How Can I Make My Anniston, AL Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Anniston, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Anniston, AL Home Insurance Coverage Levels | Back to Top
| Anniston, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Spencer Ave, Graywood Ave, Orchard St, Diane Dr, Bellwood Ave, Jerri Dale Dr, Dellwood Ave, Booger Hollow Rd, Crosson Ave, Devonshire Ter | $99,000 | $90,000 | $75,000-$100,000 | $112,500 | $90,000 | $100,000-$125,000 |
| Calumet Rd, Eulaton Gate Rd, Brownlee Rd, W 51st St, Highland Ave, Sidney St, W 20th Pl, Durant St, Old Mill Rd, Kelly Ave | $83,500 | $80,000 | $75,000-$100,000 | $89,500 | $80,000 | $50,000-$75,000 |
| Teague St, High Oak Dr, McCoy Ave, Cheatwood Dr, Oakmont Ave, Co Rd 57, Eagle Trl, Waterford Way, E 22nd St, Griffith St | $122,500 | $110,000 | $100,000-$125,000 | $95,000 | $80,000 | $100,000-$125,000 |
| Weaver Rd, Ashton Ct, Blue Mountain Rd E, Bagley Dr, Douglas Dr, Clark Ave, Hudson Ave, Willow Ln, E 9th St, Champaign Ave | $77,000 | $70,000 | $50,000-$75,000 | $74,000 | $70,000 | $75,000-$100,000 |
| Scott Ave, Lehman St, Homewood Pl, Greenbrier Dear Rd, E 11th St, Elm St, Marion Ave, W 3rd St, W F St, W 63rd St | $88,000 | $80,000 | $75,000-$100,000 | $68,500 | $60,000 | $50,000-$75,000 |
| W 42nd St, Crosson Ave, Foster St, Thomas St, W 53rd St, Linda Dr, Roll Tide Rd, W 64th St, Bynum Cutoff Rd, Lucius Dr | $89,000 | $80,000 | $75,000-$100,000 | $67,000 | $60,000 | $75,000-$100,000 |
| Avery Dr, Cave Hill Rd, Leon Smith Pkwy, Anniston Beach Rd, Fountain Dr, Pope St, White Cir, Dixie Dr, Sparks St, Hamric Dr W | $148,000 | $120,000 | $125,000-$150,000 | $97,500 | $90,000 | $75,000-$100,000 |
| Mynatt Dr, Edwin Ave, Coker Country Dr, Montgomery Ave, Armstrong St, Shell St, W 20th St, Woodvalley Rd, Dearmanville Rd, Mudd St | $175,500 | $160,000 | $175,000-$200,000 | $88,500 | $70,000 | $75,000-$100,000 |
| W 62nd St, Terry Rd, Autumn Ln, Hickory Hill, Brandy Highland Cir, Sonny Dr, del Ray Pl, Adams St, Access Rd, Homewood Dr | $115,000 | $110,000 | $100,000-$125,000 | $69,000 | $60,000 | $50,000-$75,000 |
| Williams Ave, Green Acres Rd, Black St, Jerrie Dale Dr, Murray Ave, Key St, Park Ln, Dagun St, Vine St, N Hunter St | $80,500 | $70,000 | $75,000-$100,000 | $59,500 | $50,000 | $25,000-$50,000 |
Estimate your Savings with Home Insurance Discounts in Anniston, AL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $817 |
| Superior Protection Discount | -$96 | $865 |
| Fire & Security Discount | -$67 | $894 |
| Hail Resistant Roof Discount | -$29 | $932 |
| Newly Constructed Home Discount | -$211 | $750 |
Choose your Anniston, AL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,312 |
| Hail Damage | $5,426 |
| Wind Damage | $9,716 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $8,366 |
| Optional Coverage Losses | $8,320 |
Identify Top Home Insurance Agents near Anniston, AL | Back to Top
| Home Insurance Company Anniston, AL | Homeowners Insurance Agency Anniston, AL | Address | Popularity Score | Distance from Anniston (miles) |
|---|---|---|---|---|
| Allstate | Cory Bline | 141 Magnolia St, Lincoln, AL, 35096 | 14.7 | |
| Allstate | Cody Coffey | 1553 Chesnut Byp, Centre, AL, 35960 | 35.5 | |
| Travelers | Dormon & Reynolds Insurance Inc | 1227 Leighton Ave, Anniston, AL, 36207 | 3.1 | |
| State Farm | Larry Currie | 425 East 10th Street, Anniston, AL, 36207-4789 | 3.3 | |
| Allstate | Jay Barker Agency | 3000 Eagle Pt Corp Dr Ste 5, Birmingham, AL, 35242 | 49.2 | |
| Farmers | Jay Rains | 201 E Mckinney Ave Ste B, Albertville, AL, 35950 | 45.5 | |
| Travelers | Johnson Insurance Agency | 819-C W Main St, Centre, AL, 35960 | 35.0 | |
| Liberty Mutual Independent | The Parnell Insurance Agency | 400 Snow St, Oxford, AL, 36203 | 4.8 | |
| Allstate | Lamar Yarbrough | 6421 S Chalkville Rd, Trussville, AL, 35173 | 42.2 | |
| Travelers | Crawford-Skinner Agency | 6412 Us Highway 11 , Springville, AL, 35146 | 34.9 |
Compare Rates for Anniston, AL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $830 | $1,660 | $830 |
| Calhoun County, AL | $110,100 | $976 | $650 | $1,340 | $690 |
| Anniston, AL | $102,100 | $961 | $690 | $1,340 | $650 |
| Waldo, AL | $70,300 | $789 | $570 | $1,110 | $540 |
| Piedmont, AL | $80,300 | $722 | $500 | $1,030 | $530 |
| Ivalee, AL | $153,900 | $1,270 | $930 | $1,790 | $860 |
| Millerville-Hollins, AL | $51,500 | $643 | $470 | $890 | $420 |
| Randolph County, AL | $85,200 | $751 | $530 | $1,040 | $510 |
| Oneonta, AL | $139,800 | $857 | $590 | $1,230 | $640 |
| Leesburg, AL | $144,900 | $1,230 | $870 | $1,760 | $890 |
| Albertville-Boaz, AL | $109,700 | $1,046 | $760 | $1,490 | $730 |
| Nectar, AL | $124,300 | $1,127 | $810 | $1,560 | $750 |
| Goodwater-Kellyton, AL | $78,000 | $844 | $610 | $1,160 | $550 |
Research Home Insurance Companies Reviews in Anniston, AL Before Buying | Back to Top
Share a review on your home insurance company
Farmer's Insurance Home Insurance Reviews
Date: October 10, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The premiums aren't too bad. I feel like it is worth it for the coverages. they definitely offer a lot more than other companies for the same price.
Date: September 05, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
They seem to offer about the same offerings as other insurance companies I have checked into. They offer damage coverage for property and possessions and cover liabilities for injuries and liabilities.
State Farm Home Insurance Reviews
Date: July 22, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
The premium and deductible seem mostly to be based on the value of the house, and so they seem reasonable. I wish the deductible were a bit lower.