How Can I Make My Avery County, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Avery County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Avery County, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $73,500 $60,000 $50,000-$75,000
2 Bedroom $147,500 $120,000 $125,000-$150,000
3 Bedroom $155,000 $140,000 $125,000-$150,000
4 Bedroom $269,500 $240,000 $300,000-$350,000
5 Bedroom $434,500 $410,000 $400,000-$500,000

Estimate your Savings with Home Insurance Discounts in Avery County, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$129 $548
Superior Protection Discount -$61 $616
Fire & Security Discount -$74 $603
Hail Resistant Roof Discount -$14 $663
Newly Constructed Home Discount -$183 $494

Choose the Right Deductible for your Avery County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Avery County $1,000 $669 $1,669 $486 $1,486 $183
Avery County, NC $1,500 $669 $2,169 $486 $1,986 $183
Valle Crucis, NC $500 $1,092 $1,592 $793 $1,293 $298
North Cove, NC $1,000 $535 $1,535 $389 $1,389 $146
Smoky Creek, NC $500 $657 $1,157 $477 $977 $180
Drexel, NC $1,500 $663 $2,163 $482 $1,982 $181
Morganton, NC $500 $694 $1,194 $504 $1,004 $190
Bluff City, TN $700 $894 $1,594 $650 $1,350 $244
Montford Cove, NC $100 $714 $814 $519 $619 $195
Bandy's, NC $2,500 $762 $3,262 $554 $3,054 $208
Fall Branch, TN $200 $927 $1,127 $673 $873 $253
Madison County, NC $1,000 $775 $1,775 $563 $1,563 $212

Identify Top Home Insurance Agents near Avery County, NC | Back to Top

Home Insurance Company Avery County, NC Homeowners Insurance Agency Avery County, NC Address Popularity Score Distance from Avery County (miles)
Travelers Younce Insurance Agency Inc 808 Harper Ave, Lenoir, NC, 28645
24.0
State Farm Stephanie Barker 206 Southgate Drive Suite 21a, Boone, NC, 28607-6250
16.9
State Farm Jared Corey 2115 Catawba Valley Blvd Se, Hickory, NC, 28602-4151
43.2
Nationwide Fotheringham & Associates Inc. 430 1st Ave Nw, Hickory, NC, 28601-6125
39.9
Nationwide Rick Hamby Agency Inc 423 4th St Sw, Hickory, NC, 28602
40.1
Erie Blue Ridge Insurance Service Inc. 2208 Us Highway 421 N Suite 2, Boone, NC, 28607
15.8
Travelers Fortner Insurance Agency Inc 156 Main St East, Banner Elk, NC, 28604
6.8
Allstate Keith Godwin 324 Us Highway 70 Sw, Hickory, NC, 28602
40.6
Allstate Timothy Edward Schwab 118 N College Ave Ste 6, Newton, NC, 28658
48.3
Travelers Fortner Insurance Agency Inc 156 Main Street E , Banner Elk, NC, 28604
6.9

Compare Rates for Avery County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $620 $1,260 $640
Avery County, NC $138,800 $677 $490 $960 $470
Avery County, NC $138,800 $677 $480 $950 $470
Valle Crucis, NC $225,700 $1,105 $810 $1,510 $700
North Cove, NC $85,000 $542 $380 $750 $370
Smoky Creek, NC $108,200 $665 $480 $940 $460
Drexel, NC $119,900 $671 $480 $920 $440
Morganton, NC $127,200 $702 $480 $970 $490
Bluff City, TN $108,800 $905 $650 $1,280 $630
Montford Cove, NC $120,200 $723 $490 $1,000 $510
Bandy's, NC $130,700 $771 $560 $1,100 $540
Fall Branch, TN $117,800 $938 $670 $1,330 $660
Madison County, NC $172,200 $785 $530 $1,090 $560