Gavop's guide to buying homeowners insurance in Long Acre, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Long Acre, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hayes Cir, Bell Rd, Joy Rd, Mill St, State Rd 1624, Brookshire Dr, Leigh Dr, Walker Ave, Honey Pod Farm Rd, George St | $114,000 | $110,000 | $75,000-$100,000 | $121,500 | $100,000 | $125,000-$150,000 |
| Slade Rd, State Rd 1530, Matchapungo Shores Rd, W Pungo, State Rd 1615, Wheel House Ct, Aberdeen Dr, Duck Creek Shores Rd, Archbell Rd, Mill Rd | $100,000 | $90,000 | $100,000-$125,000 | $90,500 | $80,000 | $100,000-$125,000 |
| State Rd 1439, State Rd 1704, Griffin Hodges Rd, W Fairway Dr, Corsica Rd, Gorham Acres, S White Post Rd, Glen Haven Rd E, Adams Ln, Steeplechase Dr | $126,500 | $110,000 | $100,000-$125,000 | $70,000 | $60,000 | $75,000-$100,000 |
| State Rd 1427, Everson Ln, Patricia Rd, Nascar Ln, Tranters Creek Dr, Johns Way, W Old County Rd, Westside Dr, Boyd Swamp Rd, Croatan St | $119,000 | $100,000 | $125,000-$150,000 | $124,500 | $120,000 | $125,000-$150,000 |
| Up the Ln, Candy Field Rd, Delia Wallace Rd, Whootentown Rd, State Rd 1620, Cox Ln, Bay Dr, Gambit Ct, State Rd 1622, Oakview Dr | $128,500 | $110,000 | $125,000-$150,000 | $60,500 | $50,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $634 |
| Superior Protection Discount | -$75 | $671 |
| Fire & Security Discount | -$60 | $686 |
| Hail Resistant Roof Discount | -$15 | $731 |
| Newly Constructed Home Discount | -$157 | $589 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaufort County | $1,500 | $708 | $2,208 | $515 | $2,015 | $194 |
| Long Acre, NC | $1,500 | $737 | $2,237 | $536 | $2,036 | $201 |
| Beargrass, NC | $400 | $504 | $904 | $366 | $766 | $138 |
| Grimesland, NC | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Mesic, NC | $300 | $863 | $1,163 | $627 | $927 | $236 |
| Edenton, NC | $2,000 | $691 | $2,691 | $502 | $2,502 | $189 |
| Trent Woods, NC | $300 | $1,078 | $1,378 | $783 | $1,083 | $295 |
| Swan Quarter, NC | $1,000 | $541 | $1,541 | $393 | $1,393 | $148 |
| Tarboro, NC | $200 | $626 | $826 | $455 | $655 | $171 |
| Palmyra, NC | $1,000 | $468 | $1,468 | $340 | $1,340 | $128 |
| Aulander, NC | $400 | $430 | $830 | $312 | $712 | $117 |
| Leggett, NC | $2,500 | $470 | $2,970 | $342 | $2,842 | $129 |
| Home Insurance Company Long Acre, NC | Homeowners Insurance Agency Long Acre, NC | Address | Popularity Score | Distance from Long Acre (miles) |
|---|---|---|---|---|
| State Farm | Polly Piland | 1160 E Arlington Blvd, Greenville, NC, 27858-5932 | 25.9 | |
| Travelers | Robinson And Stith Insurance | 513 Pollock Street, New Bern, NC, 28562 | 34.9 | |
| State Farm | Merle Green | 1131 Wal-Mart Drive, Williamston, NC, 27892 | 18.5 | |
| State Farm | Wil Hardy | 809b Hardee Rd, Kinston, NC, 28504-3320 | 45.7 | |
| Travelers | Jake A Parrott Insurance Agency Inc | 2508 N Herritage St, Kinston, NC, 28501 | 44.2 | |
| Nationwide | Amato Insurance Group Inc. | 138 Us Highway 70 W, Havelock, NC, 28532 | 48.8 | |
| Allstate | Sheila Anderson | 2207 N Main St, Tarboro, NC, 27886 | 41.9 | |
| Erie | Conway & Company Insurers | 2914 N Herritage Street, Kinston, NC, 28501 | 43.9 | |
| Allstate | Wyman Honeycutt | 206 W 14th St Ste B3, Greenville, NC, 27834 | 26.6 | |
| Liberty Mutual Independent | W A Moore & Company | 510 Plaza Blvd, Kinston, NC, 28501 | 44.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,230 | $620 |
| Beaufort County, NC | $123,600 | $717 | $520 | $1,000 | $480 |
| Long Acre, NC | $159,600 | $746 | $530 | $1,070 | $540 |
| Beargrass, NC | $79,500 | $510 | $370 | $720 | $350 |
| Grimesland, NC | $168,300 | $773 | $550 | $1,070 | $520 |
| Mesic, NC | $155,600 | $873 | $630 | $1,210 | $580 |
| Edenton, NC | $126,400 | $699 | $480 | $970 | $490 |
| Trent Woods, NC | $220,700 | $1,091 | $740 | $1,510 | $770 |
| Swan Quarter, NC | $86,200 | $548 | $370 | $750 | $380 |
| Tarboro, NC | $111,400 | $633 | $430 | $900 | $470 |
| Palmyra, NC | $73,600 | $474 | $340 | $680 | $340 |
| Aulander, NC | $67,200 | $435 | $290 | $600 | $310 |
| Leggett, NC | $73,800 | $476 | $340 | $660 | $320 |