How Can I Make My Topsail, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Topsail, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Topsail, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $77,000 $60,000 $75,000-$100,000
2 Bedroom $166,000 $150,000 $125,000-$150,000
3 Bedroom $155,000 $140,000 $125,000-$150,000
4 Bedroom $271,500 $230,000 $250,000-$300,000
5 Bedroom $359,500 $320,000 $350,000-$400,000

Choose the Best Topsail, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Retired 700-749 Credit Score No Income 3 Pets, Non-Smoker $400
Full Time Job 800-850 Credit Score $25 to 50,000 No Pets, Smoker $860
Part Time Job Up to 499 Credit Score <$25,000 2 Pets, Smoker $320

Choose the Right Deductible for your Topsail, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $300 $630 $930 $550 $850 $80
Pender County, NC $2,500 $660 $1,160 $560 $3,060 $-1,900
Topsail, NC $2,500 $1,190 $1,690 $970 $3,470 $-1,780
Porters Neck, NC $300 $1,490 $1,790 $1,240 $1,540 $250
Rocky Point, NC $1,500 $370 $870 $310 $1,810 $-940
Long Creek, NC $300 $640 $940 $530 $830 $110
New Hanover County, NC $700 $1,210 $1,710 $970 $1,670 $40
Silver Lake, NC $300 $860 $1,160 $710 $1,010 $150
Northwest, NC $700 $450 $950 $360 $1,060 $-110
Union, NC $300 $420 $720 $360 $660 $60
Federal Point, NC $1,000 $1,090 $1,590 $880 $1,880 $-290
Maysville, NC $500 $410 $910 $340 $840 $70
Lisbon, NC $1,500 $430 $930 $350 $1,850 $-920

Identify Top Home Insurance Agents near Topsail, NC | Back to Top

Home Insurance Company Topsail, NC Homeowners Insurance Agency Topsail, NC Address Popularity Score Distance from Topsail (miles)
Liberty Mutual Independent Carlton Insurance Agency Po Box 625, Warsaw, NC, 28398
47.7
State Farm Jimi Woodruff 2805 Market St, Wilmington, NC, 28403-1219
18.3
State Farm Cedric Dickerson 5919 Oleander Dr Ste 104, Wilmington, NC, 28403-4757
17.0
State Farm Jennifer Dufore 1368 Piney Green Road Suite 3, Jacksonville, NC, 28546-4577
30.6
State Farm Tim Moore 7016 Market Street, Wilmington, NC, 28411-9728
13.3
State Farm Henry Brown 2816a S College Rd, Wilmington, NC, 28412-6827
19.5
Liberty Mutual Independent James E Moore Insurance Agency 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403
15.8
State Farm Greg Ochipa 1039 S College Rd Ste 105, Wilmington, NC, 28403-4434
18.3
Liberty Mutual Independent George Chadwick Insurance 3301 Wrightsville Ave, Wilmington, NC, 28403
18.6
Nationwide Owens Insurance Agency & Financial Services Inc. 209 Us Highway 117 N Ste C, Burgaw, NC, 28425
17.8

Compare Rates for Topsail, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $680 $470 $950 $480
Pender County, NC $152,000 $810 $580 $1,150 $570
Topsail, NC $223,800 $1,100 $790 $1,520 $730
Porters Neck, NC $442,500 $2,170 $1,500 $2,970 $1,470
Rocky Point, NC $98,000 $530 $390 $740 $350
Long Creek, NC $149,700 $700 $500 $960 $460
New Hanover County, NC $222,000 $1,130 $800 $1,560 $760
Silver Lake, NC $161,600 $690 $500 $950 $450
Northwest, NC $120,700 $640 $440 $900 $460
Union, NC $101,500 $490 $360 $680 $320
Federal Point, NC $242,700 $1,070 $720 $1,510 $790
Maysville, NC $104,600 $540 $370 $750 $380
Lisbon, NC $104,200 $530 $360 $760 $400