Gavop's guide to buying homeowners insurance in Robertsville, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Robertsville, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 5 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Township Dr, Pegasus Ct, Jackie Dr, Kathy Ct, Pembroke Ct, Eaton Ct, Stevenson Dr, Lake Louise Rd, Serpentine Dr, Diane Dr | $430,000 | $390,000 | $350,000-$400,000 | $784,000 | $740,000 | $600,000-$700,000 |
| Jackson Way, Blvd de Jardin, Hawkins Corner Rd, Bauers Ln, Radcliff Pl, Castlehill Dr, Hancock Pl, Church Rd, Windflower Ct, Meridian Pl | $468,000 | $420,000 | $400,000-$500,000 | $654,000 | $600,000 | $600,000-$700,000 |
| Wyett Ln, Prescott Dr, School Rd W, Eliot Ct, Ridgewood Ct, Harbor Rd, Lawton Rd, Roseberry Ct, McDonald Rd, Tivoli Ct | $665,500 | $570,000 | $500,000-$600,000 | $430,000 | $350,000 | $350,000-$400,000 |
| Trudeau Ct, Geanne Way, Hudson Bay Ter, Yukon Ter, Melissa Ct, Mayfair Pl, Micki Dr, Bryant Dr, Janet Dr, Carelton Pl | $647,500 | $540,000 | $700,000-$800,000 | $628,000 | $580,000 | $700,000-$800,000 |
| Bunting Ter, Rolling Hill Dr, Old Scots Rd, Erie Ct, Morganville-Gordon S Rd, Whitney Dr, Angelique Ct, Leonard Dr, Hartman Rd, Boundary Rd | $654,500 | $530,000 | $600,000-$700,000 | $545,000 | $510,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$189 | $804 |
| Superior Protection Discount | -$99 | $893 |
| Fire & Security Discount | -$99 | $893 |
| Hail Resistant Roof Discount | -$30 | $962 |
| Newly Constructed Home Discount | -$278 | $714 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $1,500 | $1,175 | $2,675 | $854 | $2,354 | $321 |
| Robertsville, NJ | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| Madison Park, NJ | $100 | $987 | $1,087 | $717 | $817 | $270 |
| Keyport, NJ | $1,000 | $796 | $1,796 | $578 | $1,578 | $218 |
| Richmond County, NY | $300 | $1,496 | $1,796 | $1,087 | $1,387 | $409 |
| Union City, NJ | $1,000 | $978 | $1,978 | $711 | $1,711 | $267 |
| Penndel, PA | $200 | $903 | $1,103 | $656 | $856 | $247 |
| Hewlett Harbor, NY | $2,000 | $997 | $2,997 | $724 | $2,724 | $272 |
| Lower Southampton, PA | $200 | $806 | $1,006 | $586 | $786 | $220 |
| Totowa, NJ | $1,000 | $843 | $1,843 | $613 | $1,613 | $230 |
| Carle Place, NY | $400 | $2,406 | $2,806 | $1,748 | $2,148 | $657 |
| Pennsauken, NJ | $2,000 | $737 | $2,737 | $536 | $2,536 | $201 |
| Home Insurance Company Robertsville, NJ | Homeowners Insurance Agency Robertsville, NJ | Address | Popularity Score | Distance from Robertsville (miles) |
|---|---|---|---|---|
| Travelers | Hauswirth & Sons Insurance Consultants | 332 Rte 9, Forked River, NJ, 8731 | 35.4 | |
| Travelers | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 47.1 | |
| Travelers | Mosco Insurance Agency Llc | 83 Park St, Ridgefield Park, NJ, 7660 | 38.5 | |
| Allstate | Richard Moller | 285 County Rd Ste B, Tenafly, NJ, 7670 | 44.7 | |
| Travelers | Alliance Risk Management | 289 Route 33 East, Manalapan, NJ, 7726 | 7.0 | |
| State Farm | Sergio Bio | 25 Hawthorne Ave, Park Ridge, NJ, 07656-1212 | 49.8 | |
| Travelers | 1st Financial Insurance Agency Inc | 2040 Millburn Ave Ste 404, Maplewood, NJ, 7040 | 26.3 | |
| Travelers | Ray Eggers Agency | 208 Milton Ave, Rahway, NJ, 7065 | 18.5 | |
| State Farm | Jeff Jones | 432 Route 34 Ste 2, Matawan, NJ, 07747-2193 | 5.9 | |
| State Farm | Jerry Weinfeld | 2698 Hwy 516 Ste H, Old Bridge, NJ, 08857-2305 | 4.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,520 | $740 |
| Monmouth County, NJ | $396,200 | $1,189 | $810 | $1,640 | $830 |
| Robertsville, NJ | $468,600 | $992 | $660 | $1,370 | $710 |
| Madison Park, NJ | $278,900 | $999 | $680 | $1,390 | $710 |
| Keyport, NJ | $256,500 | $806 | $560 | $1,140 | $580 |
| Richmond County, NY | $460,200 | $1,514 | $1,010 | $2,150 | $1,140 |
| Union City, NJ | $296,200 | $990 | $710 | $1,400 | $690 |
| Penndel, PA | $260,900 | $914 | $630 | $1,250 | $620 |
| Hewlett Harbor, NY | $1,061,300 | $1,009 | $680 | $1,420 | $740 |
| Lower Southampton, PA | $287,000 | $816 | $580 | $1,130 | $550 |
| Totowa, NJ | $370,200 | $853 | $620 | $1,220 | $600 |
| Carle Place, NY | $486,000 | $2,435 | $1,730 | $3,480 | $1,750 |
| Pennsauken, NJ | $159,900 | $746 | $540 | $1,020 | $480 |