Gavop shows you how to buy homeowners insurance in Danvers, MA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Danvers, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Wellesley Rd, Regent Dr, Shawmut Ave, Wildwood Rd, Salvatore Cir, Bagley Ave, Lima St, Buxton Ln, Naumkeag Row, Birch Hill Rd | $298,500 | $250,000 | $350,000-$400,000 | $289,000 | $230,000 | $300,000-$350,000 |
| Charter St, Edgehill Cir, Southside Rd, Cardinal Rd Exd, Popes Ln, Holten St, Crestline Cir, Flint Street Ct, Princeton St, Cardinal Rd | $321,500 | $270,000 | $300,000-$350,000 | $221,000 | $190,000 | $175,000-$200,000 |
| Otis St, Trask St, Grandview Rd, Short Rd, Rosewood Dr, Ingersoll Pkwy, Ipswich River Rd, Sharons Way, Old Stonewall Ave, Perry St | $386,500 | $350,000 | $300,000-$350,000 | $210,500 | $170,000 | $175,000-$200,000 |
| Longbow Rd, Linden Dr, Venice St, Bay St, Gorman Rd, Donegal Cir, Vista Dr, Ardmore Dr, Cole Rd, Grace Rd | $370,500 | $340,000 | $350,000-$400,000 | $412,500 | $360,000 | $350,000-$400,000 |
| Hobart Street Ct, Beacon St Exd, Danielle Dr, Armory Rd, Ferncroft Rd, Crossman Ln, Mohawk St, Prentiss Rd, Veronica Dr, Algonquin Rd | $282,500 | $230,000 | $250,000-$300,000 | $333,000 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$181 | $822 |
| Superior Protection Discount | -$90 | $913 |
| Fire & Security Discount | -$100 | $903 |
| Hail Resistant Roof Discount | -$30 | $973 |
| Newly Constructed Home Discount | -$231 | $772 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Essex County | $2,500 | $1,334 | $3,834 | $969 | $3,469 | $365 |
| Danvers, MA | $700 | $991 | $1,691 | $720 | $1,420 | $271 |
| Beverly, MA | $500 | $1,417 | $1,917 | $1,030 | $1,530 | $387 |
| Rowley, MA | $1,000 | $962 | $1,962 | $699 | $1,699 | $263 |
| Newbury, MA | $200 | $1,095 | $1,295 | $796 | $996 | $299 |
| Watertown Town, MA | $2,500 | $1,082 | $3,582 | $786 | $3,286 | $296 |
| Weston, MA | $100 | $1,022 | $1,122 | $743 | $843 | $279 |
| Hingham, MA | $2,000 | $1,024 | $3,024 | $744 | $2,744 | $280 |
| Townsend, MA | $400 | $785 | $1,185 | $570 | $970 | $214 |
| Plainville, MA | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Home Insurance Company Danvers, MA | Homeowners Insurance Agency Danvers, MA | Address | Popularity Score | Distance from Danvers (miles) |
|---|---|---|---|---|
| Travelers | Linnane Insurance Agency | 280 Main St Ste 101, North Reading, MA, 1864 | 8.7 | |
| Travelers | Soderberg Insurance Services Inc | 200 Broadway, Lynnfield, MA, 1940 | 5.5 | |
| Travelers | David E Zeller Insurance Agency Inc | 370 Lynn Way, Lynn, MA, 1901 | 8.1 | |
| Travelers | Quincy Insurance Agency Inc | 144 Gould St. Suite 152, Needham, MA, 2494 | 23.4 | |
| Travelers | Felton Berlin & Erdmann Ins Services Inc | 100 Corporate Pl Ste 501, Peabody, MA, 1960 | 4.4 | |
| Travelers | T F Ward Insurance Agency Inc | 403 Franklin St, Melrose, MA, 2176 | 9.4 | |
| Travelers | Gilcoine And Burke Insurance Agency Inc | 2 Cabot Pl, Stoughton, MA, 2072 | 29.7 | |
| Travelers | Pompeo & Sons Insurance Agency Inc | 464 High St , Medford, MA, 2155 | 14.1 | |
| Travelers | Davis Clark & Latham Insurance Agency Inc | 1 Pleasant St, Reading, MA, 1867 | 8.5 | |
| Travelers | John J Walsh Insurance | 87 Margin St, Salem, MA, 1970 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $970 | $1,950 | $980 |
| Essex County, MA | $373,400 | $1,350 | $920 | $1,850 | $930 |
| Danvers, MA | $380,600 | $1,003 | $730 | $1,410 | $680 |
| Beverly, MA | $392,900 | $1,435 | $1,030 | $2,040 | $1,010 |
| Rowley, MA | $428,200 | $973 | $700 | $1,370 | $670 |
| Newbury, MA | $466,700 | $1,108 | $810 | $1,570 | $760 |
| Watertown Town, MA | $480,500 | $1,095 | $740 | $1,500 | $760 |
| Weston, MA | $1,198,400 | $1,035 | $740 | $1,470 | $730 |
| Hingham, MA | $710,700 | $1,037 | $760 | $1,440 | $680 |
| Townsend, MA | $266,700 | $794 | $530 | $1,130 | $600 |
| Plainville, MA | $333,300 | $948 | $680 | $1,340 | $660 |