Gavop's guide to buying homeowners insurance in McDonald County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| McDonald County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sanders Ave, S Whited St, Love Rd, Butter Fly Hill Ln, Raven Rd, Co Rd Nee90A, Co Rd Nw4354, Johnson Rd, Grant Ln, State Hwy 59 | $109,000 | $100,000 | $100,000-$125,000 | $108,500 | $100,000 | $75,000-$100,000 |
| Gazelle Rd, Riverside Ln, Chelsie Ct, Redwood Ln, Wannabe Ln, Pine Ln, Buffalo Ln, White Bluff Rd, E Ann Ave, Co Rd Nw7137 | $140,000 | $120,000 | $125,000-$150,000 | $69,000 | $60,000 | $75,000-$100,000 |
| Reti Rd, Cedar Bluff Ests, High St, Dalton Rd, Wildwood Ln, Ashley Ct, Hill St, Co Rd Sw7648, Sue Ellen St, Trent Rd | $84,000 | $70,000 | $75,000-$100,000 | $97,000 | $80,000 | $100,000-$125,000 |
| Old Plank Ln, Tick Ridge Rd, Dry Gulch Rd, State Hwy K, Hwy Mm, Co Rd Ne7681S, Salt Rd, Landen Ln, Cowskin Rd, Farmer Ln | $77,000 | $60,000 | $75,000-$100,000 | $103,000 | $90,000 | $100,000-$125,000 |
| Baker Rd, Davis Ln, Neil Roinson Rd, Elmwood Ln, State Hwy CC, Grandview St, Park St, Co Rd Se7617A, Co Rd Nwf 17A, Skylark Rd | $147,500 | $140,000 | $125,000-$150,000 | $77,000 | $70,000 | $50,000-$75,000 |
| Woodland Hills Ln, Gardner St, Co Rd Nwf17, Landon St, Bulldog Ln, Co Rd SW 7640A, White Oak Rd, Rusty Spur Ln, Stogden Hollow Rd, Fairview Rd | $110,500 | $100,000 | $100,000-$125,000 | $108,000 | $90,000 | $75,000-$100,000 |
| Mesa Verda Dr, Roosevelt Ln, Utica Ln, Flag Springs Rd, Aaron Ln, Stand Watie Rd, Melissa Ct, Tiffany Ln, Frances St, Rd 21E | $127,000 | $110,000 | $125,000-$150,000 | $63,000 | $50,000 | $50,000-$75,000 |
| Co Rd Sw4355, Slate Gap Ln, Pacific Ln, Co Rd Swee15, Rataczak Ln, Co Rd Nenn17, Cecil Epling Way, Foster Ave, Deans Ln, Waters Rd | $145,000 | $120,000 | $150,000-$175,000 | $74,500 | $70,000 | $75,000-$100,000 |
| Evergreen Ln, Shorty Holland Ln, Upper Mill Creek Rd, Anderson St, Ragin St, Happy Hollow Rd, Hambrich Hollow Rd, Co Rd Nwf51, Oak Ridge Rd, Co Rd Necc46 | $121,500 | $120,000 | $125,000-$150,000 | $50,500 | $50,000 | $25,000-$50,000 |
| Co Rd Nejj84, Kachina Trl, Laughlin Ridge Rd, Sanders Rd, Tiffany Ln, High St, E Baker Rd, Co Rd NE 76-81 S, Cardin Rd, Melton Dr | $100,500 | $80,000 | $75,000-$100,000 | $105,500 | $90,000 | $100,000-$125,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$63 | $723 |
| Home and Two Car | -$126 | $660 |
| Home and Three Car | -$188 | $597 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McDonald County | $2,500 | $776 | $3,276 | $564 | $3,064 | $212 |
| McDonald County, MO | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Pineville Lanagan, MO | $300 | $702 | $1,002 | $510 | $810 | $192 |
| Little Flock, AR | $2,500 | $1,485 | $3,985 | $1,079 | $3,579 | $406 |
| Redings Mill, MO | $300 | $964 | $1,264 | $701 | $1,001 | $264 |
| Springdale, AR | $2,500 | $1,099 | $3,599 | $799 | $3,299 | $300 |
| Carthage, MO | $100 | $747 | $847 | $543 | $643 | $204 |
| Bluejacket, OK | $700 | $845 | $1,545 | $614 | $1,314 | $231 |
| Neck City, MO | $100 | $893 | $993 | $649 | $749 | $244 |
| Welch, OK | $2,500 | $1,007 | $3,507 | $732 | $3,232 | $275 |
| Vinita, OK | $100 | $905 | $1,005 | $658 | $758 | $247 |
| Home Insurance Company McDonald County, MO | Homeowners Insurance Agency McDonald County, MO | Address | Popularity Score | Distance from McDonald County (miles) |
|---|---|---|---|---|
| Farmers | Kyle Newbold | 403 Plaza Dr, Monett, MO, 65708 | 31.0 | |
| Farmers | Ethan Giertz | 108 S Main St, Carl Junction, MO, 64834 | 39.6 | |
| Farmers | Ryan Epperson | 102 Main St, Noel, MO, 64854 | 9.9 | |
| State Farm | Fred R Harris | 3051 Lusk Dr # B, Neosho, MO, 64850-7781 | 14.8 | |
| State Farm | Karen Rutledge | 616 E 32nd St, Joplin, MO, 64804-3905 | 30.7 | |
| Travelers | Bob Moffitt Agency Llc | 2012 S Elliott Ave Ste C, Aurora, MO, 65605 | 41.2 | |
| State Farm | Sean Crider | 103 Fourth St, Pineville, MO, 64856 | 3.4 | |
| Farmers | Dale Samuels | 2914 E 32nd St Ste 306, Joplin, MO, 64804 | 30.2 | |
| Allstate | Fletcher Insurance Group | 2209 S Range Line Rd, Joplin, MO, 64804 | 31.0 | |
| Farmers | Kevin Pruitt | 2634 E 7th St, Joplin, MO, 64801 | 32.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $770 | $1,530 | $760 |
| McDonald County, MO | $97,000 | $785 | $570 | $1,080 | $510 |
| McDonald County, MO | $97,000 | $785 | $570 | $1,120 | $550 |
| Pineville Lanagan, MO | $43,900 | $711 | $480 | $980 | $500 |
| Little Flock, AR | $220,300 | $1,503 | $1,010 | $2,150 | $1,140 |
| Redings Mill, MO | $108,900 | $976 | $690 | $1,350 | $660 |
| Springdale, AR | $142,700 | $1,112 | $810 | $1,580 | $770 |
| Carthage, MO | $87,200 | $756 | $540 | $1,040 | $500 |
| Bluejacket, OK | $51,700 | $855 | $620 | $1,210 | $590 |
| Neck City, MO | $88,300 | $904 | $660 | $1,270 | $610 |
| Welch, OK | $69,300 | $1,019 | $700 | $1,420 | $720 |
| Vinita, OK | $77,400 | $916 | $610 | $1,260 | $650 |