How Can I Make My Sierra Vista, AZ Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Sierra Vista, AZ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Sierra Vista, AZ Home Insurance Coverage Levels | Back to Top
| Sierra Vista, AZ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Clark Dr, S Shallow Brook Loop, Mystery Canyon Dr, Windancer Trl, Mountain View St, S Diehl Dr, N Old Javelina Trl, N Roxie Rd, Irwin St, N Catalina Dr | $103,500 | $80,000 | $100,000-$125,000 | $112,000 | $100,000 | $100,000-$125,000 |
| N Sheila Ln, S Meadowood Ln, E Mimosa Cir, Burns St, Michaelangelo Dr, Arrowhead Trl, W Mustang Rd, E Stetter Spr, Pso de la Luna, Nickles Ave | $116,000 | $110,000 | $100,000-$125,000 | $88,000 | $70,000 | $75,000-$100,000 |
| Cll Cumbre, Laguna Nigel Dr, S Haskell St, Monarch Dr, S Lee St, E Gleeson Rd, Haskell St, Saint Andrews Dr, Cll Escondida, W Zuni Pl | $159,000 | $140,000 | $125,000-$150,000 | $111,000 | $100,000 | $75,000-$100,000 |
| Verde Dr, S Stalactites Cir, S 7th St, S Farrar Ln, E Diamondback Rd, Starview Pl, Madden St, N Horned Owl Ln, S Range Rd, S Peppertree Ln | $125,000 | $100,000 | $125,000-$150,000 | $119,500 | $100,000 | $100,000-$125,000 |
| E Hunter Ln, E Cll Virada, Davis St, Calle Pkwy, E Desert Grass Cir, Sands Ranch Rd, W Hollyhock Ln, Crestview Way, Via Cerrito, Cam Montana | $254,000 | $220,000 | $200,000-$250,000 | $167,000 | $150,000 | $150,000-$175,000 |
| N Euphoria Ln, N Coronado Cir, Apache Dr, S Cll Portal, E Sunview Way, Moonflower Way, Lenzner Ave, Arrowhead Dr, Colonia de Salud, S Antelope St | $217,000 | $190,000 | $200,000-$250,000 | $157,000 | $130,000 | $150,000-$175,000 |
| E Littler Ct, S Plz Aguilar, N Curly Bill Dr, S Pancho Pl, Boothill Trl, Lodi Ct, E Citadel Dr, S Charleston Rd, N Jasmine Ln, Horner Dr | $107,500 | $90,000 | $100,000-$125,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Longview Dr, Four Winds Cir, Preston St, S Pso Juanita, Dove Dr, W Two Shoes Trl, E Phillip Dr, E Touch Stone Trl, W Gleeson Rd, E 1st Ave | $147,500 | $130,000 | $175,000-$200,000 | $88,500 | $70,000 | $75,000-$100,000 |
| Heather Dr, E Sacred Rock Rd, Trinity Way, Kino Pl, E Jefferson Rd, E 3rd St, Elgin St, Teal Pl, Lenzner Ave, S la Rosa Ct | $199,500 | $170,000 | $175,000-$200,000 | $101,500 | $100,000 | $100,000-$125,000 |
| W Cyr Center, W Oak St, White St, W Tacoma St, Valewood Cir, Willowbrook Pl, E Valley View Trl, E Horse Ranch Rd, N Three Sisters Rd, S 3rd St | $150,000 | $130,000 | $125,000-$150,000 | $94,500 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Sierra Vista, AZ | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $550 |
| Superior Protection Discount | -$68 | $611 |
| Fire & Security Discount | -$61 | $618 |
| Hail Resistant Roof Discount | -$20 | $659 |
| Newly Constructed Home Discount | -$149 | $530 |
Choose the Right Deductible for your Sierra Vista, AZ Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cochise County | $700 | $639 | $1,339 | $465 | $1,165 | $175 |
| Sierra Vista, AZ | $1,500 | $671 | $2,171 | $488 | $1,988 | $183 |
| Huachuca City, AZ | $500 | $554 | $1,054 | $403 | $903 | $151 |
| Sierra Vista Southeast, AZ | $1,000 | $679 | $1,679 | $493 | $1,493 | $186 |
| Elgin, AZ | $500 | $1,089 | $1,589 | $791 | $1,291 | $298 |
| Pimaco Two, AZ | $2,000 | $684 | $2,684 | $497 | $2,497 | $187 |
| Sunizona, AZ | $200 | $444 | $644 | $322 | $522 | $121 |
| Rincon Valley, AZ | $2,000 | $917 | $2,917 | $666 | $2,666 | $251 |
| Santa Cruz County, AZ | $200 | $628 | $828 | $456 | $656 | $172 |
| Tucson, AZ | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Sahuarita, AZ | $1,500 | $675 | $2,175 | $491 | $1,991 | $185 |
Identify Top Home Insurance Agents near Sierra Vista, AZ | Back to Top
| Home Insurance Company Sierra Vista, AZ | Homeowners Insurance Agency Sierra Vista, AZ | Address | Popularity Score | Distance from Sierra Vista (miles) |
|---|---|---|---|---|
| Farmers | Leeona Post | 606 W 5th St, Benson, AZ, 85602 | 19.1 | |
| State Farm | Jeff Noel | 9040 E Valencia Rd Ste 160, Tucson, AZ, 85747-4903 | 46.3 | |
| Allstate | Patrick Meldrum | 3965 E Foothills Dr Ste H&I, Sierra Vista, AZ, 85635 | 13.2 | |
| State Farm | Tim Doser | 3410 Canyon De Flores Ste D, Sierra Vista, AZ, 85650-5373 | 15.6 | |
| State Farm | Nils Krausser | 13190 E Clssl Cave Rd Ste 170, Vail, AZ, 85641-8818 | 39.3 | |
| State Farm | Mark Heltemes | Ste A109 18745 S I19 Frontage Rd, Green Valley, AZ, 85614 | 50.0 | |
| Allstate | Fran Richey | 2700 E Fry Blvd Ste A1, Sierra Vista, AZ, 85635 | 13.0 | |
| Travelers | Heartland Insurance Group Llc | 1165 E Fry Blvd 2, Sierra Vista, AZ, 85635 | 13.5 | |
| State Farm | Skip Francisco | 210 W Continental Rd Ste 124, Green Valley, AZ, 85622-3546 | 49.8 | |
| State Farm | Bill Gallagher | 150 S Houghton Rd Ste 140, Tucson, AZ, 85748-6708 | 49.6 |
Compare Rates for Sierra Vista, AZ Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $510 | $1,050 | $540 |
| Cochise County, AZ | $144,400 | $647 | $430 | $890 | $460 |
| Sierra Vista, AZ | $163,100 | $679 | $460 | $970 | $510 |
| Huachuca City, AZ | $99,900 | $561 | $400 | $770 | $370 |
| Sierra Vista Southeast, AZ | $190,600 | $687 | $470 | $950 | $480 |
| Elgin, AZ | $396,700 | $1,102 | $790 | $1,520 | $730 |
| Pimaco Two, AZ | $158,300 | $692 | $460 | $990 | $530 |
| Sunizona, AZ | $66,700 | $449 | $300 | $630 | $330 |
| Rincon Valley, AZ | $332,900 | $928 | $640 | $1,320 | $680 |
| Santa Cruz County, AZ | $138,400 | $635 | $450 | $900 | $450 |
| Tucson, AZ | $172,800 | $694 | $490 | $960 | $470 |
| Sahuarita, AZ | $187,100 | $684 | $490 | $960 | $470 |
Research Home Insurance Companies Reviews in Sierra Vista, AZ Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
state farm has been great for our home owners insurance. they are very helpful when we are in need of something and i would highly recommend state farm to anyone looking for a good home owners insurance.
Date: September 13, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
I am moderately satisfied with State Farm customer service. We insure our condo under a HO-6 policy. The premium is reasonable. However, during the year we never hear from our agent or the insurance company.
Date: October 16, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I like that I can call my local agent and get help quickly. If my agent is not in I can always call the 1-800 number and get help.
USAA Home Insurance Reviews
Date: April 11, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
USAA provides insurance for our home as well and as described above I haven't had any issues with them. They are always friendly and offer callbacks if wait time is very long.
Date: January 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I have done a lot of research and have not been able to find anyone else who can match their rates for what my family and home needs. It is very affordable for our budget
Liberty Mutual Home Insurance Reviews
Date: December 27, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The deductibles for liberty Mutual are slightly higher than the other companies, but I find that the coverage itself matters more than the deductible
Date: October 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
There are plenty of discounts. They may give you a discount if you insure your home for 100% of its value.
Allstate Home Insurance Reviews
Date: January 02, 2020 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
My company offered me a better monthly rate, especially compared to other companies in the area. With the bundle, it convinced me even more why Allstate was the best choice.
Date: December 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Policy Offerings
Well, it covers what I need it to, and I haven't been able to find a lower premium. I like the fact that they give me discounts for having multiple insurance policies with them. From my research the coverage is about average, thus I am quite happy with the insurance policy that I have.
Progressive Home Insurance Reviews
Date: July 21, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I rate Progressive home insurance premium and deductible a 3/5. Their premiums are slightly higher (10-20%) than comparable competitors, but the deductibles are very similar.
American Reliable Insurance Company Home Insurance Reviews
Date: January 08, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
My premium is offered at a very affordable rate of around $650/year. My deductible is $1000, which I believe is a industry-wide norm.
Travelers Home Insurance Reviews
Date: October 28, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Website/App
The mobile app was easy to download, and I have had no errors or problems with the Travelers phone app.
California Casualty Home Insurance Reviews
Date: February 11, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
All home insurances offer deductible depending on how much are you willing to spend for you house. Generally speaking i think the premium and the deductible are somewhere in the middle with AAA .
Farmer's Insurance Home Insurance Reviews
Date: January 01, 2020 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
im honestly completely satisfied with my home insurance. and i would have to rate them at 4. not a 5 because no body is perfect.