How Can I Make My White Oak, NC Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in White Oak, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate White Oak, NC Home Insurance Coverage Levels | Back to Top
| White Oak, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rd 1167, Rock Island Dr, Grove St, Ivy Glen Dr, Misty Water Ct, Apex Barbecue Rd, Oswego Ct, Heritage Village Ln, Bullfinch Ln, Abernathy Ct | $233,500 | $210,000 | $250,000-$300,000 | $313,500 | $290,000 | $300,000-$350,000 |
| Buxton Grant Dr, Battery Bee Ln, Old Smithfield Rd, River Dee Ct, Tealight Ln, Piney Woods Ln, Fern Berry Ct, Revere Crossing Ln, Katahdin Ave, Gilmanton Rd | $343,000 | $320,000 | $300,000-$350,000 | $486,500 | $430,000 | $400,000-$500,000 |
| Ironsides Ln, Snafflebit Ln, Peace Haven Pl, Drakeshire Ct, Salem Towne Ct, Hedgewood Ct, Golden Harvest Loop, Forestcrest Ct, Carpenter Town Ln, Degas Ct | $204,500 | $160,000 | $150,000-$175,000 | $433,500 | $400,000 | $400,000-$500,000 |
| Crimmons Cir, Walden Creek Dr, Barcladine Ct, Alsace Dr, Park Oaks Ct, Dunblane Ct, Walnut Woods Dr, Checker Ct, Oak Stream Ln, 1st St | $285,500 | $250,000 | $250,000-$300,000 | $327,500 | $280,000 | $300,000-$350,000 |
| Cabana Dr, Flora Springs Dr, Laurel Wreath Ln, King George Loop, Wentbridge Rd, State Rd 1604, Timber Mist Ct, S Hughes St, Garden Plaza Way, Fordcrest Dr | $369,500 | $310,000 | $350,000-$400,000 | $557,500 | $490,000 | $500,000-$600,000 |
| Country Valley Ct, Apex Peakway, Pine Nut Ln, Chapel Ridge Rd, Cypress Creek Ct, Maple Creek Ct, Carpenter Fire Station Rd, Covington Square Dr, Scissortail Ln, Fort Worth Ct | $236,500 | $220,000 | $200,000-$250,000 | $224,000 | $190,000 | $200,000-$250,000 |
| Echo Glen Ln, Waterford Lake Dr, Potomac Grove Pl, Vintage Grove Ln, State Rd 1625, Cameron Pond Dr, Silky Dogwood Trl, Ambergate Station, Overcliff Dr, Edinburgh Dr | $290,500 | $250,000 | $250,000-$300,000 | $593,000 | $550,000 | $500,000-$600,000 |
| Roland Glen Rd, Rosabella Ln, Rozelle Valley Ln, Wandle Ln, Matney Ln, Briarberry Ct, Giverny Pl, Linden Ridge Dr, State Rd 1622, Jockey Club Cir | $319,500 | $270,000 | $300,000-$350,000 | $302,000 | $280,000 | $250,000-$300,000 |
| Equestrian Ct, Twyla Rd, Stonecroft Ln, Old House Ct, Amiable Loop, Joliesse Ln, Issac Dr, Tropez Ln, Kindred Way, Graystar Rd | $271,500 | $250,000 | $300,000-$350,000 | $485,000 | $400,000 | $350,000-$400,000 |
| Pinedale Rd, Spivey Ct, Loch Lomond Cir, Old Ivey Rd, Euphoria Cir, Parkgrove Ct, Millicent Way, Waterford Green Dr, Overcliff Dr, Bullfinch Ln | $130,500 | $110,000 | $125,000-$150,000 | $232,500 | $190,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in White Oak, NC | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$233 | $1,061 |
| Superior Protection Discount | -$129 | $1,165 |
| Fire & Security Discount | -$129 | $1,165 |
| Hail Resistant Roof Discount | -$26 | $1,268 |
| Newly Constructed Home Discount | -$259 | $1,035 |
Choose your White Oak, NC Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,344 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,218 |
Identify Top Home Insurance Agents near White Oak, NC | Back to Top
| Home Insurance Company White Oak, NC | Homeowners Insurance Agency White Oak, NC | Address | Popularity Score | Distance from White Oak (miles) |
|---|---|---|---|---|
| Erie | The Caldwell Insurance Agency | 125 W Chatham Street, Cary, NC, 27511 | 5.6 | |
| State Farm | Amy Waldrop | 412 E Williams St Ste C, Apex, NC, 27502-2186 | 2.7 | |
| Erie | Knox Insurance Agency Llc | 200 Meredith Drive Suite 104, Durham, NC, 27713 | 9.9 | |
| Allstate | Gary Filippi | 981 Sunset Lake Rd, Fuquay Varina, NC, 27526 | 9.4 | |
| State Farm | Zonya Autmon | 2402 S Miami Blvd Ste 103, Durham, NC, 27703-4928 | 12.5 | |
| Nationwide | Herb Townes | 8175 Cliffdale Rd Suite 106, Fayetteville, NC, 28314-5839 | 49.1 | |
| Erie | Joshua E Matthews Insurance Agency Inc. | 2144 Page Road Suite 106, Durham, NC, 27703 | 12.3 | |
| State Farm | Kevin Garvey | 1750 Nw Maynard Rd Ste 110, Cary, NC, 27513-3402 | 4.9 | |
| State Farm | Bruce Adorian | 2726 Nc Highway 55, Cary, NC, 27519-6205 | 1.9 | |
| Travelers | Surevest Insurance Group | 1033 Oberlin Road Suite 210, Raleigh, NC, 27605 | 12.4 |
Compare Rates for White Oak, NC Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,280 | $660 |
| Wake County, NC | $250,700 | $1,095 | $780 | $1,550 | $770 |
| White Oak, NC | $338,100 | $1,294 | $890 | $1,800 | $910 |
| Swift Creek, NC | $305,400 | $948 | $680 | $1,300 | $620 |
| Mamers, NC | $114,000 | $694 | $470 | $990 | $520 |
| Buies Creek, NC | $168,000 | $919 | $620 | $1,310 | $690 |
| O'Neals, NC | $118,500 | $665 | $450 | $910 | $460 |
| Carvers Creek, NC | $167,500 | $771 | $530 | $1,060 | $530 |
| Coleridge, NC | $129,600 | $766 | $530 | $1,090 | $560 |
| Rock Creek, NC | $157,200 | $738 | $520 | $1,020 | $500 |
| Altamahaw, NC | $89,400 | $566 | $410 | $780 | $370 |
| Cross Creek, NC | $142,000 | $688 | $460 | $940 | $480 |
| Momeyer, NC | $76,300 | $491 | $360 | $700 | $340 |
Research Home Insurance Companies Reviews in White Oak, NC Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 13, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
The premium on my home insurance is higher than I expected it to be. It does cover flooding, which isn't the case always with home insurance, but it still is above how much I would ideally like to spend monthly.
Erie Insurance Home Insurance Reviews
Date: July 16, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Their response rate is exemplary, their fine attention to detail remarkable and the ease with filing a claim was second to none. I would recommend.