Gavop shows you how to buy homeowners insurance in Lawrence County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $96,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $187,000 | $150,000 | $200,000-$250,000 |
| 5 Bedroom | $169,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $733 |
| Superior Protection Discount | -$86 | $776 |
| Fire & Security Discount | -$86 | $776 |
| Hail Resistant Roof Discount | -$26 | $836 |
| Newly Constructed Home Discount | -$181 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lawrence County | $2,500 | $851 | $3,351 | $619 | $3,119 | $233 |
| Lawrence County, MS | $2,000 | $851 | $2,851 | $619 | $2,619 | $233 |
| McComb, MS | $700 | $847 | $1,547 | $616 | $1,316 | $232 |
| Magnolia, MS | $200 | $970 | $1,170 | $705 | $905 | $265 |
| Mize, MS | $700 | $934 | $1,634 | $679 | $1,379 | $255 |
| Bude, MS | $200 | $897 | $1,097 | $652 | $852 | $245 |
| West Hattiesburg, MS | $2,500 | $1,312 | $3,812 | $954 | $3,454 | $359 |
| Varnado, LA | $500 | $548 | $1,048 | $398 | $898 | $150 |
| Washington, LA | $1,500 | $969 | $2,469 | $704 | $2,204 | $265 |
| Smith County, MS | $300 | $797 | $1,097 | $579 | $879 | $218 |
| Kentwood, LA | $2,000 | $957 | $2,957 | $696 | $2,696 | $262 |
| Home Insurance Company Lawrence County, MS | Homeowners Insurance Agency Lawrence County, MS | Address | Popularity Score | Distance from Lawrence County (miles) |
|---|---|---|---|---|
| State Farm | Hal Lusk | 5600 I 55 S Ste C, Byram, MS, 39272-5558 | 44.9 | |
| State Farm | Jason Wesley | 6106 Us Hwy 98 W, Hattiesburg, MS, 39402-8530 | 45.7 | |
| Travelers | Hunt Insurance Agency | 1910 Hardy Street 1910 Hardy Street, Hattiesburg, MS, 39401 | 49.1 | |
| Travelers | Keith & Lowrimore Insurance Agency | 5180 Old Hwy 11 Suite 1, Hattiesburg, MS, 39402 | 44.6 | |
| State Farm | Samantha Alberson | 428 Broad St, Columbia, MS, 39429-3006 | 26.3 | |
| Allstate | Angel Garrison | 200 Riverwind Dr Ste 105, Pearl, MS, 39208 | 49.5 | |
| Allstate | Bryan White | 114 N 40th Ave Ste I, Hattiesburg, MS, 39401 | 47.4 | |
| State Farm | Mike Mckennon | 171 Green St, Monticello, MS, 39654 | 0.1 | |
| State Farm | Alex Brabham Jr | 444 E Monticello St, Brookhaven, MS, 39601-3431 | 19.5 | |
| Allstate | Watts Agency Inc | 335 E Broad St Po Box 487, Monticello, MS, 39654 | 0.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $850 | $1,630 | $780 |
| Lawrence County, MS | $89,100 | $862 | $620 | $1,200 | $580 |
| Lawrence County, MS | $89,100 | $862 | $590 | $1,200 | $610 |
| McComb, MS | $88,500 | $858 | $630 | $1,190 | $560 |
| Magnolia, MS | $82,800 | $982 | $670 | $1,400 | $730 |
| Mize, MS | $77,500 | $945 | $680 | $1,340 | $660 |
| Bude, MS | $72,400 | $908 | $640 | $1,250 | $610 |
| West Hattiesburg, MS | $137,700 | $1,328 | $960 | $1,890 | $930 |
| Varnado, LA | $47,100 | $555 | $390 | $800 | $410 |
| Washington, LA | $84,600 | $981 | $690 | $1,410 | $720 |
| Smith County, MS | $79,700 | $806 | $580 | $1,150 | $570 |
| Kentwood, LA | $77,400 | $969 | $680 | $1,400 | $720 |