How Can I Make My Alameda, CA Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Alameda, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Alameda, CA Home Insurance Coverage Levels | Back to Top
| Alameda, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Emerson Ter, Mangrove Ln, Dahlia Dr, Roanoke Dr, Dwinelle Ct, Centre Ct, Stanbridge Ln, Maitland Dr, Evans Ct, Via Alamosa | $258,000 | $240,000 | $200,000-$250,000 | $351,000 | $320,000 | $350,000-$400,000 |
| Court St, San Jose Ave, Monterey Cir, Tralee Ln, Verdi St, N Loop Rd, Heron Ct, Nimitz Dr, W Mall Sq, Times Way | $408,000 | $360,000 | $400,000-$500,000 | $720,500 | $590,000 | $800,000-$900,000 |
| Bainbridge Sq, Gibbons Dr, Ohlone St, Lawrence Rd, Santa Rosa Ln, Verdemar Dr, Tinker Ave, Marina Dr, Savana Ln, Atlantic Ave | $673,000 | $570,000 | $600,000-$700,000 | $557,500 | $510,000 | $500,000-$600,000 |
| Sea Brg, Paru St, Ferro Ct, Chatham Pointe, Purcell Dr, W Ranger Ave, Viking St, California, Haight Ave, Northwood Dr | $450,500 | $380,000 | $400,000-$500,000 | $621,500 | $520,000 | $500,000-$600,000 |
| Bertero Sq, Lemoore Rd, Lagunaria Ln, Wayne Ct, Sand Beach Pl, Hansen Ave, Avington Rd, Ratto Rd, Lagoria Ct, W Midway Ave | $471,000 | $430,000 | $500,000-$600,000 | $594,500 | $500,000 | $600,000-$700,000 |
Estimate your Savings with Home Insurance Discounts in Alameda, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$219 | $1,149 |
| Superior Protection Discount | -$123 | $1,244 |
| Fire & Security Discount | -$137 | $1,231 |
| Hail Resistant Roof Discount | -$27 | $1,340 |
| Newly Constructed Home Discount | -$328 | $1,039 |
Choose your Alameda, CA Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,211 |
| Wind Damage | $9,515 |
| Expensive Claims | |
| Fire | $34,248 |
| Accidental Discharge/Leakage | $8,194 |
| Optional Coverage Losses | $8,568 |
Identify Top Home Insurance Agents near Alameda, CA | Back to Top
| Home Insurance Company Alameda, CA | Homeowners Insurance Agency Alameda, CA | Address | Popularity Score | Distance from Alameda (miles) |
|---|---|---|---|---|
| State Farm | Jim Dwyer | 1501 El Camino Real Ste G, Belmont, CA, 94002-3946 | 17.1 | |
| State Farm | Kelly Lux | 564 Park St, Alameda, CA, 94501-6233 | 2.0 | |
| State Farm | Mat Dahms | 4400 Keller Ave Ste 260, Oakland, CA, 94605-4232 | 7.6 | |
| State Farm | Thierry Hugand | 1952 Union St Ste 1, San Francisco, CA, 94123-4226 | 8.4 | |
| State Farm | Janet Lin | 2190 3rd St, San Francisco, CA, 94107-3124 | 5.8 | |
| State Farm | Frank Sanchez | 5301 Claremont Ave, Oakland, CA, 94618-1034 | 5.3 | |
| Liberty Mutual Independent | Sweet & Baker Insurance Brokers | 44 2nd St, San Francisco, CA, 94105 | 6.6 | |
| Liberty Mutual Independent | Brignole & Ghiri Insurance & | 4685 Telegraph Ave, Oakland, CA, 94609 | 4.9 | |
| Farmers | Jennifer Lam | 385 9th St Ste 200, Oakland, CA, 94607 | 2.6 | |
| State Farm | Darlene Chow | 206 Spear St, San Francisco, CA, 94105-1613 | 6.3 |
Compare Rates for Alameda, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Alameda, CA | $729,100 | $1,368 | $1,010 | $1,860 | $850 |
| Ashland, CA | $396,400 | $906 | $670 | $1,230 | $560 |
| East Richmond Heights, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |
| Fairview, CA | $547,200 | $1,013 | $750 | $1,380 | $630 |
| Hillsborough, CA | $2,000,001 | $937 | $690 | $1,270 | $580 |
| Alamo, CA | $1,517,700 | $941 | $700 | $1,280 | $580 |
| Walnut Creek, CA | $704,900 | $1,332 | $990 | $1,810 | $820 |
| Muir Beach, CA | $1,105,300 | $2,720 | $2,010 | $3,700 | $1,690 |
| East Foothills, CA | $767,700 | $1,148 | $850 | $1,560 | $710 |
| El Verano, CA | $540,100 | $1,601 | $1,180 | $2,180 | $1,000 |
| Tracy, CA | $402,700 | $1,026 | $760 | $1,400 | $640 |
Research Home Insurance Companies Reviews in Alameda, CA Before Buying | Back to Top
Share a review on your home insurance company
Progressive Home Insurance Reviews
Date: September 09, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
Progressive offers me a pretty standard policy that was in line with what other companies offered, which I feel met all of my needs.
Nationwide Home Insurance Reviews
Date: June 02, 2019 Age: 50 to 59 Gender: Unmarried Marital Status: Female
Customer Service
Nationwide has given me good experiences with their customer service. I called when my husband passed and wanted his name removed from the billing address.
Farmer's Insurance Home Insurance Reviews
Date: October 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible of the policy i got was pretty good.