How Can I Make My Clinton, IA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Clinton, IA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Clinton, IA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $123,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $88,500 | $70,000 | $100,000-$125,000 |
| 4 Bedroom | $153,000 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $224,500 | $180,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Clinton, IA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$94 | $532 |
| Superior Protection Discount | -$56 | $570 |
| Fire & Security Discount | -$63 | $563 |
| Hail Resistant Roof Discount | -$13 | $613 |
| Newly Constructed Home Discount | -$156 | $469 |
Choose the Right Deductible for your Clinton, IA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clinton County | $1,500 | $715 | $2,215 | $520 | $2,020 | $195 |
| Clinton, IA | $2,000 | $618 | $2,618 | $449 | $2,449 | $169 |
| Elkhorn Grove, IL | $400 | $806 | $1,206 | $586 | $986 | $220 |
| Toronto, IA | $1,500 | $485 | $1,985 | $353 | $1,853 | $133 |
| Andalusia, IL | $400 | $814 | $1,214 | $592 | $992 | $222 |
| Bennett, IA | $2,500 | $650 | $3,150 | $472 | $2,972 | $178 |
| Onslow, IA | $300 | $550 | $850 | $400 | $700 | $150 |
| Sweetland, IA | $500 | $899 | $1,399 | $653 | $1,153 | $246 |
| Stanwood, IA | $2,000 | $666 | $2,666 | $484 | $2,484 | $182 |
| Amboy, IL | $400 | $615 | $1,015 | $447 | $847 | $168 |
| Jones County, IA | $2,500 | $671 | $3,171 | $487 | $2,987 | $183 |
Identify Top Home Insurance Agents near Clinton, IA | Back to Top
| Home Insurance Company Clinton, IA | Homeowners Insurance Agency Clinton, IA | Address | Popularity Score | Distance from Clinton (miles) |
|---|---|---|---|---|
| State Farm | Ben Froeschle | 5214 N Division St, Davenport, IA, 52806-3623 | 26.1 | |
| Allstate | Lori Rutten | 2318 Eastern Ave, Davenport, IA, 52803 | 26.1 | |
| State Farm | Matt Mccall | 102 E South St, Tipton, IA, 52772-1754 | 45.9 | |
| Travelers | Rc Insurance Solutions | 2500 18th St, Bettendorf, IA, 52722 | 24.4 | |
| Allstate | Lori Rutten | 894 Middle Rd, Bettendorf, IA, 52722 | 25.3 | |
| Travelers | V P Sheridan Insurance Inc | 710 6th Ave De Witt, Dewitt, IA, 52742 | 15.3 | |
| State Farm | Marty Clifton | 3625 Utica Ridge Rd, Bettendorf, IA, 52722-1653 | 24.1 | |
| State Farm | Jeff Reed | 826 S 4th St, Clinton, IA, 52732-5729 | 2.7 | |
| State Farm | Ron Neblung | 1300 S 14th Street, Clinton, IA, 52732-6402 | 1.5 | |
| State Farm | Amy Sabbag | 2488 53rd Ave, Bettendorf, IA, 52722-6208 | 22.6 |
Compare Rates for Clinton, IA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $560 | $1,140 | $580 |
| Clinton County, IA | $112,400 | $724 | $480 | $1,030 | $550 |
| Clinton, IA | $93,500 | $626 | $420 | $870 | $450 |
| Elkhorn Grove, IL | $162,500 | $816 | $550 | $1,170 | $620 |
| Toronto, IA | $55,600 | $491 | $330 | $680 | $350 |
| Andalusia, IL | $166,400 | $824 | $590 | $1,130 | $540 |
| Bennett, IA | $90,000 | $658 | $470 | $900 | $430 |
| Onslow, IA | $68,300 | $557 | $380 | $770 | $390 |
| Sweetland, IA | $167,300 | $910 | $650 | $1,300 | $650 |
| Stanwood, IA | $93,800 | $674 | $460 | $950 | $490 |
| Amboy, IL | $92,100 | $622 | $440 | $860 | $420 |
| Jones County, IA | $130,700 | $679 | $480 | $940 | $460 |
Research Home Insurance Companies Reviews in Clinton, IA Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: April 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
our deductible is quite reasonable, lower then what we were expecting when it comes to home insurance. We don't get many natural disasters around here
Date: March 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
Overall I am satisfied with the customer service aspect of my insurance. I've only had to utilize it once, and that was several years ago.
Date: November 08, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
When I first changed to the company [I was cold-called by them], I was paying half of what I'd been paying before. But it has increased so much over the last 8 years or so, that I think I will have to start looking into other companies. Because of all the storms of the past few years, I don't expect that I'll be able to do any better, and it's an unpleasant task.
Farm Bureau Home Insurance Reviews
Date: December 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
I pay premiums every month, but haven't had a lot of chances to interact with them. When we had a pipe burst several years ago, it wasn't an entirely pleasant experience to deal with the claims process. I'm not sure they're as good about paying claims as they are about accepting premiums.
GEICO Home Insurance Reviews
Date: January 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Customer Service
My experience with Geico's customer service has been a pleasant experience, they are fast and always ready to help!