How Can I Make My Topsail, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Topsail, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Topsail, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $77,000 $60,000 $75,000-$100,000
2 Bedroom $166,000 $150,000 $125,000-$150,000
3 Bedroom $155,000 $140,000 $125,000-$150,000
4 Bedroom $271,500 $230,000 $250,000-$300,000
5 Bedroom $359,500 $320,000 $350,000-$400,000

Estimate your Savings with Home Insurance Discounts in Topsail, NC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$123 $700
Superior Protection Discount -$82 $741
Fire & Security Discount -$58 $766
Hail Resistant Roof Discount -$25 $799
Newly Constructed Home Discount -$206 $617

Choose the Right Deductible for your Topsail, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Pender County $2,500 $869 $3,369 $631 $3,131 $237
Topsail, NC $2,500 $813 $3,313 $591 $3,091 $222
Porters Neck, NC $300 $989 $1,289 $719 $1,019 $270
Rocky Point, NC $1,500 $633 $2,133 $460 $1,960 $173
Long Creek, NC $300 $900 $1,200 $654 $954 $246
New Hanover County, NC $700 $1,015 $1,715 $738 $1,438 $277
Silver Lake, NC $300 $709 $1,009 $515 $815 $194
Northwest, NC $700 $656 $1,356 $477 $1,177 $179
Union, NC $300 $635 $935 $462 $762 $174
Federal Point, NC $1,000 $832 $1,832 $604 $1,604 $227
Maysville, NC $500 $634 $1,134 $461 $961 $173
Lisbon, NC $1,500 $579 $2,079 $421 $1,921 $158

Identify Top Home Insurance Agents near Topsail, NC | Back to Top

Home Insurance Company Topsail, NC Homeowners Insurance Agency Topsail, NC Address Popularity Score Distance from Topsail (miles)
Liberty Mutual Independent Carlton Insurance Agency Po Box 625, Warsaw, NC, 28398
47.7
State Farm Jimi Woodruff 2805 Market St, Wilmington, NC, 28403-1219
18.3
State Farm Cedric Dickerson 5919 Oleander Dr Ste 104, Wilmington, NC, 28403-4757
17.0
State Farm Jennifer Dufore 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577
30.6
State Farm Tim Moore 7016 Market Street, Wilmington, NC, 28411-9728
13.3
State Farm Henry Brown 2816a S College Rd, Wilmington, NC, 28412-6827
19.5
Liberty Mutual Independent James E Moore Insurance Agency 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403
15.8
State Farm Greg Ochipa 1039 S College Rd Ste 105, Wilmington, NC, 28403-4434
18.3
Liberty Mutual Independent George Chadwick Insurance 3301 Wrightsville Ave, Wilmington, NC, 28403
18.6
Nationwide Owens Insurance Agency & Financial Services Inc. 209 Us Highway 117 N Ste C, Burgaw, NC, 28425
17.8

Compare Rates for Topsail, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $161,000 $894 $610 $1,260 $650
Pender County, NC $167,200 $879 $600 $1,200 $600
Topsail, NC $244,100 $823 $560 $1,160 $600
Porters Neck, NC $380,700 $1,001 $710 $1,410 $700
Rocky Point, NC $128,900 $641 $440 $880 $440
Long Creek, NC $165,600 $911 $650 $1,280 $630
New Hanover County, NC $225,600 $1,028 $740 $1,430 $690
Silver Lake, NC $150,800 $717 $520 $1,000 $480
Northwest, NC $118,300 $664 $480 $950 $470
Union, NC $103,800 $643 $460 $880 $420
Federal Point, NC $253,100 $842 $580 $1,200 $620
Maysville, NC $103,600 $642 $470 $890 $420
Lisbon, NC $92,900 $586 $420 $810 $390