How Can I Make My Seattle, WA Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Seattle, WA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

Compare Quotes from Top Providers and Save now!

Select the Suitable Coverage Value for your Seattle, WA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $115,500 $100,000 $100,000-$125,000
2 Bedroom $214,000 $190,000 $200,000-$250,000
3 Bedroom $224,500 $180,000 $200,000-$250,000
4 Bedroom $321,500 $300,000 $250,000-$300,000
5 Bedroom $683,500 $590,000 $500,000-$600,000

Bundle your Seattle, WA Auto & Home Insurance from the Same Company | Back to Top

Seattle, WA Car Insurance Seattle, WA Home Insurance
Details Acura, TL 4 Beds, 1 Baths, 1710 Square Feet worth $376000
Insurance Rates Individually $1,665.37 $6480
Savings from buying both from the same company $2,687.97

Choose your Seattle, WA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,975
Physical Damage $2,440
Hail Damage $4,900
Wind Damage $6,624
Expensive Claims
Fire $46,016
Smoke $17,389

Identify Top Home Insurance Agents near Seattle, WA | Back to Top

Home Insurance Company Seattle, WA Homeowners Insurance Agency Seattle, WA Address Popularity Score Distance from Seattle (miles)
Liberty Mutual Independent King Insurance Associates Inc 2885 78th Ave Se Ste 1, Mercer Island, WA, 98040
4.6
Liberty Mutual Independent Mumma Associates Inc 11811 Ne First St, Ste 307, Bellevue, WA, 98005
7.5
State Farm Malinda Zampera 10808 Ne 2nd Pl, Bellevue, WA, 98004-5832
7.0
Allstate Phung Wiley 910 Houser Way S, Renton, WA, 98057
8.2
Travelers Propel Insurance 925 4th Ave Ste 3200, Seattle, WA, 98104
2.9
State Farm David Lo 12705 Renton Ave S, Seattle, WA, 98178-4847
6.6
State Farm Olivia Crelencia 502 Rainier Ave S Ste 102, Seattle, WA, 98144-1912
2.4
Farmers Steven Teasley 10043 16th Ave Sw, Seattle, WA, 98146
3.8
Liberty Mutual Independent Mc Donald Insurance Group Inc 620 Way, Suite 100, Kirkland, WA, 98033
9.9
Allstate Gh Anderson Insurance Inc. 3214 W Mcgraw St Ste 312, Seattle, WA, 98199
6.2

Compare Rates for Seattle, WA Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Washington $272,900 $1,170 $840 $1,660 $820
King County, WA $388,700 $1,360 $910 $1,940 $1,030
Seattle, WA $381,000 $1,260 $910 $1,790 $880
Burien, WA $291,000 $1,570 $1,070 $2,210 $1,140
Renton, WA $299,500 $1,260 $910 $1,730 $820
Woodway, WA $968,500 $1,940 $1,300 $2,750 $1,450
Union Hill-Novelty Hill, WA $578,700 $1,740 $1,170 $2,470 $1,300
Edmonds, WA $348,200 $1,530 $1,030 $2,100 $1,070
Mill Creek East, WA $360,800 $1,480 $1,050 $2,040 $990
Mill Creek, WA $415,700 $1,700 $1,140 $2,330 $1,190
King County, WA $388,700 $1,480 $990 $2,030 $1,040
Port Ludlow, WA $366,100 $1,170 $780 $1,660 $880
Kamilche, WA $233,400 $1,190 $810 $1,690 $880

Research Home Insurance Companies Reviews in Seattle, WA Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: June 11, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Male

Customer Service
Its an amazing company as i feel very secured and safe at home at all times and speculations duting any time.

Date: October 04, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
garage door, shelves, floor, countertops, Dallas, paints, sofa loveseat, television, pc, laptop, tablet clothes, medical supplies, rugs, framed art, sculpture, figurines, fixtures, plumbing, electrical wiring, power tools, toys, baby furniture, stereo


Date: September 26, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
the premium for my insurance is about the same as it would be if I had gone with another company. there was really no big difference in price

Date: September 18, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
Rebuilding the structure of home. Replacing personal property and paying for the cost of additional living expenses covering the cost of personal liability claims and it describes the liability coverage offered by policy.


Date: September 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
the customer service people are very nice and professional. they are obviously trained very well and they are very patient. they have good customer service skills

Date: September 05, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
The rates form the building blocks of the premium you eventually get charged, and include discounts for some risks and additional charges for other risks. As an example, an insurance company's rate for insurance might include a discount if you have more than one policy with the insurer and an additional charge. After determining all the characteristics of your risk, the insurer calculates the actual amount of premium they will charge for your policy.

Date: August 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Website/App
App is quite informative. But the main thing is how they take care of you. My agent has been fantastic all the years that I have had him, got a quote finally, I was being loyal to the company I had had forever. He didn’t beat their rates he blew them out of the water and when they say bundle it with the house policy do it. It has been responsible for setting up your online service.

Date: July 31, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Communication
I do not like the automated system. I hate all automated systems. customer service lines with voice recognition suck

Date: July 30, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Website/App
I don't care for the interface. some things aren't where you'd expect them to be. also, some tabs are harder to press than others

Date: March 09, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
It was very easy to enroll, didn't have to find all my previous paperwork to enroll too simple. The enrollment process was fast and easy I was able to complete the entire process online.

Date: January 17, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Communication
I have little negative experience dealing with an insurance company and make a claim. Other two page documents to auto renewed policies which include additional legal which essentially give more things they will not cover, even though you are paying them for the coverage you think you have.

State Farm Home Insurance Reviews

Date: March 31, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I currently have home insurance from State Farm but have never had to call customer service ever for a claim.

Date: February 14, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Policy Offerings
Their offerings are no different than other insurance companies I have checked with and they are difficult to work with.


Date: September 04, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Website/App
The State Farm app is very easy to use. It is always handy to pull up at any point that I need.

Date: August 14, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Customer Service
We are a small town and it is very simple to contact my insurance provider. She is just a phone call or text away.

Date: August 12, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Premium
The reason we chose State Farm is due to a prior wreck on my account. They were the cheapest and I can call them up easily any time I need them.

Date: July 29, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
I can compare the premium monthly payment. I had another home insurance before and the rate was really high.

Date: July 24, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
Customer service at state farm is good. When I had to call once they were professional and polite.

Date: May 25, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Communication
No matter if it is on the clock or off the clock, I can always get my questions answered. They are sweet and nice.

Date: May 10, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
We currently do not own a home but do have renters insurance. We have a policy that will pay us if anything happens to our belongings. I like how adding this saved on our car insurance.


Safeco Insurance Home Insurance Reviews

Date: September 18, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
The premium with Safeco is more affordable than my previous insurance company which was State Auto. I really had little issue with the company but their premium just became too high. I live in an area that has unfortunately had an uptick in various types of crime, so in all honesty, I cannot fault an insurance company for having a higher premium. My premium with Safeco did raise this year and I have had zero claims. I wish I could give a 3.5 but figured you all would like an even number rating.

Date: August 25, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Policy Offerings
Coverage on the home-dwelling itself as well as the garage. Coverage for personal property and living expenses as well as personal liability and medical payments.


Date: August 11, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
I gave a 5 because the only real customer service I have experienced is with the rep I signed up with via my insurance agent.

Date: December 26, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
I do like the fact that at least a month prior to my bill being due, I am sent a statement of what the cost will be. The time to pay is also very fair.

Date: November 19, 2017    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I do not use a mobile app but two parts I like about the company website is the ease of logging in and paying my bill online. I appreciate this because I am wary of sending a check of that size in the mail for something of such importance. I also like the aspect of being able to view my policy online.

Allstate Home Insurance Reviews

Date: February 12, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
I have heard that Allstate's premiums are high. So, I would rate them a 2 in this category. I know that I get good car insurance cheaper but I have not changed my home insurance .

Date: December 04, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
the offerings i received from the insurance company i use help save me tons of money with the variety of discounts offered compared to the other providers


Date: November 03, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
Everything is covered in my insurance from earthquake to fire and everything else.


Date: September 17, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Customer Service
They draft duplicate payments often. It is difficult to speak to someone to resolve.

Progressive Home Insurance Reviews

Date: July 21, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
I have peace with Progressive becuase they provide me security to all the family, i really feel very very satisfied with the costumer service

Date: January 01, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
The service was okay. everytime i call the company it takes forever for a live person to finally get to the phone

Mutual of Enumclaw Home Insurance Reviews

Date: July 08, 2019    Age: 30 to 39    Gender: Married    Marital Status: Female

Policy Offerings
My insurance company offers similar products to other companies that I have researched. Their price is lower and their local focus keeps me a customer.


Travelers Home Insurance Reviews

Date: November 22, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
Premium of my insurance company is fair. its not that high. whenever i take a quotation it always show the lowest quote.i think thats the only advantage it has over other competitors.

GEICO Home Insurance Reviews

Date: December 06, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I mean I talked to someone in a call center. They did fine with the minor stuff I needed.

American Family Insurance Home Insurance Reviews

Date: June 08, 2019    Age: 30 to 39    Gender: Unmarried    Marital Status: Male

Premium
I haven't researched any other companies as I'm satisfied with my current company. Never have wronged me so no point in changing.

American Strategic Insurance Home Insurance Reviews

Date: December 27, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The coverage of my insurance company is very broad and safe, it offers me the restoration of the facilities in its entirety with respect to some damage, it is very complete.

Farmer's Insurance Home Insurance Reviews

Date: December 30, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Satisfied with the service we have received so far. They are a new provider for us and their customer service has been easy to work with and start the insurance service with.

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