 |
| Albemarle County, VA | $100 | $989 | $1,089 | $719 | $819 | $270 |
| Culpeper, VA | $700 | $756 | $1,456 | $549 | $1,249 | $207 |
| Patrick Henry, VA | $500 | $864 | $1,364 | $628 | $1,128 | $236 |
| Staunton, VA | $1,000 | $652 | $1,652 | $474 | $1,474 | $178 |
| Woodstock, VA | $100 | $722 | $822 | $525 | $625 | $197 |
| Midland, VA | $700 | $970 | $1,670 | $705 | $1,405 | $265 |
| Pastures, VA | $2,500 | $738 | $3,238 | $536 | $3,036 | $202 |
| Home Insurance Company Greene County, VA | Homeowners Insurance Agency Greene County, VA | Address | Popularity Score | Distance from Greene County (miles) |
|---|---|---|---|---|
| State Farm | Cynthia Shifflett | 8767 Seminole Trl Ste 104, Ruckersville, VA, 22968-3493 | 7.1 | |
| Allstate | Steve Harper | 3042 Berkmar Dr Ste C, Charlottesville, VA, 22901 | 14.9 | |
| Travelers | Truslow - Yost Insurance Agency | 125 Chapman St, Orange, VA, 22960 | 19.9 | |
| Allstate | Watson & Durrer Insurance | 8726 Seminole Trl Ste 3 Po Box 590, Ruckersville, VA, 22968 | 7.1 | |
| State Farm | Byron Mehlhaff | 405 E Main St, Louisa, VA, 23093 | 32.2 | |
| State Farm | Doug Veach | 910 S Main Street, Woodstock, VA, 22664-1122 | 39.4 | |
| Allstate | Fanning & Associates | Po Box 610, Locust Grove, VA, 22508 | 36.0 | |
| State Farm | Hunter Wyant | 6420 Seminole Trl Ste 6, Barboursville, VA, 22923-2836 | 8.0 | |
| State Farm | Bill Powers | 135 N Royal Ave, Front Royal, VA, 22630-2663 | 45.5 | |
| Travelers | Fifield Helm Agency | 11522 James Madison St , Remington, VA, 22734 | 40.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,340 | $650 |
| Greene County, VA | $242,500 | $785 | $570 | $1,120 | $550 |
| Greene County, VA | $242,500 | $785 | $570 | $1,110 | $540 |
| Rio, VA | $300,300 | $843 | $610 | $1,160 | $550 |
| Gordonsville, VA | $184,300 | $839 | $600 | $1,160 | $560 |
| Albemarle County, VA | $329,600 | $1,001 | $730 | $1,380 | $650 |
| Culpeper, VA | $224,800 | $765 | $530 | $1,080 | $550 |
| Patrick Henry, VA | $202,100 | $874 | $590 | $1,250 | $660 |
| Staunton, VA | $162,500 | $660 | $460 | $940 | $480 |
| Woodstock, VA | $199,600 | $731 | $530 | $1,040 | $510 |
| Midland, VA | $281,900 | $982 | $710 | $1,400 | $690 |
| Pastures, VA | $210,500 | $747 | $530 | $1,030 | $500 |