Gavop's guide to buying homeowners insurance in Gray, ME covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $73,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $233,000 | $220,000 | $250,000-$300,000 |
| 3 Bedroom | $273,000 | $250,000 | $250,000-$300,000 |
| 4 Bedroom | $317,500 | $280,000 | $350,000-$400,000 |
| 5 Bedroom | $342,000 | $310,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$61 | $620 |
| Home and Two Car | -$109 | $572 |
| Home and Three Car | -$163 | $518 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $1,000 | $833 | $1,833 | $605 | $1,605 | $228 |
| Gray, ME | $1,500 | $673 | $2,173 | $489 | $1,989 | $184 |
| Freeport, ME | $200 | $793 | $993 | $577 | $777 | $217 |
| Saco, ME | $2,000 | $681 | $2,681 | $495 | $2,495 | $186 |
| Leeds, ME | $300 | $664 | $964 | $482 | $782 | $181 |
| Westport Island, ME | $1,500 | $769 | $2,269 | $559 | $2,059 | $210 |
| Georgetown, ME | $100 | $1,117 | $1,217 | $812 | $912 | $305 |
| Greenwood, ME | $1,000 | $717 | $1,717 | $521 | $1,521 | $196 |
| Hanover, ME | $500 | $765 | $1,265 | $556 | $1,056 | $209 |
| Mexico, ME | $400 | $474 | $874 | $345 | $745 | $130 |
| Windsor, ME | $1,500 | $655 | $2,155 | $476 | $1,976 | $179 |
| Home Insurance Company Gray, ME | Homeowners Insurance Agency Gray, ME | Address | Popularity Score | Distance from Gray (miles) |
|---|---|---|---|---|
| State Farm | Tricia Zwirner | 13 Storm Dr, Windham, ME, 04062-5698 | 5.4 | |
| Travelers | Noyes Hall & Allen Insurance | 170 Ocean St, South Portland, ME, 4106 | 19.4 | |
| Travelers | Cross Insurance - Portland | 2331 Congress St, Portland, ME, 4102 | 17.6 | |
| Allstate | Pam Dodd | 1424 Washington Ave, Portland, ME, 4103 | 14.6 | |
| State Farm | John Couture | 2 Mcconkey Rd Ste 1, Gray, ME, 04039-9773 | 1.9 | |
| State Farm | Peg Poulin | 224 Main Street, Saco, ME, 04072-1509 | 28.4 | |
| State Farm | Diane Newman | 313 Read Street, Portland, ME, 4103 | 15.7 | |
| Travelers | Sevigney Lyons Insurance | 1662 Post Rd, Wells, ME, 4090 | 41.4 | |
| Allstate | Jon Knowlton | 395 Sabattus St, Lewiston, ME, 4240 | 16.0 | |
| Liberty Mutual Independent | Clark Insurance | 765 Roosevelt Trl, Windham, ME, 4062 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maine | $179,900 | $739 | $540 | $1,020 | $480 |
| Cumberland County, ME | $259,400 | $843 | $600 | $1,160 | $560 |
| Gray, ME | $222,600 | $681 | $460 | $970 | $510 |
| Freeport, ME | $307,700 | $803 | $590 | $1,100 | $510 |
| Saco, ME | $228,700 | $689 | $460 | $980 | $520 |
| Leeds, ME | $145,800 | $672 | $460 | $930 | $470 |
| Westport Island, ME | $202,600 | $778 | $570 | $1,080 | $510 |
| Georgetown, ME | $376,200 | $1,131 | $830 | $1,570 | $740 |
| Greenwood, ME | $172,800 | $726 | $490 | $1,010 | $520 |
| Hanover, ME | $200,000 | $774 | $530 | $1,100 | $570 |
| Mexico, ME | $77,500 | $480 | $330 | $690 | $360 |
| Windsor, ME | $141,900 | $663 | $440 | $930 | $490 |