Gavop's guide to buying homeowners insurance in Elizabethton, TN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $104,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $138,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $202,000 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $308,000 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $658 |
| Superior Protection Discount | -$80 | $722 |
| Fire & Security Discount | -$80 | $722 |
| Hail Resistant Roof Discount | -$24 | $778 |
| Newly Constructed Home Discount | -$176 | $626 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $16,051 |
| Home Insurance Company Elizabethton, TN | Homeowners Insurance Agency Elizabethton, TN | Address | Popularity Score | Distance from Elizabethton (miles) |
|---|---|---|---|---|
| State Farm | Bill Lawson | 4227 Fort Henry Dr Ste B, Kingsport, TN, 37663-2265 | 17.7 | |
| State Farm | Steve Goad | 542 Tusculum Blvd, Greeneville, TN, 37745-3939 | 34.4 | |
| State Farm | Jackee Taylor Johnston | 1000 W G St, Elizabethton, TN, 37643-2959 | 0.3 | |
| Travelers | Jones Insurance Service | 2112 N Roan Street Suite 706, Johnson City, TN, 37601 | 7.7 | |
| Allstate | Charlie Long | 100b E Elk Ave, Elizabethton, TN, 37643 | 1.0 | |
| State Farm | Steve Sonneberger | 2106 W Mountcastle Dr Ste 1, Johnson City, TN, 37604-2524 | 7.8 | |
| State Farm | Mark Tallent | 701 N St Franklin Rd Ste 6, Johnson City, TN, 37604-3645 | 8.7 | |
| Liberty Mutual Independent | Heritage Insurance Group Inc | 532 Princeton Rd, Johnson City, TN, 37601 | 7.3 | |
| State Farm | Jim Muse | 413 Broad St, Elizabethton, TN, 37643-2746 | 1.4 | |
| Allstate | Timothy Mullins | 926 W Oakland Ave Ste 208, Johnson City, TN, 37604 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Tennessee | $151,700 | $1,044 | $760 | $1,480 | $720 |
| Carter County, TN | $114,600 | $889 | $600 | $1,270 | $670 |
| Elizabethton, TN | $122,700 | $802 | $570 | $1,150 | $580 |
| Wilson, VA | $165,700 | $667 | $470 | $930 | $460 |
| Mitchell County, NC | $140,600 | $683 | $460 | $970 | $510 |
| Foscoe, NC | $240,000 | $1,147 | $830 | $1,570 | $740 |
| Pineola, NC | $152,300 | $860 | $630 | $1,220 | $590 |
| Abingdon, VA | $159,200 | $653 | $450 | $890 | $440 |
| Jonas Ridge, NC | $190,500 | $997 | $690 | $1,380 | $690 |
| Meadow View, VA | $111,200 | $605 | $420 | $830 | $410 |
| Helton, NC | $107,700 | $663 | $440 | $920 | $480 |
| Bulls Gap, TN | $104,100 | $887 | $590 | $1,260 | $670 |