Gavop shows you how to buy homeowners insurance in Baker County, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Baker County, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Stone Rd, Christie Ct, Sheriffs Office Dr, NE 83rd Ct, Bertha Mae Harris Rd, Aunt Mary Harvey Rd, Railroad St S, Combs Trl, Tim Crews Rd, Tara Dr | $171,500 | $140,000 | $175,000-$200,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Lauren Ln, Douglas St, Walnut Rd, Westside Loop, State Hwy 2, Edward Rd, Smokey Rd, Burnsed and Crawford Rd, Norman Rd, Dixon | $152,000 | $130,000 | $150,000-$175,000 | $104,000 | $90,000 | $100,000-$125,000 |
| North Ct, Brantly and Hensel Rd, Fish Peace Rd, Tomahawk Dr, S Ben Rowe Cir, Hazel Mae Rd, Lincoln Ave, Norman Rd, Hunters Ridge E, Hattie Brown Ln | $199,000 | $160,000 | $150,000-$175,000 | $92,000 | $90,000 | $50,000-$75,000 |
| Co Rd 120, C W Webb Rd, Napoli Ln, Baker Bus Dr, Cedar Creek Farms Loop, Edna Manning Rd, Hideaway Farms Ln, SW 18th Ter, North Blvd W, E River Cir | $160,000 | $150,000 | $175,000-$200,000 | $80,000 | $70,000 | $75,000-$100,000 |
| S Glen Ave, Bay Rd, Em Spence Rd, N 3rd St, Pheasant Trl, Orbey Rhoden Rd, N Tall Pine Rd, D Blue Ln, Breeding Rd, Burma Trl | $145,500 | $120,000 | $125,000-$150,000 | $74,000 | $70,000 | $75,000-$100,000 |
| Tom Adams, N Lowder St, Smallbranch Trl, Dellrose Ln, Abernathy St, River Way, NW 215th St, W Smooth Bore Ave, N-Yellow Pine Cir, Rosewood Ln | $95,000 | $80,000 | $75,000-$100,000 | $102,000 | $100,000 | $100,000-$125,000 |
| Coyler Air Field, Big Oak Ct, Bertie Davis Cir, Ralph Fletcher Rd, Katie Johnson Rd, W Macclenny Ave, Burnett Ln, Jonathan St, Ira Starling Rd, 1st St | $220,500 | $210,000 | $175,000-$200,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Frank Combs Cir, Florida Ave, Co Rd 125, Madison Dr, Persimmon Rd, Whispering Pines Ln, Barns Rd, Shepard Ln, Co Rd 23, Shaw St | $149,500 | $130,000 | $150,000-$175,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Lissie Ct, W Railroad Ln, NE 58th Pl, Thomas Dr, Wateroak Ln, Okey Ln, Co Rd 127, Taber Pl, Co Rd 23, Donald Burnsed Rd | $138,000 | $120,000 | $125,000-$150,000 | $150,000 | $140,000 | $125,000-$150,000 |
| Blueberry Ct, Wolfe Dr, Railroad St N, Janes Crews Rd, Hemlock St, Co Rd 231, Hillside Dr, Taber Blvd, Louis Combs Rd, Bailey Ann Ln | $148,500 | $140,000 | $125,000-$150,000 | $127,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $719 |
| Superior Protection Discount | -$78 | $789 |
| Fire & Security Discount | -$61 | $806 |
| Hail Resistant Roof Discount | -$26 | $841 |
| Newly Constructed Home Discount | -$191 | $676 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Baker County | $1,500 | $856 | $2,356 | $622 | $2,122 | $234 |
| Baker County, FL | $2,500 | $856 | $3,356 | $622 | $3,122 | $234 |
| Glen St. Mary, FL | $100 | $912 | $1,012 | $663 | $763 | $249 |
| Lawtey, FL | $1,500 | $902 | $2,402 | $656 | $2,156 | $247 |
| Jacksonville West, FL | $300 | $1,088 | $1,388 | $791 | $1,091 | $297 |
| Charlton County, GA | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Lakeside, FL | $400 | $1,007 | $1,407 | $732 | $1,132 | $275 |
| Bellair-Meadowbrook Terrace, FL | $2,000 | $1,127 | $3,127 | $819 | $2,819 | $308 |
| Spring Ridge, FL | $200 | $1,437 | $1,637 | $1,044 | $1,244 | $393 |
| Jacksonville East, FL | $1,500 | $1,590 | $3,090 | $1,155 | $2,655 | $434 |
| Jacksonville North, FL | $500 | $1,430 | $1,930 | $1,039 | $1,539 | $391 |
| Yulee, FL | $1,000 | $967 | $1,967 | $703 | $1,703 | $264 |
| Home Insurance Company Baker County, FL | Homeowners Insurance Agency Baker County, FL | Address | Popularity Score | Distance from Baker County (miles) |
|---|---|---|---|---|
| State Farm | Mark Mcgriff | 1120 Nw 13th St, Gainesville, FL, 32601-4136 | 45.6 | |
| Allstate | Mandy Bowers | 11018 Old Saint Augustine Rd Ste 112, Jacksonville, FL, 32257 | 43.0 | |
| State Farm | Michael Nickas | 10920 Baymeadows Road, Jacksonville, FL, 32256-4571 | 47.5 | |
| Travelers | Hardin Insurance Inc | 3305 Atlantic Blvd Ste A, Jacksonville, FL, 32207 | 40.1 | |
| State Farm | Cam Anderson | 4555 San Juan Ave, Jacksonville, FL, 32210-2050 | 34.8 | |
| State Farm | Jim Love | 2730 College Street, Jacksonville, FL, 32205-7412 | 36.2 | |
| State Farm | Homer St Clair | 7305 Merrill Rd, Jacksonville, FL, 32277-3726 | 43.5 | |
| State Farm | Jim Haskins | 6983 103rd St Ste 2, Jacksonville, FL, 32210-9109 | 32.8 | |
| Travelers | Drawdy Insurance Services | 738 Sw Main Blvd , Lake City, FL, 32025 | 22.5 | |
| Travelers | Augustyniak Insurance Group Inc | 12058 San Jose Blvd Ste 304, Jacksonville, FL, 32223 | 41.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Baker County, FL | $121,100 | $867 | $680 | $1,160 | $480 |
| Baker County, FL | $121,100 | $867 | $680 | $1,160 | $480 |
| Glen St. Mary, FL | $77,500 | $923 | $720 | $1,240 | $520 |
| Lawtey, FL | $101,500 | $913 | $710 | $1,220 | $510 |
| Jacksonville West, FL | $103,700 | $1,101 | $860 | $1,480 | $620 |
| Charlton County, GA | $82,200 | $593 | $420 | $850 | $430 |
| Lakeside, FL | $152,900 | $1,019 | $790 | $1,370 | $580 |
| Bellair-Meadowbrook Terrace, FL | $109,500 | $1,141 | $890 | $1,530 | $640 |
| Spring Ridge, FL | $156,000 | $1,454 | $1,130 | $1,950 | $820 |
| Jacksonville East, FL | $179,300 | $1,609 | $1,260 | $2,160 | $900 |
| Jacksonville North, FL | $155,000 | $1,447 | $1,130 | $1,940 | $810 |
| Yulee, FL | $195,700 | $979 | $760 | $1,310 | $550 |