Gavop tells you how to get the best homeowners insurance in Fort Thomas, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $152,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $183,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $269,500 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $326,500 | $300,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$64 | $731 |
| Home and Two Car | -$135 | $660 |
| Home and Three Car | -$183 | $612 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Campbell County | $2,000 | $938 | $2,938 | $682 | $2,682 | $256 |
| Fort Thomas, KY | $2,500 | $785 | $3,285 | $571 | $3,071 | $215 |
| Kenwood, OH | $200 | $788 | $988 | $573 | $773 | $215 |
| Concorde Hills, OH | $1,000 | $1,506 | $2,506 | $1,094 | $2,094 | $411 |
| Remington, OH | $500 | $860 | $1,360 | $625 | $1,125 | $235 |
| Greenhills, OH | $700 | $653 | $1,353 | $475 | $1,175 | $178 |
| Burlington, KY | $200 | $854 | $1,054 | $621 | $821 | $233 |
| Randolph, IN | $700 | $832 | $1,532 | $605 | $1,305 | $227 |
| Warsaw, KY | $400 | $685 | $1,085 | $498 | $898 | $187 |
| Harrison County, KY | $2,500 | $752 | $3,252 | $546 | $3,046 | $205 |
| Monterey-New Columbus, KY | $500 | $862 | $1,362 | $626 | $1,126 | $235 |
| Penn, OH | $700 | $706 | $1,406 | $513 | $1,213 | $193 |
| Home Insurance Company Fort Thomas, KY | Homeowners Insurance Agency Fort Thomas, KY | Address | Popularity Score | Distance from Fort Thomas (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gartman Insurance Agency Inc | 495 Erlanger Rd Ste 104, Erlanger, KY, 41018 | 9.2 | |
| Allstate | Dennis Grothaus | 970 Dudley Pike Ste A, Edgewood, KY, 41017 | 5.9 | |
| Allstate | Lora L. Lee | 2021 Alexandria Pike Ste A, Highland Heights, KY, 41076 | 2.6 | |
| Travelers | Burkhart Insurance Agency | 803 Scott Street Ste 2, Covington, KY, 41011 | 3.0 | |
| Liberty Mutual Independent | Crawford Insurance | 179 Fairfield Ave, Bellevue, KY, 41073 | 2.3 | |
| State Farm | Marc Cammack | 930 Us Highway 27 S Ste 2, Cynthiana, KY, 41031-5992 | 49.1 | |
| State Farm | Ed Schadler | 998 Dudley Pike, Edgewood, KY, 41017-8174 | 5.9 | |
| State Farm | Joe Dalbey | 20 North Grand Avenue, Fort Thomas, KY, 41075-1755 | 0.7 | |
| State Farm | Tracy Davis | 919 N Fort Thomas Ave, Fort Thomas, KY, 41075 | 0.5 | |
| Allstate | Christopher Whitehead | 1671 Park Rd Ste 10, Fort Wright, KY, 41011 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,270 | $620 |
| Campbell County, KY | $160,700 | $949 | $640 | $1,320 | $680 |
| Fort Thomas, KY | $214,000 | $795 | $530 | $1,100 | $570 |
| Kenwood, OH | $274,800 | $798 | $570 | $1,110 | $540 |
| Concorde Hills, OH | $465,600 | $1,524 | $1,020 | $2,090 | $1,070 |
| Remington, OH | $223,600 | $870 | $640 | $1,240 | $600 |
| Greenhills, OH | $113,900 | $661 | $480 | $910 | $430 |
| Burlington, KY | $176,100 | $864 | $590 | $1,180 | $590 |
| Randolph, IN | $128,400 | $842 | $560 | $1,200 | $640 |
| Warsaw, KY | $109,900 | $693 | $500 | $990 | $490 |
| Harrison County, KY | $132,900 | $761 | $520 | $1,080 | $560 |
| Monterey-New Columbus, KY | $122,900 | $872 | $620 | $1,190 | $570 |
| Penn, OH | $136,600 | $715 | $510 | $990 | $480 |