How Can I Make My Sioux Falls, SD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Sioux Falls, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Sioux Falls, SD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $165,500 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $170,000 | $160,000 | $125,000-$150,000 |
| 4 Bedroom | $289,500 | $230,000 | $300,000-$350,000 |
| 5 Bedroom | $274,500 | $240,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Sioux Falls, SD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $824 |
| Superior Protection Discount | -$99 | $893 |
| Fire & Security Discount | -$79 | $913 |
| Hail Resistant Roof Discount | -$20 | $973 |
| Newly Constructed Home Discount | -$228 | $764 |
Choose the Right Deductible for your Sioux Falls, SD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lincoln County | $700 | $1,067 | $1,767 | $775 | $1,475 | $292 |
| Sioux Falls, SD | $2,000 | $981 | $2,981 | $713 | $2,713 | $268 |
| Harrisburg, SD | $100 | $1,072 | $1,172 | $779 | $879 | $293 |
| Kanaranzi, MN | $300 | $875 | $1,175 | $636 | $936 | $239 |
| Brookfield, SD | $2,000 | $995 | $2,995 | $723 | $2,723 | $272 |
| Turkey Valley, SD | $200 | $1,174 | $1,374 | $853 | $1,053 | $321 |
| Buncombe, IA | $2,000 | $602 | $2,602 | $437 | $2,437 | $164 |
| Wheeler, IA | $400 | $596 | $996 | $433 | $833 | $163 |
| Adrian, MN | $1,000 | $702 | $1,702 | $510 | $1,510 | $192 |
| Canova, SD | $500 | $524 | $1,024 | $381 | $881 | $143 |
| Portland, IA | $1,000 | $690 | $1,690 | $501 | $1,501 | $188 |
Identify Top Home Insurance Agents near Sioux Falls, SD | Back to Top
| Home Insurance Company Sioux Falls, SD | Homeowners Insurance Agency Sioux Falls, SD | Address | Popularity Score | Distance from Sioux Falls (miles) |
|---|---|---|---|---|
| State Farm | Dan Scholten | 5604 W 41st St Ste 104, Sioux Falls, SD, 57106-1010 | 3.5 | |
| State Farm | Ryan Reiner | 3015 E 10th St, Sioux Falls, SD, 57103-2101 | 2.3 | |
| Allstate | Dennis Arp | 3801 S Western Ave Ste 100, Sioux Falls, SD, 57105 | 2.2 | |
| State Farm | Jerry Priebe | 5122 W 26th St, Sioux Falls, SD, 57106-3520 | 3.0 | |
| Farmers | Rod Goeman | 2101 W 41st St Ste 111, Sioux Falls, SD, 57105 | 1.9 | |
| Allstate | First Madison Ins | 109 S Egan Ave, Madison, SD, 57042 | 37.5 | |
| Travelers | Clark Insurance & Associates | 1320 E Rushmore Dr Ste 105, Brandon, SD, 57005 | 8.9 | |
| State Farm | Jerry Priebe | 5122 W 26th Street, Sioux Falls, SD, 57106-3520 | 3.0 | |
| Liberty Mutual Independent | Mckinneyolson Insurance | 5900 S Doral Ave, Sioux Falls, SD, 57108 | 3.3 | |
| Liberty Mutual Independent | Wollman Insurance Group Llc | 2900 S Phillips Ave Ste 400, Sioux Falls, SD, 57105 | 1.4 |
Compare Rates for Sioux Falls, SD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $660 | $1,390 | $730 |
| Lincoln County, SD | $209,700 | $1,080 | $750 | $1,500 | $750 |
| Sioux Falls, SD | $168,600 | $993 | $680 | $1,420 | $740 |
| Harrisburg, SD | $184,900 | $1,085 | $730 | $1,540 | $810 |
| Kanaranzi, MN | $120,300 | $886 | $600 | $1,270 | $670 |
| Brookfield, SD | $160,100 | $1,007 | $710 | $1,400 | $690 |
| Turkey Valley, SD | $218,800 | $1,188 | $860 | $1,640 | $780 |
| Buncombe, IA | $78,900 | $609 | $430 | $860 | $430 |
| Wheeler, IA | $77,700 | $603 | $410 | $840 | $430 |
| Adrian, MN | $87,600 | $711 | $500 | $980 | $480 |
| Canova, SD | $26,900 | $530 | $390 | $730 | $340 |
| Portland, IA | $99,700 | $698 | $510 | $1,000 | $490 |
Research Home Insurance Companies Reviews in Sioux Falls, SD Before Buying | Back to Top
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GEICO Home Insurance Reviews
Date: September 09, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: November 18, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: September 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 23, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 11, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: July 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: March 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: January 02, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: August 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: July 26, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: Above 60 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Liberty Mutual Home Insurance Reviews
Date: September 10, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: July 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: July 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: June 19, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 18, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Nationwide Home Insurance Reviews
Date: September 20, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Date: September 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 20, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Date: August 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
American Family Insurance Home Insurance Reviews
Date: October 05, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 22, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: August 17, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 08, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Farm Bureau Home Insurance Reviews
Date: February 08, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: December 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
State Farm Home Insurance Reviews
Date: April 03, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: October 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Safeco Insurance Home Insurance Reviews
Date: December 28, 2018 Age: 30 to 39 Gender: Male Marital Status: Married