Gavop tells you how to get the best homeowners insurance in Mountain City, GA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Mountain City, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Charlies Way, Silver Maple Ln, Deer Creek Trl, Andrew Ritchie Dr, Messer Creek Rd, Tahoe Ln, Loop-Way Dr, Wayah Trl, Legendary Ln, Chestatee Ln | $281,500 | $260,000 | $250,000-$300,000 | $126,500 | $100,000 | $100,000-$125,000 |
| W Langston Ave, Memory Ln, Chestatee, Shadow Mountain Dr, Nelson Ave, Downing St, Indian Lake Dr, Tahoe Rd, Yunai Cir, Bob Mark Trl | $160,000 | $150,000 | $175,000-$200,000 | $164,000 | $130,000 | $150,000-$175,000 |
| Hillcrest Dr, Yorkhouse Rd, Rose Cir, Chestnut Mtn Dr, Boxwood Ter, Teague Ln, Ocmulgee Way, Miller Ln, Canary Ln, Lizzie Ln | $133,500 | $110,000 | $100,000-$125,000 | $109,500 | $100,000 | $75,000-$100,000 |
| Short St, View Ln, Oakey Mountain Dr, Shope Ln, Ponderosa Rd, Winding Ridge, Thomas Knob Trl, Smokey Hollow Dr, Starlight Ln, Colchester Ln | $173,000 | $160,000 | $175,000-$200,000 | $173,000 | $140,000 | $125,000-$150,000 |
| Sky Valley Way, O'Shields Ln, Greenwood Ave, Evergreen Way, Old Kelsey Mountain Rd, Bettys Creek Rd, Shepherd St, Model A Ln, Peek and Peak Dr, Cedar Ln | $221,000 | $180,000 | $250,000-$300,000 | $106,000 | $90,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $662 |
| Superior Protection Discount | -$81 | $727 |
| Fire & Security Discount | -$73 | $735 |
| Hail Resistant Roof Discount | -$16 | $791 |
| Newly Constructed Home Discount | -$210 | $597 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,537 |
| Hail Damage | $4,524 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $17,054 |
| Home Insurance Company Mountain City, GA | Homeowners Insurance Agency Mountain City, GA | Address | Popularity Score | Distance from Mountain City (miles) |
|---|---|---|---|---|
| State Farm | Tracy Talley | 13297 Jones St, Lavonia, GA, 30553-1163 | 37.2 | |
| State Farm | Holly Thomason | 369 W Howell St, Hartwell, GA, 30643-1197 | 46.8 | |
| Travelers | Town Central Insurance | 748 Stonecypher St, Cornelia, GA, 30531 | 30.2 | |
| Liberty Mutual Independent | Appalachian Financial Group Inc | 91 E Savannah St, Clayton, GA, 30525 | 4.9 | |
| Travelers | Richardson Insurance Llc | 30 Chechero St Ste 2, Clayton, GA, 30525 | 5.0 | |
| Travelers | Bynum Insurance Agency | 151 Hiawassee St., Clayton, GA, 30525 | 4.9 | |
| State Farm | Tim Hunt | 1612 Highway 129 S Unit C, Cleveland, GA, 30528-7182 | 34.1 | |
| Allstate | Nicholson Agency Inc | 1127 Historic Homer Hwy, Homer, GA, 30547 | 43.1 | |
| Liberty Mutual Independent | Appalachian Financial Group Inc | 91 E Savannah St, Clayton, GA, 30525 | 4.9 | |
| Travelers | Bynum Insurance Agency | 151 Hiawassee St, Clayton, GA, 30525 | 4.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,410 | $730 |
| Rabun County, GA | $157,800 | $848 | $580 | $1,200 | $620 |
| Mountain City, GA | $144,900 | $807 | $570 | $1,150 | $580 |
| Millshoal, NC | $165,500 | $910 | $630 | $1,250 | $620 |
| Salem, SC | $222,500 | $942 | $650 | $1,290 | $640 |
| Clay County, NC | $154,600 | $730 | $520 | $1,040 | $520 |
| Stephens County, GA | $98,500 | $686 | $500 | $950 | $450 |
| Mount Airy, GA | $122,100 | $862 | $620 | $1,230 | $610 |
| Liberty, SC | $104,200 | $670 | $450 | $950 | $500 |
| Cherokee County, NC | $145,500 | $700 | $510 | $960 | $450 |
| Slater-Marietta, SC | $89,900 | $619 | $430 | $850 | $420 |
| Royston, GA | $85,800 | $615 | $450 | $850 | $400 |
| Morganton, GA | $175,400 | $1,068 | $720 | $1,470 | $750 |