Gavop's guide to buying homeowners insurance in Paris, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Paris, ME - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mountain View Dr, State Rte 119, Stagecoach Rd, Clifford Ct, Military Rd, McAlister Dr, Maxim Ave, Gothic St, Freeway St, King Hill Rd | $178,000 | $170,000 | $200,000-$250,000 | $164,500 | $140,000 | $175,000-$200,000 |
| Old Rte 26, Penley St, Brook Rd, Sunrise Dr, Applewood Heights Rd, Kerri Dr, Forest Hills Rd, Nichols St, E Main St, Cairns Farm Rd | $169,500 | $150,000 | $150,000-$175,000 | $139,500 | $130,000 | $125,000-$150,000 |
| Lower Swallow Rd, Corbett Rd, Moody Brook Rd, Lords Ln, Brett Hill Rd, Hammond Hts, Farm View Ln, Colby Farm Rd, Brown Mountain Rd, Parsons Rd | $137,000 | $120,000 | $150,000-$175,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Apple Ln, Pratt Ln, Nicole St, Oxford St, Swallow Rd, Webber Farm Rd, Tribou St, Bumptown Rd, Stock Farm Rd, Russell St | $153,000 | $120,000 | $125,000-$150,000 | $114,000 | $100,000 | $100,000-$125,000 |
| Bethel Rd, Cottage St, Streaked Mtn Rd, Upper Swallow Rd, Royal Ridge Rd, Pine Ridge Rd, Nishell Dr, Thayer Rd, Colby Ln, Thurlow Ave | $192,500 | $180,000 | $175,000-$200,000 | $142,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $506 |
| Superior Protection Discount | -$55 | $554 |
| Fire & Security Discount | -$49 | $560 |
| Hail Resistant Roof Discount | -$12 | $597 |
| Newly Constructed Home Discount | -$171 | $439 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oxford County | $700 | $625 | $1,325 | $454 | $1,154 | $171 |
| Paris, ME | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| Waterford, ME | $400 | $700 | $1,100 | $508 | $908 | $191 |
| Livermore, ME | $700 | $672 | $1,372 | $488 | $1,188 | $184 |
| Stoneham, ME | $300 | $682 | $982 | $495 | $795 | $186 |
| Newry, ME | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| Sebago, ME | $400 | $744 | $1,144 | $541 | $941 | $203 |
| Andover, ME | $1,000 | $625 | $1,625 | $454 | $1,454 | $171 |
| Brownfield, ME | $500 | $734 | $1,234 | $533 | $1,033 | $201 |
| Chelsea, ME | $200 | $619 | $819 | $450 | $650 | $169 |
| Pittston, ME | $1,000 | $690 | $1,690 | $501 | $1,501 | $188 |
| Home Insurance Company Paris, ME | Homeowners Insurance Agency Paris, ME | Address | Popularity Score | Distance from Paris (miles) |
|---|---|---|---|---|
| State Farm | Tricia Zwirner | 13 Storm Dr, Windham, ME, 04062-5698 | 27.0 | |
| Travelers | Noyes Hall & Allen Insurance | 170 Ocean St, South Portland, ME, 4106 | 43.9 | |
| State Farm | Michelle Raber | 696 Us Route 1, Scarborough, ME, 04074-9741 | 47.5 | |
| Allstate | Pam Dodd | 1424 Washington Ave, Portland, ME, 4103 | 39.1 | |
| State Farm | Matthew Maloney | 37 Sewall St, Augusta, ME, 04330-7313 | 35.4 | |
| State Farm | Chris Grimes | 20 Bath Rd, Brunswick, ME, 04011-2604 | 35.6 | |
| State Farm | Sam Francis | 1510 Lisbon St, Lewiston, ME, 04240-3518 | 19.8 | |
| Travelers | Gorham Insurance | 12 Elm St, Gorham, ME, 4038 | 39.3 | |
| State Farm | Jim Finucane | 232 Center St, Auburn, ME, 04210-6136 | 16.3 | |
| State Farm | Jane Billings | 34 Park St, South Paris, ME, 04281-1310 | 1.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $500 | $1,030 | $530 |
| Oxford County, ME | $137,200 | $632 | $420 | $900 | $480 |
| Paris, ME | $138,500 | $609 | $440 | $860 | $420 |
| Waterford, ME | $163,300 | $708 | $480 | $1,010 | $530 |
| Livermore, ME | $149,500 | $680 | $480 | $950 | $470 |
| Stoneham, ME | $154,500 | $690 | $480 | $960 | $480 |
| Newry, ME | $258,300 | $867 | $620 | $1,240 | $620 |
| Sebago, ME | $187,700 | $753 | $510 | $1,070 | $560 |
| Andover, ME | $129,200 | $633 | $420 | $890 | $470 |
| Brownfield, ME | $182,000 | $743 | $500 | $1,050 | $550 |
| Chelsea, ME | $126,600 | $627 | $450 | $890 | $440 |
| Pittston, ME | $158,400 | $698 | $480 | $960 | $480 |