How Can I Make My Springfield, MA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Springfield, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Springfield, MA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $130,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $157,500 | $130,000 | $150,000-$175,000 |
| 4 Bedroom | $241,000 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $423,000 | $380,000 | $400,000-$500,000 |
Estimate your Savings with Home Insurance Discounts in Springfield, MA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $669 |
| Superior Protection Discount | -$82 | $734 |
| Fire & Security Discount | -$57 | $759 |
| Hail Resistant Roof Discount | -$24 | $791 |
| Newly Constructed Home Discount | -$204 | $612 |
Choose the Right Deductible for your Springfield, MA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hampden County | $1,500 | $899 | $2,399 | $653 | $2,153 | $246 |
| Springfield, MA | $1,000 | $806 | $1,806 | $586 | $1,586 | $220 |
| Williamsburg, MA | $500 | $1,108 | $1,608 | $805 | $1,305 | $303 |
| West Simsbury, CT | $2,000 | $1,532 | $3,532 | $1,114 | $3,114 | $419 |
| West Hartford, CT | $200 | $1,248 | $1,448 | $907 | $1,107 | $341 |
| Hebron, CT | $1,000 | $941 | $1,941 | $684 | $1,684 | $257 |
| Monterey, MA | $400 | $2,050 | $2,450 | $1,490 | $1,890 | $560 |
| Berlin, CT | $2,500 | $901 | $3,401 | $654 | $3,154 | $246 |
| Plainfield, CT | $400 | $792 | $1,192 | $575 | $975 | $216 |
| Vernon, VT | $1,000 | $787 | $1,787 | $572 | $1,572 | $215 |
| Bantam, CT | $500 | $1,098 | $1,598 | $798 | $1,298 | $300 |
| Foster Center, RI | $2,000 | $1,215 | $3,215 | $883 | $2,883 | $332 |
Identify Top Home Insurance Agents near Springfield, MA | Back to Top
| Home Insurance Company Springfield, MA | Homeowners Insurance Agency Springfield, MA | Address | Popularity Score | Distance from Springfield (miles) |
|---|---|---|---|---|
| Travelers | Ripple Effect Insurance Inc | 335 Main St , Douglas, MA, 1516 | 42.6 | |
| Liberty Mutual Independent | Phillips Insurance Agency Inc | 97 Center St, Chicopee, MA, 1013 | 4.1 | |
| Travelers | Sumner & Toner Insurance Agency Inc | 813 Williams St, Longmeadow, MA, 1116 | 4.2 | |
| Liberty Mutual Independent | Phillips Insurance Agency Inc | 97 Center Street, Chicopee, MA, 1013 | 4.1 | |
| Liberty Mutual Independent | Haberman Insurance Group | 95 Ashley Ave Ste F, West Springfield, MA, 1089 | 4.6 | |
| Liberty Mutual Independent | Knight-Dik Insurance Agency | 446 Main Street, Worcester, MA, 1608 | 39.2 | |
| Allstate | Eric Holt | 238 Chestnut St, Springfield, MA, 1103 | 2.7 | |
| Travelers | Horizon Insurance Llc | 1062 Pleasant St, Worcester, MA, 1602 | 37.2 | |
| Travelers | Handy - Apple Valley Insurance Agency, Llc | 440 Park Avenue, Worcester, MA, 1610 | 38.0 | |
| Travelers | Martin J Clayton Ins Agency Inc | 1649 Northampton St, Holyoke, MA, 1040 | 7.9 |
Compare Rates for Springfield, MA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $2,020 | $1,000 |
| Hampden County, MA | $198,500 | $910 | $620 | $1,250 | $630 |
| Springfield, MA | $148,600 | $816 | $550 | $1,150 | $600 |
| Williamsburg, MA | $268,100 | $1,121 | $750 | $1,600 | $850 |
| West Simsbury, CT | $375,500 | $1,551 | $1,120 | $2,140 | $1,020 |
| West Hartford, CT | $326,000 | $1,263 | $910 | $1,740 | $830 |
| Hebron, CT | $302,900 | $953 | $650 | $1,310 | $660 |
| Monterey, MA | $472,600 | $2,075 | $1,430 | $2,950 | $1,520 |
| Berlin, CT | $281,100 | $911 | $620 | $1,270 | $650 |
| Plainfield, CT | $171,300 | $801 | $580 | $1,110 | $530 |
| Vernon, VT | $230,000 | $797 | $540 | $1,090 | $550 |
| Bantam, CT | $219,200 | $1,111 | $810 | $1,590 | $780 |
| Foster Center, RI | $217,300 | $1,230 | $840 | $1,750 | $910 |
Research Home Insurance Companies Reviews in Springfield, MA Before Buying | Back to Top
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GEICO Home Insurance Reviews
Date: July 23, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Date: October 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 03, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 25, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 29, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 05, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: January 13, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: September 16, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: April 08, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 24, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: July 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: May 07, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: March 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Safety Insurance Home Insurance Reviews
Date: November 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: August 16, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: June 15, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: January 12, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: November 18, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Ameriprise Home Insurance Reviews
Date: October 05, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: September 21, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: August 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: June 02, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 19, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Progressive Home Insurance Reviews
Date: February 28, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: December 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: December 08, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 27, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: May 30, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Date: February 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: August 16, 2019 Age: 40 to 49 Gender: Male Marital Status: Married