How Can I Make My Alameda, CA Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Alameda, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Alameda, CA Home Insurance Coverage Levels | Back to Top

Alameda, CA - Neighbourhoods, Census Blocks & Streets 2 Bedroom 3 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Emerson Ter, Mangrove Ln, Dahlia Dr, Roanoke Dr, Dwinelle Ct, Centre Ct, Stanbridge Ln, Maitland Dr, Evans Ct, Via Alamosa $258,000 $240,000 $200,000-$250,000 $351,000 $320,000 $350,000-$400,000
Court St, San Jose Ave, Monterey Cir, Tralee Ln, Verdi St, N Loop Rd, Heron Ct, Nimitz Dr, W Mall Sq, Times Way $408,000 $360,000 $400,000-$500,000 $720,500 $590,000 $800,000-$900,000
Bainbridge Sq, Gibbons Dr, Ohlone St, Lawrence Rd, Santa Rosa Ln, Verdemar Dr, Tinker Ave, Marina Dr, Savana Ln, Atlantic Ave $673,000 $570,000 $600,000-$700,000 $557,500 $510,000 $500,000-$600,000
Sea Brg, Paru St, Ferro Ct, Chatham Pointe, Purcell Dr, W Ranger Ave, Viking St, California, Haight Ave, Northwood Dr $450,500 $380,000 $400,000-$500,000 $621,500 $520,000 $500,000-$600,000
Bertero Sq, Lemoore Rd, Lagunaria Ln, Wayne Ct, Sand Beach Pl, Hansen Ave, Avington Rd, Ratto Rd, Lagoria Ct, W Midway Ave $471,000 $430,000 $500,000-$600,000 $594,500 $500,000 $600,000-$700,000

Estimate your Savings with Home Insurance Discounts in Alameda, CA | Back to Top

This table lists savings for a median home value of $628,600 and an average premium of $3,160

Discount Type Premium After Discount
Multipolicy Discounts $2,908
Superior Protection Discount $2,813
Fire & Security Discounts $2,813

Choose your Alameda, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $7,386
Hail Damage $5,211
Wind Damage $9,515
Expensive Claims
Fire $34,248
Accidental Discharge/Leakage $8,194
Optional Coverage Losses $8,568

Identify Top Home Insurance Agents near Alameda, CA | Back to Top

Home Insurance Company Alameda, CA Homeowners Insurance Agency Alameda, CA Address Popularity Score Distance from Alameda (miles)
State Farm Jim Dwyer 1501 El Camino Real Ste G, Belmont, CA, 94002-3946
17.1
State Farm Kelly Lux 564 Park St, Alameda, CA, 94501-6233
2.0
State Farm Mat Dahms 4400 Keller Ave Ste 260, Oakland, CA, 94605-4232
7.6
State Farm Thierry Hugand 1952 Union St Ste 1, San Francisco, CA, 94123-4226
8.4
State Farm Janet Lin 2190 3rd St, San Francisco, CA, 94107-3124
5.8
State Farm Frank Sanchez 5301 Claremont Ave, Oakland, CA, 94618-1034
5.3
Liberty Mutual Independent Sweet & Baker Insurance Brokers 44 2nd St, San Francisco, CA, 94105
6.6
Liberty Mutual Independent Brignole & Ghiri Insurance & 4685 Telegraph Ave, Oakland, CA, 94609
4.9
Farmers Jennifer Lam 385 9th St Ste 200, Oakland, CA, 94607
2.6
State Farm Darlene Chow 206 Spear St, San Francisco, CA, 94105-1613
6.3

Compare Rates for Alameda, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,190 $880 $1,620 $740
Alameda County, CA $514,900 $2,010 $1,490 $2,730 $1,240
Alameda, CA $628,600 $1,700 $1,260 $2,310 $1,050
Ashland, CA $284,700 $1,400 $1,040 $1,900 $860
East Richmond Heights, CA $380,700 $1,680 $1,240 $2,280 $1,040
Fairview, CA $448,300 $1,700 $1,260 $2,310 $1,050
Hillsborough, CA $1,000,001 $2,600 $1,920 $3,540 $1,620
Alamo, CA $1,000,001 $2,700 $2,000 $3,670 $1,670
Walnut Creek, CA $587,200 $2,060 $1,520 $2,800 $1,280
Muir Beach, CA $1,000,001 $2,600 $1,920 $3,540 $1,620
East Foothills, CA $607,600 $1,520 $1,120 $2,070 $950
El Verano, CA $503,600 $1,660 $1,230 $2,260 $1,030
Tracy, CA $286,900 $1,550 $1,150 $2,110 $960

Research Home Insurance Companies Reviews in Alameda, CA Before Buying | Back to Top

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Nationwide Home Insurance Reviews

Date: June 02, 2019    Age: 50 to 59    Gender: Unmarried    Marital Status: Female

Customer Service
Nationwide has given me good experiences with their customer service. I called when my husband passed and wanted his name removed from the billing address.

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