Gavop's guide to buying homeowners insurance in Samson, AL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Samson, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Simmons Cir, Chase Rd, Cindy Rd, Early Town Rd, Gopher Ridge Rd, James Johnson Rd, W English St, Co Rd 20, Railway Ln, Oak Ridge Ln | $93,000 | $80,000 | $75,000-$100,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Eight Mile Cemetery Rd, Aplin St, Russell Rd, Old Geneva, Twin Lakes Rd, Barker Mill Rd, Patti Dr, Galberry Rd, Husbands Rd, W Main St | $117,500 | $100,000 | $125,000-$150,000 | $63,000 | $60,000 | $50,000-$75,000 |
| Camellia Dr, Oak Hill Rd, Swan Cir, 3373 St, John Deere Rd, Co Rd 25, S Canal St, N King St, S Line St, Camp Victory Rd | $103,500 | $90,000 | $100,000-$125,000 | $48,500 | $40,000 | $50,000-$75,000 |
| Brick Rd, Container Rd, Travelers Rest Rd, Co Rd 5, Armstrong Rd, Brunson Rd, C M Phillips Rd, Avant Rd, Debice Rd, S East St | $84,500 | $80,000 | $50,000-$75,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Pub Work Rd, John H Day Rd, Roundabout Rd, Old RR Track Rd, Armstrong Dr, Rosewood Rd, Holley Mill Rd, Iron Bridge Rd, W State Hwy 52, Harvest Time Rd | $64,500 | $60,000 | $50,000-$75,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$103 | $540 |
| Superior Protection Discount | -$58 | $586 |
| Fire & Security Discount | -$51 | $592 |
| Hail Resistant Roof Discount | -$19 | $624 |
| Newly Constructed Home Discount | -$161 | $483 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,853 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,389 |
| Home Insurance Company Samson, AL | Homeowners Insurance Agency Samson, AL | Address | Popularity Score | Distance from Samson (miles) |
|---|---|---|---|---|
| State Farm | Melanie Garner | 112 S Commerce St, Geneva, AL, 36340-2211 | 13.5 | |
| State Farm | Al Snellgrove | 1384 S Forest Ave, Luverne, AL, 36049-7311 | 43.5 | |
| Allstate | David Brooks | 1831 E Three Notch St, Andalusia, AL, 36421 | 27.8 | |
| Allstate | Mark Goodson | 804 Boll Weevil Cir, Enterprise, AL, 36330 | 22.4 | |
| State Farm | Brian Jones | 190 Westgate Pkwy, Dothan, AL, 36303-2931 | 39.9 | |
| Travelers | Headland Insurance Agency | 6 E Church St, Headland, AL, 36345 | 47.7 | |
| Farmers | Mary Grimes | 1208 Rucker Blvd Ste B, Enterprise, AL, 36330 | 23.0 | |
| Allstate | Luke Stevens | 2238 Westgate Pkwy, Dothan, AL, 36303 | 41.2 | |
| Allstate | Trustway Insurance | 141 Troy Plaza Loop, Troy, AL, 36081 | 48.8 | |
| Travelers | Southeast Insurance & Real Estate | 416 N Claxton Ave, Elba, AL, 36323 | 22.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,670 | $830 |
| Geneva County, AL | $87,800 | $765 | $550 | $1,050 | $500 |
| Samson, AL | $67,200 | $643 | $440 | $890 | $450 |
| Hartford, AL | $107,400 | $868 | $620 | $1,220 | $600 |
| Holmes County, FL | $92,400 | $861 | $670 | $1,150 | $480 |
| Clayhatchee, AL | $100,000 | $989 | $720 | $1,360 | $640 |
| Midland City, AL | $93,600 | $949 | $690 | $1,310 | $620 |
| Baker, FL | $170,600 | $971 | $760 | $1,300 | $540 |
| Niceville, FL | $211,800 | $993 | $770 | $1,330 | $560 |
| Echo, AL | $82,700 | $877 | $630 | $1,220 | $590 |
| Luverne, AL | $77,900 | $708 | $480 | $980 | $500 |
| Cowarts, AL | $98,500 | $979 | $660 | $1,380 | $720 |
| Valparaiso, FL | $203,500 | $964 | $750 | $1,290 | $540 |