Gavop's guide to buying homeowners insurance in Williamson County, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Williamson County, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dillingham Rd, Pump Station Rd, Co Rd 11, Perry St, W Boulevard St, Club St, Bing Ln, Foxfire Ln, Union Rd, Cornerstone Ct | $108,500 | $100,000 | $75,000-$100,000 | $79,500 | $70,000 | $50,000-$75,000 |
| Monroe Ave, Toledo Rd, Dry Fork Rd, Missouri Ave, E Tyler St, W 4th Ave, Old Salt Trl, Jessica Ln, W Orchard St, S Franklin Ave | $164,500 | $130,000 | $175,000-$200,000 | $85,000 | $70,000 | $50,000-$75,000 |
| E Calvert St, E Blue Ave, S Hartwell St, Park St, Eden Park Dr, Laclede Ave, S Future St, McKinney Chapel Rd, W 14th St, W Perrine St | $106,500 | $100,000 | $100,000-$125,000 | $74,500 | $60,000 | $50,000-$75,000 |
| Michelle St, Lynne Ln, Burghoff St, Turnquist Cir, Market Rd, Parks Ln, N 13th St, W Chamness St, N 32nd St, Madrid Rd | $90,500 | $80,000 | $75,000-$100,000 | $75,000 | $70,000 | $50,000-$75,000 |
| Paula Dr, Cardinal Ln, W Stotlar St, N Walnut Grove Rd, Moore St, N Price St, Lincoln, Brandhorst Dr, W Oak St, Gunners Ln | $81,000 | $70,000 | $75,000-$100,000 | $55,000 | $40,000 | $50,000-$75,000 |
| Grape St, Rudy Ln, Royal Oak Trailer Park, S Gray St, Partridge Rd, Peterson Ave, M L King Rd, Timbercreek Dr, Foster Ln, Collins Rd | $61,500 | $50,000 | $50,000-$75,000 | $48,500 | $40,000 | $50,000-$75,000 |
| W Patrick St, Pyramid Ln, N Highland Ave, Enterprise Way, Stonefort Rd, E Sherman St, Enyenhausen Rd, Stoughton Ln, Taft, N Chamberlain Dr | $99,500 | $90,000 | $75,000-$100,000 | $69,000 | $60,000 | $50,000-$75,000 |
| S 27th St, Co Rd 9, Hickory St, Kellville Ln, Melody Ln, Binkley St, S Liberty St, Doron Rd, Galatia Post Rd, Dahmer Way | $186,500 | $170,000 | $150,000-$175,000 | $89,500 | $80,000 | $75,000-$100,000 |
| N Vicksburg St, Pennsylvania Dr, Kilman Ln, I- 57, Spring Hill Rd, Cochran Rd, Lisa Ln, Angelville Rd, Primrose Ln, Twin Lakes Rd | $177,000 | $140,000 | $150,000-$175,000 | $156,500 | $130,000 | $125,000-$150,000 |
| Ralls Grove Rd, Olive St, N Egypt Shores Dr, Sanders Ave, Shady Ln, Jennie Ln, W Slater St, N 21st St, Clark St, Baptist Camp Rd | $82,500 | $70,000 | $50,000-$75,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $560 |
| Superior Protection Discount | -$59 | $592 |
| Fire & Security Discount | -$72 | $579 |
| Hail Resistant Roof Discount | -$20 | $631 |
| Newly Constructed Home Discount | -$169 | $482 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Williamson County | $2,500 | $643 | $3,143 | $467 | $2,967 | $176 |
| Williamson County, IL | $2,500 | $643 | $3,143 | $467 | $2,967 | $176 |
| Spillertown, IL | $300 | $597 | $897 | $434 | $734 | $163 |
| Independence, IL | $2,000 | $659 | $2,659 | $479 | $2,479 | $180 |
| Ewing, IL | $200 | $642 | $842 | $467 | $667 | $176 |
| St. Johns, IL | $1,500 | $483 | $1,983 | $351 | $1,851 | $132 |
| Waltonville, IL | $200 | $544 | $744 | $396 | $596 | $149 |
| Four Mile, IL | $2,500 | $505 | $3,005 | $367 | $2,867 | $138 |
| Barlow, KY | $700 | $729 | $1,429 | $530 | $1,230 | $199 |
| Swanwick, IL | $200 | $684 | $884 | $497 | $697 | $187 |
| Home Insurance Company Williamson County, IL | Homeowners Insurance Agency Williamson County, IL | Address | Popularity Score | Distance from Williamson County (miles) |
|---|---|---|---|---|
| State Farm | Bill Ecker | 805 W Deyoung St Ste F, Marion, IL, 62959-1602 | 0.8 | |
| State Farm | Lynn Braden | 301 S Jackson St, Mc Leansboro, IL, 62859-1431 | 33.0 | |
| State Farm | Guy Dimaggio | 129 S Division St, Carterville, IL, 62918-1358 | 8.3 | |
| State Farm | Bob Bahr | 2015 W Main St Ste 6, Carbondale, IL, 62901-2073 | 17.2 | |
| Travelers | Diederich Insurance Agency Llc | 506 W Main, Carbondale, IL, 62901 | 16.1 | |
| Farmers | Kellie Grant | 1107 N Court St Ste B, Marion, IL, 62959 | 0.7 | |
| Farmers | Larry Uselton | 289 N Lincoln Blvd W, Shawneetown, IL, 62984 | 40.7 | |
| Erie | Bob White Insurance Agency Llc | Po Box 832, Mount Vernon, IL, 62864 | 40.5 | |
| Allstate | Laura Hughes | 305 S University Ave, Carbondale, IL, 62901 | 15.8 | |
| State Farm | Cathy Robinson-Pitts | 110 W Market St, Christopher, IL, 62822-1222 | 18.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,180 | $610 |
| Williamson County, IL | $106,400 | $651 | $450 | $920 | $470 |
| Williamson County, IL | $106,400 | $651 | $480 | $930 | $450 |
| Spillertown, IL | $87,100 | $604 | $400 | $850 | $450 |
| Independence, IL | $105,400 | $667 | $480 | $950 | $470 |
| Ewing, IL | $100,000 | $650 | $440 | $890 | $450 |
| St. Johns, IL | $59,200 | $489 | $350 | $670 | $320 |
| Waltonville, IL | $73,500 | $551 | $370 | $790 | $420 |
| Four Mile, IL | $64,100 | $511 | $370 | $730 | $360 |
| Barlow, KY | $88,800 | $738 | $500 | $1,020 | $520 |
| Swanwick, IL | $113,400 | $692 | $500 | $980 | $480 |