Gavop's guide to buying homeowners insurance in Windsor, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Windsor, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mark West Commons Cir, Justice Dr, Las Casitas, Pollard Way, Los Amigos Rd, Foreman Rd, Philip Dr, Slusser Rd, Heritage Dr, Pozzan Rd | $356,000 | $290,000 | $400,000-$500,000 | $619,000 | $580,000 | $600,000-$700,000 |
| S Fitch Mtn Rd, Montez Ct, Dizzy Gillespie Way, Zinfandel Dr, Loni Ct, Kensington Ct, Rochioli Dr, Faught Rd, Dominic Ct, Sylvester Ln | $343,500 | $320,000 | $350,000-$400,000 | $462,000 | $430,000 | $400,000-$500,000 |
| Ginny Dr, Lakeshore Dr, Princess Way, Brianne Ct, Whipoorwill Ct, Fitch Mountain Ct, Quietwater, del Rio Wood Rd, Pistachio Pl, Mayfield Dr | $563,000 | $530,000 | $600,000-$700,000 | $699,000 | $620,000 | $500,000-$600,000 |
| Stellar Ln, Turnberry Ct, Range Rd, St James Dr, Lytton Station Rd, Red Tail Dr, Vineyard Dr, Arthur Dr, Bob Crosby Way, Kilarney Ln | $464,500 | $420,000 | $400,000-$500,000 | $581,000 | $530,000 | $400,000-$500,000 |
| Capewood Ln, Matthew Cir, Firelight Ct, Eton Ct, Old Oak Rd, Sunnybrook Ct, Saddle Draw, Si Oliver Way, Denbeste Ct, Vineyard Rd | $302,500 | $250,000 | $250,000-$300,000 | $333,500 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $805 |
| Superior Protection Discount | -$87 | $882 |
| Fire & Security Discount | -$87 | $882 |
| Hail Resistant Roof Discount | -$19 | $950 |
| Newly Constructed Home Discount | -$281 | $688 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,440 |
| Hail Damage | $4,524 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,051 |
| Home Insurance Company Windsor, CA | Homeowners Insurance Agency Windsor, CA | Address | Popularity Score | Distance from Windsor (miles) |
|---|---|---|---|---|
| State Farm | Eddie Sandoval | 2780 Stony Point Rd Ste O, Santa Rosa, CA, 95407-5056 | 10.0 | |
| Farmers | Rafael Gutierrez | 141 Stony Cir Ste 185, Santa Rosa, CA, 95401 | 7.9 | |
| State Farm | Keith Garlock | 6201 State Farm Drive, Rohnert Park, CA, 94928 | 14.4 | |
| Allstate | Lany Roldan Demerin | 5055 Bus Center Dr Ste 107, Fairfield, CA, 94534 | 42.5 | |
| State Farm | David Recoder | 1333 San Pablo Ave, Pinole, CA, 94564-2431 | 46.2 | |
| State Farm | Chris Kistner | 438 Main St, Vacaville, CA, 95688-3946 | 46.3 | |
| Farmers | Sandra Valdivia | 874 23rd St, Richmond, CA, 94804 | 48.2 | |
| State Farm | Geoffrey Lavitoria | 1327 Sycamore Ave, Hercules, CA, 94547-5489 | 46.4 | |
| State Farm | Joy Walp | 475 Stony Point Rd, Santa Rosa, CA, 95401-5969 | 8.4 | |
| Allstate | Daniel Bethancourt | 628 2nd Ave Ste 310, Crockett, CA, 94525 | 46.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Windsor, CA | $504,500 | $969 | $720 | $1,320 | $600 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Cazadero, CA | $418,900 | $1,172 | $870 | $1,590 | $720 |
| Russian River-Sonoma Coast, CA | $499,800 | $936 | $690 | $1,270 | $580 |
| Cobb, CA | $250,600 | $720 | $530 | $980 | $450 |
| Napa County, CA | $560,500 | $1,484 | $1,100 | $2,020 | $920 |
| Lucerne-Clearlake Oaks, CA | $137,000 | $566 | $420 | $770 | $350 |
| Upper Lake, CA | $228,800 | $689 | $510 | $940 | $430 |
| Montalvin Manor, CA | $227,500 | $687 | $510 | $930 | $420 |
| Suisun City, CA | $293,100 | $664 | $490 | $900 | $410 |
| East Richmond Heights, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |