Gavop's guide to buying homeowners insurance in Temescal Valley, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $136,000 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $181,000 | $170,000 | $175,000-$200,000 |
| 3 Bedroom | $256,000 | $240,000 | $200,000-$250,000 |
| 4 Bedroom | $362,500 | $320,000 | $350,000-$400,000 |
| 5 Bedroom | $404,000 | $330,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $778 |
| Superior Protection Discount | -$90 | $814 |
| Fire & Security Discount | -$81 | $823 |
| Hail Resistant Roof Discount | -$27 | $878 |
| Newly Constructed Home Discount | -$208 | $697 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Riverside County | $2,000 | $779 | $2,779 | $566 | $2,566 | $213 |
| Temescal Valley, CA | $1,000 | $894 | $1,894 | $650 | $1,650 | $244 |
| Grand Terrace, CA | $400 | $631 | $1,031 | $458 | $858 | $172 |
| West Covina, CA | $1,500 | $1,227 | $2,727 | $892 | $2,392 | $335 |
| Valle Vista, CA | $100 | $1,043 | $1,143 | $758 | $858 | $285 |
| Upper San Gabriel Valley, CA | $1,000 | $955 | $1,955 | $694 | $1,694 | $261 |
| Bell Gardens, CA | $500 | $869 | $1,369 | $631 | $1,131 | $237 |
| Commerce, CA | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| South Gate, CA | $100 | $878 | $978 | $638 | $738 | $240 |
| East Los Angeles, CA | $2,500 | $910 | $3,410 | $661 | $3,161 | $249 |
| San Marino, CA | $200 | $939 | $1,139 | $682 | $882 | $256 |
| Home Insurance Company Temescal Valley, CA | Homeowners Insurance Agency Temescal Valley, CA | Address | Popularity Score | Distance from Temescal Valley (miles) |
|---|---|---|---|---|
| State Farm | Vanessa Vargas | 15315 Fairfld Rnch Rd Ste 260, Chino Hills, CA, 91709-8849 | 19.7 | |
| State Farm | Rene Hawkins | 1225 W 190th Street, Gardena, CA, 90248-4320 | 48.3 | |
| State Farm | Dee Salas | 800 Magnolia Ave Ste 104, Corona, CA, 92879-3123 | 8.6 | |
| State Farm | Tom Gorski | 95 Argonaut Ste 120, Aliso Viejo, CA, 92656-4136 | 18.6 | |
| State Farm | Duke Jones | 122 E 6th St, Corona, CA, 92879-1409 | 9.9 | |
| State Farm | Andrea Foster | 11860 Magnolia Ave Ste O, Riverside, CA, 92503-4911 | 9.6 | |
| State Farm | Ryan Stevens | 4482 Barranca Pkwy Ste 224, Irvine, CA, 92604-1732 | 20.0 | |
| State Farm | Xavier Zatizabal | 15934 Los Serranos Cc Dr, Chino Hills, CA, 91709-3246 | 19.4 | |
| Farmers | Troy Kelly | 5353 E 2nd St Ste 207, Long Beach, CA, 90803 | 38.2 | |
| State Farm | Lisa Fisher | 18621 Yorba Linda Blvd, Yorba Linda, CA, 92886-4136 | 21.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Temescal Valley, CA | $396,200 | $905 | $670 | $1,230 | $560 |
| Grand Terrace, CA | $275,700 | $638 | $470 | $870 | $400 |
| West Covina, CA | $459,500 | $1,242 | $920 | $1,690 | $770 |
| Valle Vista, CA | $137,300 | $1,056 | $780 | $1,440 | $660 |
| Upper San Gabriel Valley, CA | $580,000 | $967 | $720 | $1,310 | $590 |
| Bell Gardens, CA | $347,300 | $879 | $650 | $1,200 | $550 |
| Commerce, CA | $357,200 | $793 | $590 | $1,080 | $490 |
| South Gate, CA | $351,000 | $889 | $660 | $1,210 | $550 |
| East Los Angeles, CA | $349,200 | $921 | $680 | $1,250 | $570 |
| San Marino, CA | $1,550,100 | $950 | $700 | $1,290 | $590 |