How Can I Make My Plymouth, MN Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Plymouth, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your Plymouth, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $188,500 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $175,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $357,000 | $330,000 | $350,000-$400,000 |
| 5 Bedroom | $380,000 | $310,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Plymouth, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $1,210 |
| Superior Protection Discount | -$141 | $1,266 |
| Fire & Security Discount | -$127 | $1,280 |
| Hail Resistant Roof Discount | -$42 | $1,364 |
| Newly Constructed Home Discount | -$338 | $1,069 |
Choose your Plymouth, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,095 |
| Physical Damage | $2,537 |
| Hail Damage | $4,571 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $17,054 |
Identify Top Home Insurance Agents near Plymouth, MN | Back to Top
| Home Insurance Company Plymouth, MN | Homeowners Insurance Agency Plymouth, MN | Address | Popularity Score | Distance from Plymouth (miles) |
|---|---|---|---|---|
| State Farm | Cassandra Spear | 4205 Lancaster Ln N Ste 106, Plymouth, MN, 55441-1702 | 2.9 | |
| Farmers | Derek Mccoy | 7206 Forestview Ln N Ste 103, Maple Grove, MN, 55369 | 4.8 | |
| State Farm | Mary Trondson | 1215 Lagoon Ave S, Minneapolis, MN, 55408-2616 | 9.6 | |
| Allstate | Stanley Winnie | 6409 City West Pkwy Ste 100, Eden Prairie, MN, 55344 | 9.5 | |
| State Farm | Jeff Meyer | 4316 Upton Avenue S, Minneapolis, MN, 55410-1504 | 9.9 | |
| Travelers | Davies & Rendall | 5891 Cedar Lake Rd, Minneapolis, MN, 55416 | 6.6 | |
| Travelers | North Star Insurance Services | 601 Carlson Pkwy, Minnetonka, MN, 55305 | 3.4 | |
| Travelers | Bass Lake Insurance Agency | 7600 Bass Lake Road Suite 109, New Hope, MN, 55428 | 4.8 | |
| State Farm | Tom Swirtz | 14635 Excelsior Blvd, Minnetonka, MN, 55345-6605 | 8.2 | |
| Farmers | Thomas Heinonen | 1935 W Wayzata Blvd Ste 165, Long Lake, MN, 55356 | 5.9 |
Compare Rates for Plymouth, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,680 | $830 |
| Hennepin County, MN | $245,400 | $1,232 | $900 | $1,750 | $850 |
| Plymouth, MN | $327,000 | $1,407 | $960 | $2,000 | $1,040 |
| Minnetonka, MN | $315,800 | $1,374 | $990 | $1,900 | $910 |
| Robbinsdale, MN | $171,800 | $1,099 | $790 | $1,570 | $780 |
| Minnetonka Beach, MN | $1,156,300 | $733 | $500 | $1,030 | $530 |
| Dayton, MN | $246,800 | $1,329 | $960 | $1,890 | $930 |
| Greenfield, MN | $396,100 | $1,842 | $1,330 | $2,540 | $1,210 |
| Circle Pines, MN | $188,200 | $1,155 | $790 | $1,610 | $820 |
| Woodland, MN | $283,200 | $1,430 | $1,030 | $1,970 | $940 |
| Winsted, MN | $129,800 | $930 | $660 | $1,330 | $670 |
| Franconia, MN | $291,700 | $1,454 | $990 | $2,020 | $1,030 |
| New Auburn, MN | $75,300 | $635 | $450 | $900 | $450 |
Research Home Insurance Companies Reviews in Plymouth, MN Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: July 01, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Customer Service
Usually i satisfy with Allstate insurance company and has been using over fifteen years. Allstate has good reputations and provides multi-discounts.
Date: April 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
Allstate is the only life insurance you can buy 100% online without any agent interaction. This is a great step forward in convenience and efficiency, both for you and for them.
State Farm Home Insurance Reviews
Date: January 17, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
I have a five hundered dollar decuctable - which isnt really bad. It paid out when my neighbor's gazebo flew through my yard and damaged the side of my house.
Date: November 11, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Communication
I dislike that they can't always find all of my information and at times I have to look up my policy number for them. Once they have all the information they are very helpful.
Farm Bureau Home Insurance Reviews
Date: January 09, 2020 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
Seems like a great insurance company. Have been with them forever and seems to offer great rates. Have had only one claim with them. The only negative is that they make you pay an annual membership which comes with a few perks.
Country Financial Home Insurance Reviews
Date: December 25, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
We haven't really looked into other insurance company policies, since we get our home/auto/life through this one company. There is no need to look elsewhere.
Progressive Home Insurance Reviews
Date: September 04, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
Our deductibles are somewhat high even with the discounts we receive for having multiple policies through the same company. Being a veteran we will save money by switching home owners insurance to the Department of Veteran Affairs.
Liberty Mutual Home Insurance Reviews
Date: November 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
I believe we are paying less on our premiums than we would be if we had a different insurance company. It seems like we are paying fairly. I don't feel we are overpaying for the service.
Safeco Insurance Home Insurance Reviews
Date: May 24, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Customer Service
Over all they have been good, I have had to call them a couple of times recently to check on my policy and they have been responsive and able to assist with the questions.
Fairmont Farmers Mutual Home Insurance Reviews
Date: September 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I like that they offer fire insurance and flood insurance. they don't charge us extra for those coverages which is great because we live in a valley surrounded by mountains, that are usually on fire in the summer.
Safety Insurance Home Insurance Reviews
Date: October 15, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Website/App
I have never used the mobile app for our insurance carrier, but I find the website easy to navigate and use whenever I've needed to use it.