How Can I Make My Lansing, MI Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Lansing, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Lansing, MI Home Insurance Coverage Levels | Back to Top

Lansing, MI - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Gilford Ct, W Jolly Rd, Pine Ridge Dr, Sweetgrass Ln, Rockingham Dr, Munson St, S Broadbent Rd, Yosemite Dr, Bridge Hwy, Ember Glen Pass $240,000 $200,000 $200,000-$250,000 $102,000 $90,000 $100,000-$125,000
Williams Rd, Billwood Hwy, Audrey Ln, Red Cliffe Dr, Arboretum Ln, Courtland Dr, Ravenna Trl, Lochinver Cir, Crestline Dr, Seney Dr $120,500 $110,000 $125,000-$150,000 $85,000 $70,000 $50,000-$75,000
W Mt Hope Ave, Dundee Dr, Corkery Ln, Roanoke Way, Northlane Dr, Barsfield Ln, Creekside Dr, Abbey Ln, Guinea, Philwood Dr $149,000 $120,000 $150,000-$175,000 $155,000 $120,000 $125,000-$150,000
Buckskin Ct, Thornapple Ln, Cortez Cir, News Rd, Pointe West Dr, N Arlington Dr, Walnut Grove, Thackin Dr, Lawrence J Pkwy, Dover Ct $101,500 $90,000 $75,000-$100,000 $61,500 $50,000 $50,000-$75,000
Huntington Dr, W Kathleen Ln, Centerline Dr, Broadbent Rd, Spyglass Ln, Stratford Ct, Truxton Ln, Penny Ln, Glacier Hills Dr, Chellmar Dr $242,500 $200,000 $250,000-$300,000 $189,500 $180,000 $150,000-$175,000

Estimate your Savings with Home Insurance Discounts in Lansing, MI | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$119 $541
Superior Protection Discount -$66 $594
Fire & Security Discount -$53 $607
Hail Resistant Roof Discount -$13 $646
Newly Constructed Home Discount -$185 $475

Choose your Lansing, MI Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,537
Hail Damage $4,759
Wind Damage $6,051
Expensive Claims
Fire $45,570
Smoke $17,389

Identify Top Home Insurance Agents near Lansing, MI | Back to Top

Home Insurance Company Lansing, MI Homeowners Insurance Agency Lansing, MI Address Popularity Score Distance from Lansing (miles)
State Farm Rick Starkey 180 Little Lake Dr Ste 5, Ann Arbor, MI, 48103-6219
48.0
State Farm Trinesha Goebel 708 S Cedar St, Mason, MI, 48854-1585
10.7
Farmers Frank Mathias 22908 Pontiac Trl, South Lyon, MI, 48178
49.5
Liberty Mutual Independent Follmer Insurance Services 5058 S Old Us Highway 23, Brighton, MI, 48114
42.5
State Farm Melissa Schwartz 5925 Meridian Blvd Ste 100, Brighton, MI, 48116-8068
43.4
Farmers Chris Welch 112 S Milford Rd Ste A, Highland, MI, 48357
48.1
State Farm Matt Fahoome 2221 Jackson Ave, Ann Arbor, MI, 48103-3919
49.6
Allstate Wilhelm Thiele 10192 Grand River Rd Ste 117, Brighton, MI, 48116
42.9
Liberty Mutual Independent Peabody Insurance Agency Inc 2065 N Alloy 2065 N Alloy, Fenton, MI, 48430
42.4
State Farm Mark Khoury 320 W Summit St Ste 2, Milford, MI, 48381-1563
49.2

Compare Rates for Lansing, MI Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Michigan $136,400 $775 $520 $1,080 $560
Eaton County, MI $142,300 $760 $540 $1,050 $510
Lansing, MI $77,100 $660 $450 $940 $490
Delhi charter, MI $155,100 $672 $480 $930 $450
Haslett, MI $177,000 $696 $500 $960 $460
Henrietta, MI $149,100 $793 $570 $1,120 $550
Convis, MI $129,600 $766 $510 $1,090 $580
Lyndon, MI $246,100 $928 $670 $1,310 $640
Saranac, MI $107,400 $733 $490 $1,050 $560
Bedford charter, MI $109,100 $684 $460 $980 $520
Brant, MI $110,800 $738 $530 $1,020 $490
Fenton, MI $116,900 $747 $510 $1,070 $560
South Gull Lake, MI $383,700 $1,317 $910 $1,860 $950

Research Home Insurance Companies Reviews in Lansing, MI Before Buying | Back to Top

Share a review on your home insurance company


Auto Owners Insurance Home Insurance Reviews

Date: September 16, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
My coverage includes only the things that are damaged due to nature and fire. Also included in my coverage is medical liability


Date: September 10, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
I like my accessibility of the website and functionality. I am able to easily navigate and pay my policy and bills. I don't like the lack of policy options I can find by myself online.

Date: September 05, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Communication
the communications are ok and they don't ever bother me. as soon as I can get rid of this insurance I will.

Date: September 04, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
customer service is always available and there when I need it

Date: August 26, 2018    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
we have an agent pull all the companies with the coverage we need and then pick a company based on cost and recommendation from them

Date: August 13, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
no complaints, they did require us to put up a fence around our pool but it didn't even have to be as tall as the pool and I thought that was strange.

Date: January 14, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Communication
Our agent has an easy time contacting them and coming back to us with any answers we needed. I think they would recommend switching if they did.

Date: January 05, 2018    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Website/App
we do not use the website since we go through an agent. If they do have an app they should notify us of it because I would probably use it.

Date: November 18, 2017    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
we have total coverage on the entire property but we opted out of sewer charge for additional sewer coverage


Date: November 18, 2017    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
My coverage is outrageous as far as I'm concerned. currently, I am unable to change my coverage.

Wolverine Mutual Insurance Home Insurance Reviews

Date: October 02, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
covers fire, flood anything that would get damaged by mother nature


Date: October 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I had questions one day call and the rep was very helpful and even called back to follow up

Date: September 11, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
very easy to use, customer service is amazing very helpful and always calls you back to follow up.

Date: August 06, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
bill with the mortgage so really don't feel the payment, it covers a lot so I am pleased

Date: July 31, 2018    Age: Above 60    Gender: Female    Marital Status: Married

Communication
always send emails and phones call to make sure I am still happy with the service

Foremost Insurance Home Insurance Reviews

Date: January 28, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Policy Offerings
Because i live in New Jersey and we had super storm Sandy another company that i had renters insurance for years would not insurance my mobile home. I live in-land and they would not do it. The insurance i have now i am lucky to get because most insurances companies will not insurance mobile homes because of one storm that happened years ago.


Date: September 23, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Website/App
You cannot access your policy to read on the website. With so many snowbirds in Florida, it would be nice to be able to access your policy from their website.

Date: September 04, 2018    Age: Above 60    Gender: Male    Marital Status: Unmarried

Customer Service
They communicate very effectively and timely. You are always provided with the contact information for your rep and can call or email accordingly. Representatives are very accommodating and great in getting back to you.

Date: July 31, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
Very easy to call and get someone on the phone to help you. Very little "prompts" to reach a real person. I hate all the prompts that most companies use these days.

Date: November 25, 2017    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The value is great, but as everyone else, I wish the premiums were not so high. Given the last hurricane, I don't expect them to go anytime soon, though.

Universal Property & Casualty Insurance Company Home Insurance Reviews

Date: September 16, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Website/App
The company's website is very basic. It isn't visually appealing and does not have a modern appearance. If it were to be updated with a more current design and with more information easily accessible ti would be much improved.

Date: September 12, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
Every interaction with our insurance company's customer service department has been a pleasant experience. They answer questions easily and respectfully while proving the requested information.

Date: August 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Our home is protected against wind damage, hurricanes, sinkholes, and other damage. Flooding due to water damage is not covered.


Date: August 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
Our insurance company offers a fair value for the level of coverage and deductibles chosen. In comparison with other home insurance companies their prices are more affordable.

Date: May 25, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Communication
We pretty much never hear from our insurance company outside of our annual renewal documents. It would be nice to feel appreciated as customers throughout the year by receiving mail or even something special like a calendar during the holidays. Mostly we just pay them and never hear a word in response.

Allstate Home Insurance Reviews

Date: May 23, 2019    Age: 20 to 29    Gender: Unmarried    Marital Status: Female

Premium
They seem about the same price and about the same quality. They might be a little better quality. I didn't look too much into it

Date: November 26, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My insurance company policy offers better savings compared to others and when I added auto to my home insurance I saved even more.


Frankenmuth Insurance Home Insurance Reviews

Date: September 04, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
It covers almost everything from my house to my stuff like furniture and other belongings.


Date: December 15, 2017    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I found its premium is comparatively low as compared to others.

Michigan Basic Property Insurance Home Insurance Reviews

Date: January 31, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Compared to other insurance companies in my area, I like Michigan Basic Property Insurances policy offerings because they have very low rates. Lower than the other companies in my area.


Date: January 12, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Compared to other insurance company's in my area they offer extremely low and affordable rates.The other companies cannot compare .


Progressive Home Insurance Reviews

Date: October 19, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
My deductible was slightly cheaper than the competing companies in my area so i went with Progressive.

St. Johns Insurance Company Home Insurance Reviews

Date: October 28, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Website/App
My company does not have a mobile app and the website is still being developed. My local insurance agent is the one who picked this company, so I deal directly with her and not the company.

GEICO Home Insurance Reviews

Date: December 02, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
Honestly have no idea how my policy compares to other providers. Too lazy to do the research. I'll stick with Geico unless they do something completely egregious


The Hartford Home Insurance Reviews

Date: July 02, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
I am not really sure what the difference is in the offerings of my insurance company and other insurance providers.


State Farm Home Insurance Reviews

Date: April 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
I am very happy with my premium and deductible. As stated above- I was unable to find lower prices with any insurance companies that have been around long enough for me to trust.

Farmer's Insurance Home Insurance Reviews

Date: February 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
My experience with this company has been overall really great.Excellent service good and prompt customer service nice insurance agent very friendly staff.


Meemic Insurance Home Insurance Reviews

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