Gavop shows you how to buy homeowners insurance in Chadron, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Chadron, NE - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Henkens Dr, Lake St, Gordon Ave, US Hwy 385, E 12th St, W 7th St, Morehead St, E 2nd St, 9th St E, 9th St W | $98,500 | $90,000 | $75,000-$100,000 | $158,000 | $130,000 | $125,000-$150,000 |
| Norfolk Ave, Ann St, Pine Crest Dr, W 16th St, E 1st St, E 3rd St, E 6th St, W 5th St, N Pine St, N Lake St | $145,000 | $120,000 | $150,000-$175,000 | $144,500 | $120,000 | $150,000-$175,000 |
| Bartlett Rd, Parry Dr, Chadron Ave, 8th St, Eagles Rest Ests, N Morehead St, Pony Park, Ash St, Stockade Rd, Country Club Rd | $85,000 | $70,000 | $50,000-$75,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Hidden Valley Rd, E 8th St, Westview Est, Linden St, N Maple St, Elm St, Horse Shoe Dr, E Niobrara Ave, W 19th St, W 2nd St | $118,500 | $100,000 | $125,000-$150,000 | $124,500 | $110,000 | $125,000-$150,000 |
| Westhills Ter, W 10th St, King Canyon Rd, Shelton St, Westpark Dr, W 3rd St, Wagon Wheel Ct, W 1st St, Bordeaux St, Oak St | $69,000 | $60,000 | $50,000-$75,000 | $175,500 | $160,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $739 |
| Superior Protection Discount | -$91 | $821 |
| Fire & Security Discount | -$82 | $830 |
| Hail Resistant Roof Discount | -$27 | $885 |
| Newly Constructed Home Discount | -$219 | $693 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dawes County | $1,500 | $854 | $2,354 | $621 | $2,121 | $233 |
| Chadron, NE | $1,000 | $901 | $1,901 | $655 | $1,655 | $246 |
| Whitney, NE | $100 | $574 | $674 | $417 | $517 | $157 |
| Hay Springs, NE | $700 | $815 | $1,515 | $592 | $1,292 | $223 |
| Crawford, NE | $400 | $738 | $1,138 | $536 | $936 | $202 |
| Fall River County, SD | $100 | $719 | $819 | $522 | $622 | $196 |
| Sheridan County, NE | $2,000 | $667 | $2,667 | $485 | $2,485 | $182 |
| Gordon, NE | $400 | $753 | $1,153 | $547 | $947 | $206 |
| Box Butte County, NE | $2,000 | $844 | $2,844 | $613 | $2,613 | $231 |
| East Gordon, NE | $500 | $1,273 | $1,773 | $925 | $1,425 | $348 |
| Home Insurance Company Chadron, NE | Homeowners Insurance Agency Chadron, NE | Address | Popularity Score | Distance from Chadron (miles) |
|---|---|---|---|---|
| State Farm | Bob Alcorn | 127 N. Main St. Po Box 450, Gordon, NE, 69343 | 40.7 | |
| State Farm | Randy Bauer | 345 Main St, Chadron, NE, 69337-2357 | 0.2 | |
| Travelers | Security First Insurance | 110 E 2nd St, Rushville, NE, 69360 | 28.4 | |
| Travelers | First National Financial Services | 212 Main Street, Chadron, NE, 69337 | 0.4 | |
| State Farm | Bob Alcorn | 1201 W 8th St, Chadron, NE, 69337-2940 | 0.8 | |
| Allstate | Chadron Ins Agy | 803 E 3rd St, Chadron, NE, 69337 | 0.6 | |
| Travelers | First National Financial Services | 212 Main St, Chadron, NE, 69337 | 0.3 | |
| Allstate | First Ntl Fin Svc | 212 Main St, Chadron, NE, 69337 | 0.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $830 | $1,740 | $910 |
| Dawes County, NE | $107,500 | $864 | $580 | $1,240 | $660 |
| Chadron, NE | $117,500 | $912 | $620 | $1,300 | $680 |
| Whitney, NE | $38,400 | $581 | $410 | $800 | $390 |
| Hay Springs, NE | $74,100 | $825 | $550 | $1,130 | $580 |
| Crawford, NE | $62,200 | $747 | $540 | $1,070 | $530 |
| Fall River County, SD | $116,700 | $727 | $500 | $1,000 | $500 |
| Sheridan County, NE | $70,900 | $675 | $450 | $930 | $480 |
| Gordon, NE | $64,500 | $762 | $510 | $1,050 | $540 |
| Box Butte County, NE | $105,400 | $854 | $620 | $1,180 | $560 |
| East Gordon, NE | $156,300 | $1,288 | $930 | $1,780 | $850 |