Gavop shows you how to buy homeowners insurance in Waseca County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $102,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $104,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $160,000 | $130,000 | $175,000-$200,000 |
| 5 Bedroom | $301,000 | $260,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $779 |
| Home and Two Car | -$144 | $703 |
| Home and Three Car | -$212 | $635 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Waseca County | $700 | $837 | $1,537 | $608 | $1,308 | $229 |
| Waseca County, MN | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Medford, MN | $500 | $1,004 | $1,504 | $729 | $1,229 | $274 |
| Walters, MN | $2,000 | $296 | $2,296 | $215 | $2,215 | $81 |
| Faribault County, MN | $200 | $647 | $847 | $470 | $670 | $177 |
| Amboy, MN | $2,500 | $751 | $3,251 | $546 | $3,046 | $205 |
| West Concord, MN | $100 | $674 | $774 | $490 | $590 | $184 |
| Myrtle, MN | $1,500 | $435 | $1,935 | $316 | $1,816 | $119 |
| Hayfield, MN | $100 | $846 | $946 | $615 | $715 | $231 |
| Red Rock, MN | $700 | $1,094 | $1,794 | $795 | $1,495 | $299 |
| Kasson, MN | $400 | $887 | $1,287 | $645 | $1,045 | $242 |
| Byron, MN | $2,500 | $1,124 | $3,624 | $817 | $3,317 | $307 |
| Home Insurance Company Waseca County, MN | Homeowners Insurance Agency Waseca County, MN | Address | Popularity Score | Distance from Waseca County (miles) |
|---|---|---|---|---|
| Farmers | Kristine Rueckert | 301 20th St S, New Ulm, MN, 56073 | 46.3 | |
| Travelers | Miller-Hartwig Insurance | 20960 Holyoke Ave, Lakeville, MN, 55044 | 46.6 | |
| State Farm | Sherry Tuohy | 138 N Main St, Janesville, MN, 56048-9537 | 8.9 | |
| State Farm | Robert Joswiak | 20838 Holyoke Ave, Lakeville, MN, 55044 | 46.7 | |
| Travelers | Miller-Hartwig Insurance | 20960 Holyoke Ave, Lakeville, MN, 55044 | 46.6 | |
| Liberty Mutual Independent | Heartman Insurance | 203 N Main St, Austin, MN, 55912 | 39.1 | |
| Travelers | Prior Lake State Agency | 16677 Duluth Ave Ste 101, Prior Lake, MN, 55372 | 48.3 | |
| Farmers | Michael Bishman | 121 W Broadway St, Owatonna, MN, 55060 | 18.6 | |
| Farmers | Julie Muelken | 16228 Main Ave Se, Prior Lake, MN, 55372 | 48.7 | |
| Farmers | Diane Skelley | 106 E Main St Ste 105, Belle Plaine, MN, 56011 | 42.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,680 | $820 |
| Waseca County, MN | $147,800 | $847 | $570 | $1,180 | $610 |
| Waseca County, MN | $147,800 | $847 | $600 | $1,190 | $590 |
| Medford, MN | $149,800 | $1,016 | $740 | $1,410 | $670 |
| Walters, MN | $30,000 | $300 | $210 | $420 | $210 |
| Faribault County, MN | $86,500 | $655 | $470 | $900 | $430 |
| Amboy, MN | $96,100 | $760 | $510 | $1,040 | $530 |
| West Concord, MN | $82,800 | $682 | $490 | $930 | $440 |
| Myrtle, MN | $47,500 | $440 | $320 | $610 | $290 |
| Hayfield, MN | $114,300 | $856 | $620 | $1,170 | $550 |
| Red Rock, MN | $174,000 | $1,107 | $810 | $1,560 | $750 |
| Kasson, MN | $163,500 | $898 | $620 | $1,250 | $630 |
| Byron, MN | $183,000 | $1,138 | $790 | $1,630 | $840 |