Plymouth, MN Homeowners Insurance - How To Buy Guide

Gavop shows you how to buy homeowners insurance in Plymouth, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Plymouth, MN Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $85,000 $70,000 $75,000-$100,000
2 Bedroom $188,500 $170,000 $200,000-$250,000
3 Bedroom $175,500 $160,000 $175,000-$200,000
4 Bedroom $357,000 $330,000 $350,000-$400,000
5 Bedroom $380,000 $310,000 $300,000-$350,000

Choose the Best Plymouth, MN Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $950
Freelancer 700-749 Credit Score $100 to $150,000 2 Pets, Non-Smoker $1,030
Full Time Job 500-549 Credit Score >$150,000 No Pets, Non-Smoker $300

Choose your Plymouth, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $6,095
Physical Damage $2,537
Hail Damage $4,571
Wind Damage $6,242
Expensive Claims
Fire $45,123
Smoke $17,054

Identify Top Home Insurance Agents near Plymouth, MN | Back to Top

Home Insurance Company Plymouth, MN Homeowners Insurance Agency Plymouth, MN Address Popularity Score Distance from Plymouth (miles)
State Farm Cassandra Spear 4205 Lancaster Ln N Ste 106, Plymouth, MN, 55441-1702
2.9
Farmers Derek Mccoy 7206 Forestview Ln N Ste 103, Maple Grove, MN, 55369
4.8
State Farm Mary Trondson 1215 Lagoon Ave S, Minneapolis, MN, 55408-2616
9.6
Allstate Stanley Winnie 6409 City West Pkwy Ste 100, Eden Prairie, MN, 55344
9.5
State Farm Jeff Meyer 4316 Upton Avenue S, Minneapolis, MN, 55410-1504
9.9
Travelers Davies & Rendall 5891 Cedar Lake Rd, Minneapolis, MN, 55416
6.6
Travelers North Star Insurance Services 601 Carlson Pkwy, Minnetonka, MN, 55305
3.4
Travelers Bass Lake Insurance Agency 7600 Bass Lake Road Suite 109, New Hope, MN, 55428
4.8
State Farm Tom Swirtz 14635 Excelsior Blvd, Minnetonka, MN, 55345-6605
8.2
Farmers Thomas Heinonen 1935 W Wayzata Blvd Ste 165, Long Lake, MN, 55356
5.9

Compare Rates for Plymouth, MN Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Minnesota $194,300 $910 $630 $1,280 $650
Hennepin County, MN $238,300 $1,290 $940 $1,840 $900
Plymouth, MN $298,200 $1,340 $910 $1,860 $950
Minnetonka, MN $296,400 $1,330 $920 $1,900 $980
Robbinsdale, MN $182,000 $730 $520 $1,040 $520
Minnetonka Beach, MN $989,100 $2,770 $1,990 $3,790 $1,800
Dayton, MN $237,300 $1,230 $840 $1,730 $890
Greenfield, MN $417,300 $1,960 $1,390 $2,720 $1,330
Circle Pines, MN $198,800 $1,110 $790 $1,530 $740
Woodland, MN $281,400 $1,460 $980 $2,010 $1,030
Winsted, MN $142,200 $800 $540 $1,100 $560
Franconia, MN $275,800 $1,160 $840 $1,660 $820
New Auburn, MN $92,000 $450 $300 $640 $340

Research Home Insurance Companies Reviews in Plymouth, MN Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: June 09, 2019    Age: 40 to 49    Gender: Married    Marital Status: Male

Customer Service
I have never filed a claim against my homeowners policy in over 20 years, so it's hard to rate their customer service.

Date: November 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I believe we are paying less on our premiums than we would be if we had a different insurance company. It seems like we are paying fairly. I don't feel we are overpaying for the service.


State Farm Home Insurance Reviews

Date: January 17, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
I have a five hundered dollar decuctable - which isnt really bad. It paid out when my neighbor's gazebo flew through my yard and damaged the side of my house.

Date: November 11, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Communication
I dislike that they can't always find all of my information and at times I have to look up my policy number for them. Once they have all the information they are very helpful.

Safety Insurance Home Insurance Reviews

Date: October 15, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
I have never used the mobile app for our insurance carrier, but I find the website easy to navigate and use whenever I've needed to use it.

Allstate Home Insurance Reviews

Date: April 02, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
Allstate is the only life insurance you can buy 100% online without any agent interaction. This is a great step forward in convenience and efficiency, both for you and for them.

Safeco Insurance Home Insurance Reviews

Date: May 24, 2019    Age: 30 to 39    Gender: Married    Marital Status: Male

Customer Service
Over all they have been good, I have had to call them a couple of times recently to check on my policy and they have been responsive and able to assist with the questions.