Gavop's guide to buying homeowners insurance in Coloma, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $46,500 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $74,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $119,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $204,500 | $180,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$75 | $760 |
| Home and Two Car | -$142 | $693 |
| Home and Three Car | -$192 | $643 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Whiteside County | $1,500 | $630 | $2,130 | $458 | $1,958 | $172 |
| Coloma, IL | $1,000 | $825 | $1,825 | $600 | $1,600 | $226 |
| Ohio, IL | $200 | $609 | $809 | $442 | $642 | $166 |
| Bureau County, IL | $1,000 | $644 | $1,644 | $468 | $1,468 | $176 |
| Canoe Creek, IL | $300 | $597 | $897 | $434 | $734 | $163 |
| Cornwall, IL | $700 | $919 | $1,619 | $668 | $1,368 | $251 |
| Stillman Valley, IL | $100 | $723 | $823 | $526 | $626 | $198 |
| Mark, IL | $700 | $718 | $1,418 | $522 | $1,222 | $196 |
| Peru, IL | $100 | $648 | $748 | $471 | $571 | $177 |
| Clinton County, IA | $700 | $715 | $1,415 | $520 | $1,220 | $195 |
| Moline, IL | $500 | $673 | $1,173 | $489 | $989 | $184 |
| Leland, IL | $1,500 | $780 | $2,280 | $567 | $2,067 | $213 |
| Home Insurance Company Coloma, IL | Homeowners Insurance Agency Coloma, IL | Address | Popularity Score | Distance from Coloma (miles) |
|---|---|---|---|---|
| Allstate | Jill Ellis-Craig | 4855 E State St Ste 19, Rockford, IL, 61108 | 48.4 | |
| Liberty Mutual Independent | Broadmoor Agency Inc | 321 W State St, Rockford, IL, 61101 | 46.2 | |
| Travelers | Blue Sky Insurance Agency Inc | 4615 E State St Ste 20, Rockford, IL, 61108 | 48.2 | |
| State Farm | John Boone | 4214 7th St, East Moline, IL, 61244-4005 | 43.6 | |
| State Farm | Kurt Bruno | 1103 Main St, Mendota, IL, 61342-1668 | 33.3 | |
| State Farm | David Zierke | 1633 N Alpine Rd, Rockford, IL, 61107-1414 | 49.2 | |
| Erie | John E Miller Financial Services Llc | 1301 30th Street, Rock Island, IL, 61201 | 48.6 | |
| State Farm | Art Espe | 221 N Mason Ave, Amboy, IL, 61310-1211 | 19.1 | |
| State Farm | Steve Urbelis | 5301 E State St Ste 204, Rockford, IL, 61108-2389 | 48.7 | |
| State Farm | Guy Sikora | 929 S Alpine Rd Ste 208, Rockford, IL, 61108-3939 | 47.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,160 | $550 |
| Whiteside County, IL | $102,200 | $637 | $450 | $890 | $440 |
| Coloma, IL | $78,500 | $835 | $610 | $1,190 | $580 |
| Ohio, IL | $90,200 | $616 | $450 | $880 | $430 |
| Bureau County, IL | $106,800 | $652 | $460 | $890 | $430 |
| Canoe Creek, IL | $87,000 | $604 | $440 | $830 | $390 |
| Cornwall, IL | $228,300 | $930 | $620 | $1,270 | $650 |
| Stillman Valley, IL | $127,400 | $732 | $500 | $1,040 | $540 |
| Mark, IL | $125,400 | $727 | $530 | $1,000 | $470 |
| Peru, IL | $117,500 | $656 | $450 | $900 | $450 |
| Clinton County, IA | $112,400 | $724 | $510 | $1,000 | $490 |
| Moline, IL | $116,600 | $681 | $500 | $960 | $460 |
| Leland, IL | $150,000 | $789 | $540 | $1,120 | $580 |